(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 77376.09 | 77376.09 | 69387.51 | 69387.51 | 65108.48 |
Equity - Authorised | 100000.00 | 100000.00 | 100000.00 | 100000.00 | 100000.00 |
Equity - Issued | 76336.06 | 76336.06 | 68347.48 | 68347.48 | 64068.44 |
Equity Paid Up | 76336.06 | 76336.06 | 68347.48 | 68347.48 | 64068.44 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 1040.04 | 1040.04 | 1040.04 | 1040.04 | 1040.04 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Reserves | 1060964.69 | 898600.47 | 718647.63 | 639223.74 | 582269.30 |
Securities Premium | 257282.68 | 255948.05 | 184228.06 | 183926.86 | 173785.08 |
Capital Reserves | 65074.62 | 61631.46 | 59998.85 | 59354.59 | 47384.06 |
Profit & Loss Account Balances | 5832.04 | 5832.04 | 5832.04 | 0.04 | 0.04 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 732775.35 | 575188.92 | 468588.68 | 395942.25 | 361100.12 |
Reserve excluding Revaluation Reserve | 990378.67 | 842156.30 | 657323.40 | 591653.00 | 533284.52 |
Revaluation Reserves | 70586.02 | 56444.17 | 61324.23 | 47570.74 | 48984.78 |
Deposits | 13122913.65 | 12245933.56 | 11203219.23 | 10343677.54 | 9256539.26 |
Demand Deposits | 862972.07 | 737728.84 | 739989.40 | 727164.71 | 637084.23 |
Savings Deposit | 3399244.41 | 3363702.53 | 3201049.44 | 3045769.58 | 2719965.04 |
Term Deposits / Fixed Deposits | 8860697.17 | 8144502.19 | 7262180.39 | 6570743.24 | 5899489.99 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 274897.94 | 269742.68 | 427365.95 | 512452.00 | 519222.31 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 133820.00 | 142090.00 | 142090.00 |
Borrowings From Other Banks | 0.00 | 172.26 | 75.82 | 19828.21 | 14033.31 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 61812.88 | 48402.02 | 23463.99 | 30220.23 | 27819.96 |
Borrowings in the form of Bonds / Debentures | 176380.00 | 176380.00 | 196380.00 | 187550.00 | 176551.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 36705.06 | 44788.39 | 73626.14 | 132763.56 | 158728.04 |
Other Liabilities & Provisions | 577141.86 | 528306.31 | 464950.78 | 372915.32 | 400634.60 |
Bills Payable | 27502.19 | 26414.13 | 26497.50 | 26890.20 | 23030.33 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 63611.19 | 52476.35 | 60343.34 | 45494.11 | 31807.51 |
Proposed Dividend | 36259.63 | 27480.98 | 20504.31 | 12986.02 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 449768.86 | 421934.84 | 357605.63 | 287544.98 | 345796.76 |
Total Liabilities | 15113294.23 | 14019959.11 | 12883571.10 | 11937656.10 | 10823773.95 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 895084.97 | 529015.44 | 502581.07 | 461158.92 | 378857.14 |
Cash with RBI | 877643.16 | 506262.87 | 474164.73 | 423310.21 | 340992.16 |
Cash in hand & others | 17441.81 | 22752.57 | 28416.34 | 37848.71 | 37864.97 |
Balances with banks and money at call | 421752.36 | 667443.02 | 623407.57 | 736423.29 | 468776.24 |
Investments | 3619033.57 | 3439528.62 | 3437269.56 | 3518390.44 | 3390585.06 |
Investments in India | 3585939.25 | 3414116.50 | 3414216.82 | 3497120.69 | 3369305.21 |
GOI/State Govt. Securities | 2857996.56 | 2755586.02 | 2622587.76 | 2658289.69 | 2425614.46 |
