(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 90514.01 | 86809.39 | 86809.39 | 86809.39 | 58755.63 |
Equity - Authorised | 100000.00 | 100000.00 | 100000.00 | 100000.00 | 100000.00 |
Equity - Issued | 90514.01 | 86809.39 | 86809.39 | 86809.39 | 58755.63 |
Equity Paid Up | 90514.01 | 86809.39 | 86809.39 | 86809.39 | 58755.63 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 48000.00 |
Total Reserves | 278300.78 | 236934.72 | 205357.91 | 188684.67 | 158212.80 |
Securities Premium | 85961.71 | 74666.33 | 74666.33 | 74666.33 | 241962.27 |
Capital Reserves | 20046.61 | 19163.09 | 0.00 | 0.00 | 0.00 |
Profit & Loss Account Balances | 55503.50 | 28300.56 | 10247.51 | 142.58 | -187409.08 |
General Reserves | -12439.47 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 129228.43 | 114804.75 | 120444.08 | 113875.76 | 103659.61 |
Reserve excluding Revaluation Reserve | 239084.45 | 196087.54 | 168862.06 | 151535.22 | 120289.99 |
Revaluation Reserves | 39216.33 | 40847.18 | 36495.85 | 37149.45 | 37922.81 |
Deposits | 4132709.82 | 3855407.76 | 3597751.19 | 3431645.67 | 3303283.14 |
Demand Deposits | 203203.08 | 189382.22 | 187319.20 | 175404.02 | 169082.38 |
Savings Deposit | 1817614.46 | 1737209.21 | 1625314.53 | 1559651.98 | 1456670.19 |
Term Deposits / Fixed Deposits | 2111892.27 | 1928816.33 | 1785117.46 | 1696589.67 | 1677530.57 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 218196.43 | 200128.77 | 83339.16 | 76633.02 | 57596.65 |
Borrowings From Reserve Bank of India | 88910.00 | 110100.00 | 17640.00 | 17640.00 | 17640.00 |
Borrowings From Other Banks | 25567.29 | 2814.74 | 0.00 | 723.14 | 2630.30 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 83719.15 | 57214.03 | 40699.16 | 26878.88 | 635.35 |
Borrowings in the form of Bonds / Debentures | 20000.00 | 30000.00 | 25000.00 | 31391.00 | 36691.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 83995.73 | 97673.45 | 96866.36 | 88572.02 | 73391.21 |
Bills Payable | 9489.22 | 9914.55 | 9493.10 | 11147.97 | 7843.26 |
Inter-office adjustment Liabilities | 2.55 | 0.00 | 19.47 | 190.08 | 102.98 |
Interest Accrued | 7938.68 | 6493.84 | 8915.70 | 7745.82 | 7443.93 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 66565.28 | 81265.06 | 78438.10 | 69488.15 | 58001.03 |
Total Liabilities | 4804568.42 | 4477715.72 | 4070797.15 | 3872921.76 | 3699744.82 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 229314.26 | 229547.93 | 274329.20 | 380336.98 | 321881.04 |
Cash with RBI | 215110.91 | 215285.05 | 259328.09 | 365782.49 | 307126.83 |
Cash in hand & others | 14203.35 | 14262.88 | 15001.11 | 14554.49 | 14754.20 |
Balances with banks and money at call | 132659.65 | 146530.06 | 166690.25 | 150632.39 | 67656.66 |
Investments | 1416522.61 | 1440100.25 | 1365693.84 | 1407745.41 | 1485180.08 |
Investments in India | 1413232.56 | 1437282.60 | 1363280.87 | 1405806.75 | 1483539.17 |
GOI/State Govt. Securities | 1119511.31 | 1127591.02 | 1030386.82 | 1055381.54 | 1103856.62 |
Equity Shares - Corporate | 16140.69 | 7594.34 | 7405.59 | 8833.69 | 7919.18 |
Debentures & Bonds | 266498.87 | 291651.53 | 319042.32 | 337844.15 | 353972.43 |
Subsidiaries and/or joint ventures/Associates | 6257.77 | 5476.08 | 4179.21 | 639.85 | 482.12 |
Units - MF/ Insurance/CP/PTC | 4823.92 | 4969.64 | 2266.92 | 3107.52 | 17308.83 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 3290.05 | 2817.64 | 2412.97 | 1938.66 | 1640.91 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 3290.05 | 2817.64 | 2412.97 | 1938.66 | 1640.91 |
Other investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 2835054.04 | 2443992.77 | 2038932.57 | 1690415.43 | 1573890.80 |
Bills Purchased & Discounted | 35239.77 | 26385.66 | 30941.50 | 24031.72 | 8900.54 |
Cash Credit, Over Draft & Loans repayable | 1372127.81 | 865095.14 | 790606.90 | 701580.44 | 704531.18 |
Term Loans | 1427686.47 | 1552511.97 | 1217384.17 | 964803.27 | 860459.08 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 86956.97 | 97149.15 | 87108.32 | 85483.82 | 84531.57 |
Premises | 53840.55 | 53752.81 | 48829.31 | 48811.92 | 49101.27 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 33116.43 | 43396.35 | 38279.01 | 36671.91 | 35430.30 |
Less: Accumulated Depreciation | 34816.70 | 43696.75 | 39252.46 | 35841.16 | 33113.69 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 52140.27 | 53452.41 | 47855.86 | 49642.66 | 51417.87 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 138877.59 | 164092.31 | 177295.44 | 194148.88 | 199718.38 |
Inter-office adjustment Assets | 0.00 | 877.23 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 22961.66 | 21495.73 | 20014.00 | 21785.96 | 22554.88 |
Tax paid in advance/TDS | 37000.52 | 45158.78 | 42664.93 | 39636.12 | 42383.27 |
Stationery and stamps | 272.13 | 210.31 | 228.75 | 225.42 | 205.55 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 31340.21 | 42835.18 | 57881.75 | 68559.90 | 75392.82 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 47303.07 | 53515.09 | 56506.01 | 63941.47 | 59181.86 |
Total Assets | 4804568.42 | 4477715.72 | 4070797.15 | 3872921.76 | 3699744.82 |
Contingent Liabilities | 1437119.09 | 962998.00 | 1327078.97 | 1796088.34 | 921392.98 |
Claims not acknowledged as debts | 69365.51 | 63767.78 | 60945.58 | 61924.67 | 19098.76 |
Outstanding forward exchange contracts | 1187035.18 | 736284.49 | 1108231.50 | 1590850.23 | 733762.85 |
Guarantees given in India | 99834.08 | 98480.56 | 91906.78 | 88387.52 | 106933.33 |
Guarantees given Outside India | 338.24 | 361.12 | 5211.84 | 5826.05 | 6328.68 |
Acceptances, endorsements & other obligations | 34669.41 | 18946.71 | 22149.91 | 24301.09 | 26431.68 |
Other Contingent liabilities | 45876.67 | 45157.34 | 38633.36 | 24798.78 | 28837.68 |
Bills for collection | 82737.70 | 100570.68 | 110390.66 | 113750.29 | 118987.67 |
Book Value | 36.41 | 32.59 | 29.45 | 27.46 | 30.47 |
Adjusted Book Value | 36.41 | 32.59 | 29.45 | 27.46 | 30.47 |