| (Rs.in Million) |
| Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
| SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
| Share Capital | 66181.22 | 62177.08 | 56758.50 | 48099.03 | 47816.76 |
| Equity - Authorised | 75000.00 | 75000.00 | 75000.00 | 53250.00 | 53250.00 |
| Equity - Issued | 66181.22 | 62177.08 | 56758.50 | 48099.03 | 47816.76 |
| Equity Paid Up | 66181.22 | 62177.08 | 56758.50 | 48099.03 | 47816.76 |
| Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Share Warrants & Outstandings | 371.15 | 161.20 | 0.97 | 0.00 | 0.00 |
| Total Reserves | 191923.14 | 148482.91 | 122237.68 | 105936.20 | 134176.87 |
| Securities Premium | 173125.07 | 154534.14 | 129611.98 | 118142.29 | 117949.06 |
| Capital Reserves | 7465.10 | 6510.10 | 6060.10 | 4575.10 | 2915.10 |
| Profit & Loss Account Balances | -24294.20 | -37918.49 | -36371.56 | -34993.35 | -4899.45 |
| General Reserves | 6882.16 | 6882.16 | 6882.16 | 6882.16 | 6882.16 |
| Other Reserves | 28745.00 | 18475.00 | 16055.00 | 11330.00 | 11330.00 |
| Reserve excluding Revaluation Reserve | 191923.14 | 148482.91 | 122237.68 | 105936.20 | 134176.87 |
| Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deposits | 1444695.04 | 1055396.27 | 885362.44 | 650789.41 | 703535.91 |
| Demand Deposits | 146833.28 | 92830.20 | 53551.20 | 42389.24 | 23053.35 |
| Savings Deposit | 571565.93 | 418126.10 | 404805.16 | 166929.21 | 67500.19 |
| Term Deposits / Fixed Deposits | 726295.83 | 544439.97 | 427006.08 | 441470.96 | 612982.36 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings | 572120.92 | 529625.99 | 457860.85 | 573971.86 | 699833.90 |
| Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 62500.00 |
| Borrowings From Other Banks | 11928.37 | 11105.65 | 14931.79 | 38109.35 | 121145.78 |
| Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings From Other Financial Institutions | 486888.39 | 406065.82 | 319089.41 | 384842.44 | 343166.78 |
| Borrowings in the form of Bonds / Debentures | 69149.00 | 91107.00 | 95083.00 | 104340.00 | 104340.00 |
| Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings From Out of India | 4155.16 | 21347.53 | 28756.65 | 46680.06 | 68681.33 |
| Other Liabilities & Provisions | 123529.04 | 105613.87 | 108494.80 | 112789.02 | 85625.89 |
| Bills Payable | 11944.38 | 11094.10 | 9155.95 | 3831.58 | 1324.74 |
| Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Accrued | 15029.67 | 15797.67 | 25267.11 | 34886.08 | 33574.12 |
| Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities & Provisions | 96554.99 | 78722.10 | 74071.73 | 74071.36 | 50727.03 |
| Total Liabilities | 2398820.51 | 1901457.33 | 1630715.24 | 1491585.52 | 1670989.34 |
| APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
| Cash and balance with Reserve Bank of India | 105622.83 | 112812.50 | 46695.48 | 33484.20 | 41009.32 |
| Cash with RBI | 99084.08 | 106719.92 | 41683.17 | 28765.22 | 39177.50 |
| Cash in hand & others | 6538.75 | 6092.58 | 5012.30 | 4718.98 | 1831.82 |
| Balances with banks and money at call | 32163.98 | 44211.23 | 11035.77 | 8144.24 | 54252.21 |
| Investments | 609132.75 | 459345.58 | 451815.87 | 451744.24 | 582452.29 |
| Investments in India | 609129.49 | 459342.32 | 451812.61 | 451740.98 | 582452.29 |
| GOI/State Govt. Securities | 560317.49 | 405970.96 | 354464.01 | 330138.16 | 353849.42 |
| Equity Shares - Corporate | 4384.36 | 4738.08 | 4637.85 | 3849.70 | 1798.75 |
| Debentures & Bonds | 25478.21 | 14404.81 | 40919.49 | 50797.99 | 127326.57 |
| Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Investments | 18949.44 | 34228.47 | 51791.26 | 66955.12 | 99477.56 |
| Investments outside India | 3.26 | 3.26 | 3.26 | 3.26 | 0.00 |
| Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other investments outside India | 3.26 | 3.26 | 3.26 | 3.26 | 0.00 |
| Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Advances | 1517945.31 | 1178578.00 | 1005501.26 | 855953.60 | 863022.86 |
| Bills Purchased & Discounted | 21409.45 | 18400.15 | 17346.70 | 15650.40 | 28299.10 |
| Cash Credit, Over Draft & Loans repayable | 214570.76 | 159646.31 | 116288.76 | 55798.00 | 70567.37 |
| Term Loans | 1281965.11 | 1000531.55 | 871865.80 | 784505.19 | 764156.39 |
| Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross block | 39589.07 | 55602.67 | 51554.55 | 46128.19 | 42607.50 |
| Premises | 2873.16 | 2873.16 | 2873.16 | 3001.18 | 3001.18 |
| Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Fixed Assets | 36715.91 | 52729.51 | 48681.39 | 43127.02 | 39606.33 |
| Less: Accumulated Depreciation | 20444.20 | 42523.34 | 39247.95 | 36140.48 | 33208.24 |
| Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Block | 19144.87 | 13079.33 | 12306.60 | 9987.71 | 9399.27 |
| Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Work in Progress | 2185.75 | 794.11 | 652.71 | 744.60 | 341.14 |
| Other Assets | 112625.03 | 92636.57 | 102707.57 | 131526.94 | 120512.25 |
| Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Accrued Assets | 23950.16 | 16367.13 | 16751.21 | 16593.66 | 16477.19 |
| Tax paid in advance/TDS | 4404.80 | 4319.48 | 5330.64 | 10643.41 | 9157.01 |
| Stationery and stamps | 0.15 | 0.05 | 0.18 | 0.10 | 0.05 |
| Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred tax asset | 14262.04 | 19252.67 | 20016.43 | 20237.30 | 25205.10 |
| Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Others | 70007.87 | 52697.24 | 60609.11 | 84052.48 | 69672.90 |
| Total Assets | 2398820.51 | 1901457.33 | 1630715.24 | 1491585.52 | 1670989.34 |
| Contingent Liabilities | 3612073.00 | 2143143.75 | 2124865.22 | 2806789.23 | 2999188.53 |
| Claims not acknowledged as debts | 1805.62 | 1704.39 | 684.62 | 640.51 | 483.50 |
| Outstanding forward exchange contracts | 1766043.44 | 558694.46 | 686623.79 | 732933.71 | 628231.75 |
| Guarantees given in India | 153501.15 | 125774.49 | 151181.91 | 165222.58 | 167962.73 |
| Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Acceptances, endorsements & other obligations | 71144.94 | 91137.97 | 84122.39 | 89279.21 | 102307.64 |
| Other Contingent liabilities | 1619577.84 | 1365832.45 | 1202252.51 | 1818713.22 | 2100202.92 |
| Bills for collection | 21967.83 | 14399.95 | 12853.78 | 9149.53 | 4543.65 |
| Book Value | 39.00 | 33.88 | 31.54 | 32.02 | 38.06 |
| Adjusted Book Value | 39.00 | 33.88 | 31.54 | 32.02 | 38.06 |