| (Rs.in Million) |
| Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
| SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
| Share Capital | 13967.75 | 13899.66 | 13834.10 | 12947.65 | 12894.60 |
| Equity - Authorised | 25000.00 | 25000.00 | 25000.00 | 25000.00 | 25000.00 |
| Equity - Issued | 13965.63 | 13897.54 | 13831.99 | 12945.53 | 12892.48 |
| Equity Paid Up | 13965.63 | 13897.54 | 13831.99 | 12945.53 | 12892.48 |
| Equity Shares Forfeited | 2.12 | 2.12 | 2.12 | 2.12 | 2.12 |
| Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Share Warrants & Outstandings | 7608.86 | 2664.14 | 31.01 | 34.86 | 46.76 |
| Total Reserves | 2123401.28 | 1803961.07 | 1562009.89 | 1216618.07 | 1129592.72 |
| Securities Premium | 507229.51 | 497645.06 | 489694.73 | 335899.41 | 330333.22 |
| Capital Reserves | 150662.55 | 149784.35 | 134042.32 | 132740.02 | 128785.62 |
| Profit & Loss Account Balances | 656386.77 | 528498.86 | 385155.99 | 267999.96 | 220463.84 |
| General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Reserves | 809122.45 | 628032.80 | 553116.85 | 479978.69 | 450010.04 |
| Reserve excluding Revaluation Reserve | 2092482.87 | 1771676.10 | 1530757.07 | 1185184.47 | 1098892.73 |
| Revaluation Reserves | 30918.42 | 32284.98 | 31252.82 | 31433.60 | 30699.99 |
| Deposits | 12108321.52 | 10913657.93 | 9599400.18 | 8007844.61 | 6813169.36 |
| Demand Deposits | 1658328.26 | 1634186.96 | 1392839.72 | 1049885.58 | 968050.16 |
| Savings Deposit | 3848298.56 | 3670305.57 | 3039179.24 | 2540649.72 | 2355305.79 |
| Term Deposits / Fixed Deposits | 6601694.70 | 5609165.41 | 5167381.22 | 4417309.31 | 3489813.41 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings | 1890618.07 | 1616026.83 | 1438999.39 | 2138517.82 | 2103241.21 |
| Borrowings From Reserve Bank of India | 18899.20 | 0.00 | 1000.00 | 118328.50 | 66551.50 |
| Borrowings From Other Banks | 71911.18 | 50892.85 | 48045.58 | 77196.16 | 98446.22 |
| Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings From Other Financial Institutions | 608942.33 | 323264.82 | 378775.31 | 583971.58 | 279488.96 |
| Borrowings in the form of Bonds / Debentures | 611388.73 | 591019.12 | 423428.84 | 446962.18 | 498200.35 |
| Borrowings in Other Form | 134647.32 | 121357.67 | 77382.34 | 57613.14 | 29601.77 |
| Borrowings From Out of India | 444829.32 | 529492.37 | 510367.33 | 854446.27 | 1130952.42 |
| Other Liabilities & Provisions | 3374119.96 | 3116355.27 | 3027964.48 | 2329011.62 | 2263188.91 |
| Bills Payable | 136037.08 | 130686.12 | 128480.84 | 57142.22 | 86191.84 |
| Inter-office adjustment Liabilities | 3228.02 | 4418.11 | 3262.62 | 7439.58 | 717.56 |
| Interest Accrued | 33390.14 | 27524.21 | 24830.18 | 30710.48 | 36648.11 |
| Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities & Provisions | 3201464.73 | 2953726.83 | 2871390.84 | 2233719.34 | 2139631.41 |
| Total Liabilities | 19584904.97 | 17526373.84 | 15738122.45 | 13772922.32 | 12387938.91 |
| APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
| Cash and balance with Reserve Bank of India | 686489.41 | 1096307.07 | 463022.05 | 353119.34 | 380662.78 |
| Cash with RBI | 599676.43 | 1024032.28 | 391605.06 | 253421.11 | 291548.97 |
| Cash in hand & others | 86812.98 | 72274.79 | 71416.99 | 99698.23 | 89113.82 |
| Balances with banks and money at call | 678075.52 | 734952.76 | 1012683.25 | 925409.88 | 493246.17 |
| Investments | 6395519.67 | 5670977.18 | 5365786.17 | 4434726.30 | 3982007.55 |
| Investments in India | 6247567.19 | 5465209.75 | 5117238.29 | 4293391.63 | 3859455.76 |
