(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 4911.66 | 4870.70 | 4232.40 | 4205.09 | 3992.30 |
Equity - Authorised | 8000.00 | 8000.00 | 8000.00 | 8000.00 | 8000.00 |
Equity - Issued | 4914.31 | 4873.35 | 4235.05 | 4207.78 | 3994.99 |
Equity Paid Up | 4911.66 | 4870.70 | 4232.40 | 4205.09 | 3992.30 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 118.98 | 37.68 | 33.16 | 22.91 | 17.22 |
Total Reserves | 340352.60 | 296145.16 | 216958.53 | 188327.19 | 161029.97 |
Securities Premium | 108315.26 | 106668.64 | 63356.84 | 62424.78 | 53303.29 |
Capital Reserves | 9220.88 | 8385.38 | 7567.74 | 7454.50 | 6580.46 |
Profit & Loss Account Balances | 93037.52 | 75162.39 | 57630.13 | 43540.28 | 34958.14 |
General Reserves | 0.63 | 0.64 | 0.76 | 0.76 | 0.76 |
Other Reserves | 129778.31 | 105928.13 | 88403.06 | 74906.87 | 66187.32 |
Reserve excluding Revaluation Reserve | 340302.51 | 296095.07 | 216908.44 | 188277.10 | 160979.88 |
Revaluation Reserves | 50.09 | 50.09 | 50.09 | 50.09 | 50.09 |
Deposits | 2834836.23 | 2524550.12 | 2129885.01 | 1816775.21 | 1721861.04 |
Demand Deposits | 223217.28 | 167142.33 | 153908.16 | 143699.54 | 117904.28 |
Savings Deposit | 638922.44 | 578587.49 | 543369.91 | 530826.74 | 468522.89 |
Term Deposits / Fixed Deposits | 1972696.51 | 1778820.30 | 1432606.94 | 1142248.93 | 1135433.88 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 325958.32 | 251596.20 | 258619.79 | 195873.86 | 122706.01 |
Borrowings From Reserve Bank of India | 22500.00 | 28510.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 74380.66 | 66471.08 | 64201.77 | 39124.20 | 35555.02 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 192646.80 | 120627.98 | 164078.25 | 137315.60 | 65459.07 |
Borrowings in the form of Bonds / Debentures | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 36430.87 | 35987.14 | 30339.76 | 19434.07 | 21691.93 |
Other Liabilities & Provisions | 86193.53 | 92984.79 | 66791.98 | 54152.88 | 37888.35 |
Bills Payable | 5229.79 | 6535.79 | 6254.62 | 6175.51 | 4980.83 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 8990.95 | 7338.96 | 6314.35 | 2834.25 | 2472.31 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 71972.78 | 79110.04 | 54223.01 | 45143.12 | 30435.21 |
Total Liabilities | 3601519.14 | 3178389.47 | 2680040.57 | 2262410.45 | 2049665.27 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 203609.79 | 115091.15 | 126042.36 | 160661.11 | 76545.10 |
Cash with RBI | 195602.27 | 105406.31 | 115203.41 | 143363.91 | 59798.49 |
Cash in hand & others | 8007.52 | 9684.85 | 10838.95 | 17297.20 | 16746.62 |
Balances with banks and money at call | 112361.51 | 76847.09 | 51996.93 | 50699.95 | 121612.25 |
Investments | 660576.79 | 610431.16 | 487022.38 | 390651.93 | 367316.74 |
Investments in India | 660375.53 | 610308.63 | 485672.64 | 390051.57 | 366471.77 |
GOI/State Govt. Securities | 563464.22 | 520842.00 | 426889.67 | 352689.97 | 327826.43 |
Equity Shares - Corporate | 8886.63 | 5667.67 | 5238.90 | 4562.52 | 4418.46 |
Debentures & Bonds | 34419.10 | 30638.06 | 21197.65 | 13543.33 | 19607.86 |
Subsidiaries and/or joint ventures/Associates | 3093.05 | 3512.78 | 3309.31 | 2738.50 | 2763.62 |
Units - MF/ Insurance/CP/PTC | 50512.54 | 49648.12 | 29037.11 | 16517.25 | 11855.40 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 201.26 | 122.53 | 1349.74 | 600.36 | 844.97 |
Government securities | 42.01 | 32.05 | 24.53 | 439.30 | 840.74 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 159.25 | 90.48 | 1325.22 | 161.06 | 4.24 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 2449953.56 | 2181102.82 | 1819567.49 | 1499514.62 | 1355144.12 |
Bills Purchased & Discounted | 48412.07 | 47518.54 | 41692.97 | 35191.05 | 48623.00 |
Cash Credit, Over Draft & Loans repayable | 988960.08 | 878225.32 | 759432.67 | 644095.46 | 551041.83 |
Term Loans | 1412581.41 | 1255358.95 | 1018441.84 | 820228.11 | 755479.29 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 32302.29 | 25110.37 | 22124.40 | 18346.92 | 15808.24 |
Premises | 7936.42 | 4211.44 | 3742.88 | 2968.64 | 2436.55 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 24365.86 | 20898.92 | 18381.53 | 15378.28 | 13371.69 |
Less: Accumulated Depreciation | 17747.25 | 15149.91 | 13221.22 | 11914.37 | 10764.17 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 14555.04 | 9960.46 | 8903.18 | 6432.55 | 5044.07 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 720.51 | 669.88 | 813.93 | 288.48 | 130.80 |
Other Assets | 159741.94 | 184286.91 | 185694.30 | 154161.81 | 123872.18 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 24085.94 | 21228.65 | 16805.87 | 12523.38 | 12777.79 |
Tax paid in advance/TDS | 14012.55 | 14430.96 | 13512.46 | 11844.77 | 11277.12 |
Stationery and stamps | 18.94 | 18.75 | 15.68 | 11.90 | 8.60 |
Non-banking assets acquired | 2.93 | 2.93 | 2.93 | 3.94 | 16.26 |
Deferred tax asset | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 121621.58 | 148605.62 | 155357.38 | 129777.83 | 99792.42 |
Total Assets | 3601519.14 | 3178389.47 | 2680040.57 | 2262410.45 | 2049665.27 |
Contingent Liabilities | 2082818.30 | 1020899.45 | 766059.73 | 389315.04 | 364270.08 |
Claims not acknowledged as debts | 19963.02 | 25086.18 | 18470.24 | 16878.50 | 17445.14 |
Outstanding forward exchange contracts | 1863348.53 | 824272.51 | 610661.76 | 266022.36 | 260669.14 |
Guarantees given in India | 155922.13 | 135261.53 | 107735.58 | 78761.96 | 67442.29 |
Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 38349.12 | 31506.80 | 25350.12 | 22885.85 | 14349.42 |
Other Contingent liabilities | 5235.50 | 4772.43 | 3842.03 | 4766.38 | 4364.09 |
Bills for collection | 92327.98 | 71578.41 | 56694.54 | 50132.76 | 39772.22 |
Book Value | 140.57 | 123.58 | 104.50 | 91.55 | 82.65 |
Adjusted Book Value | 140.57 | 123.58 | 104.50 | 91.55 | 82.65 |