Equity Shares - Corporate | 46633.70 | 28277.30 | 24533.69 | 26242.46 | 32794.41 |
Debentures & Bonds | 569491.56 | 579091.16 | 643393.36 | 703490.65 | 758584.34 |
Subsidiaries and/or joint ventures/Associates | 6822.23 | 4383.85 | 3502.15 | 2688.95 | 2120.76 |
Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Investments | 104995.20 | 46778.18 | 120199.87 | 106408.94 | 150191.24 |
Investments outside India | 33094.32 | 25412.11 | 23052.74 | 21269.75 | 21279.85 |
Government securities | 30457.29 | 22001.14 | 18690.38 | 18557.54 | 18783.10 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 2637.03 | 3410.97 | 4362.36 | 2712.21 | 2496.75 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 9567286.76 | 8740797.40 | 7642766.79 | 6633556.51 | 5933200.83 |
Bills Purchased & Discounted | 36635.92 | 35944.61 | 32974.69 | 38731.67 | 41153.86 |
Cash Credit, Over Draft & Loans repayable | 4849014.90 | 4341674.09 | 3486171.81 | 2879584.81 | 2662705.50 |
Term Loans | 4681635.95 | 4363178.70 | 4123620.29 | 3715240.03 | 3229341.48 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 209490.63 | 196216.32 | 186813.33 | 165183.88 | 160018.69 |
Premises | 95752.67 | 94318.36 | 95892.24 | 80982.72 | 81708.13 |
Assets Given on Lease | 3.13 | 3.13 | 314.40 | 268.48 | 268.48 |
Other Fixed Assets | 113734.83 | 101894.84 | 90606.69 | 83932.68 | 78042.09 |
Less: Accumulated Depreciation | 111836.97 | 103977.20 | 98555.21 | 93470.92 | 86987.77 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 97653.65 | 92239.12 | 88258.13 | 71712.96 | 73030.93 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 587.28 | 358.94 | 221.63 | 370.13 | 633.28 |
Other Assets | 511895.65 | 550576.57 | 589066.35 | 516043.85 | 578690.49 |
Inter-office adjustment Assets | 29344.29 | 17028.20 | 22020.70 | 17997.05 | 73401.77 |
Interest Accrued Assets | 111010.04 | 108738.07 | 91916.72 | 77768.18 | 61679.66 |
Tax paid in advance/TDS | 34823.41 | 71298.68 | 67566.23 | 54113.75 | 66396.67 |
Stationery and stamps | 64.82 | 61.85 | 62.78 | 63.35 | 68.18 |
Non-banking assets acquired | 1.33 | 1.33 | 1.33 | 1.33 | 1.24 |
Deferred tax asset | 27458.98 | 37139.45 | 86627.85 | 122953.43 | 156750.03 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 309192.76 | 316309.00 | 320870.74 | 243146.76 | 220392.94 |
Total Assets | 15113294.23 | 14019959.11 | 12883571.10 | 11937656.10 | 10823773.95 |
Contingent Liabilities | 5592801.05 | 5833830.50 | 6080992.76 | 6511468.34 | 3717814.66 |
Claims not acknowledged as debts | 295072.39 | 308457.77 | 240522.12 | 171435.27 | 194445.53 |
Outstanding forward exchange contracts | 3689853.08 | 3720607.59 | 4133763.84 | 4371208.48 | 2300922.08 |
Guarantees given in India | 710969.09 | 696206.19 | 664064.01 | 653508.70 | 663275.68 |
Guarantees given Outside India | 10477.14 | 6754.64 | 14233.66 | 16587.10 | 13504.43 |
Acceptances, endorsements & other obligations | 845459.70 | 1067164.16 | 996420.85 | 1269957.90 | 521477.69 |
Other Contingent liabilities | 40969.65 | 34640.16 | 31988.28 | 28770.89 | 24189.25 |
Bills for collection | 476166.85 | 502528.60 | 435667.18 | 660894.13 | 346948.14 |
Book Value | 139.74 | 120.32 | 106.17 | 96.57 | 93.24 |
Adjusted Book Value | 139.74 | 120.32 | 106.17 | 96.57 | 93.24 |