| GOI/State Govt. Securities | 3960623.21 | 3255021.73 | 2847433.18 | 2426824.44 | 1876580.13 |
| Equity Shares - Corporate | 127225.12 | 131221.76 | 170963.97 | 140980.32 | 133554.53 |
| Debentures & Bonds | 526539.87 | 415992.09 | 564663.02 | 390872.06 | 391443.02 |
| Subsidiaries and/or joint ventures/Associates | 20040.64 | 20040.64 | 6725.85 | 0.00 | 0.00 |
| Units - MF/ Insurance/CP/PTC | 172557.78 | 134270.52 | 141960.83 | 363865.05 | 348419.95 |
| Other Investments | 1440580.57 | 1508663.02 | 1385491.43 | 970849.77 | 1109458.14 |
| Investments outside India | 147952.49 | 205767.43 | 248547.88 | 141334.67 | 122551.80 |
| Government securities | 89972.47 | 152078.25 | 193166.09 | 76815.87 | 62208.34 |
| Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other investments outside India | 57980.01 | 53689.18 | 55381.79 | 64518.80 | 60343.46 |
| Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Advances | 10838663.15 | 9203081.39 | 7918013.92 | 7062461.12 | 6469616.81 |
| Bills Purchased & Discounted | 497557.67 | 482956.95 | 342046.09 | 452367.01 | 367577.74 |
| Cash Credit, Over Draft & Loans repayable | 2866747.21 | 2342314.74 | 1877224.41 | 1569192.86 | 1471378.35 |
| Term Loans | 7474358.27 | 6377809.70 | 5698743.42 | 5040901.26 | 4630660.73 |
| Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross block | 223245.48 | 211021.51 | 210654.79 | 197158.93 | 181318.79 |
| Premises | 94340.44 | 94345.83 | 95782.08 | 94289.89 | 91641.30 |
| Assets Given on Lease | 17902.41 | 17890.75 | 17735.22 | 17054.05 | 16714.63 |
| Other Fixed Assets | 111002.63 | 98784.94 | 97137.49 | 85814.99 | 72962.86 |
| Less: Accumulated Depreciation | 113555.44 | 104967.41 | 102562.21 | 93072.36 | 84714.56 |
| Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Block | 109690.04 | 106054.11 | 108092.58 | 104086.58 | 96604.23 |
| Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 876467.19 | 715001.33 | 870524.48 | 893119.11 | 965801.36 |
| Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Accrued Assets | 151100.65 | 108389.92 | 110626.01 | 111769.96 | 98043.71 |
| Tax paid in advance/TDS | 20372.70 | 26241.72 | 50249.50 | 73879.87 | 101872.67 |
| Stationery and stamps | 379.12 | 337.91 | 178.90 | 40.69 | 66.70 |
| Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 10040.17 |
| Deferred tax asset | 76194.44 | 79484.85 | 93350.22 | 88070.30 | 109372.95 |
| Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Others | 628420.28 | 500546.94 | 616119.86 | 619358.30 | 646405.18 |
| Total Assets | 19584904.97 | 17526373.84 | 15738122.45 | 13772922.32 | 12387938.91 |
| Contingent Liabilities | 50359511.03 | 45523411.17 | 30213442.29 | 30030535.32 | 26120719.38 |
| Claims not acknowledged as debts | 88006.84 | 89527.69 | 88166.72 | 73590.69 | 65029.95 |
| Outstanding forward exchange contracts | 15492543.08 | 10757369.66 | 8303455.99 | 7598623.66 | 4889593.92 |
| Guarantees given in India | 1102115.00 | 877490.08 | 811429.16 | 872909.27 | 851493.76 |
| Guarantees given Outside India | 134004.86 | 158594.80 | 182653.70 | 223256.67 | 218124.55 |
| Acceptances, endorsements & other obligations | 435202.81 | 458778.74 | 321874.59 | 346874.15 | 433839.13 |
| Other Contingent liabilities | 33107638.44 | 33181650.21 | 20505862.13 | 20915280.89 | 19662638.07 |
| Bills for collection | 864576.68 | 752325.96 | 548463.82 | 484012.62 | 495791.86 |
| Book Value | 301.66 | 256.96 | 223.34 | 185.10 | 172.47 |
| Adjusted Book Value | 301.66 | 256.96 | 223.34 | 185.10 | 172.47 |