X 
Financials Ratios
Home | Market Info | Company Profile | Financials Ratios
GIC Housing Finance Ltd.
BSE CODE: 511676   |   NSE CODE: GICHSGFIN   |   ISIN CODE : INE289B01019   |   14-Aug-2025 Hrs IST
BSE NSE
Rs. 173.65
-0.9 ( -0.52% )
 
Prev Close ( Rs.)
174.55
Open ( Rs.)
174.95
 
High ( Rs.)
175.75
Low ( Rs.)
172.55
 
Volume
5733
Week Avg.Volume
6237
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 173.22
-1.5 ( -0.86% )
 
Prev Close ( Rs.)
174.72
Open ( Rs.)
174.13
 
High ( Rs.)
175.99
Low ( Rs.)
172.51
 
Volume
86538
Week Avg.Volume
88640
 
52 WK High-Low Range(Rs.)
156.01
277.69
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)29.74  28.07  39.59  32.23  19.60  
   CEPS(Rs)32.53  30.86  41.44  33.85  20.44  
   DPS(Rs)4.50  4.50  4.50  4.50  4.00  
   Book NAV/Share(Rs)364.79  339.58  315.56  280.56  252.14  
   Tax Rate(%)22.39  25.87  26.43  24.67  21.54  
Margin Ratios          
   Core EBITDA Margin(%)85.99  86.75  75.69  81.24  77.47  
   EBIT Margin(%)84.31  86.51  89.04  81.05  77.83  
   Pre Tax Margin(%)19.13  19.29  25.99  20.04  10.93  
   PAT Margin (%)14.85  14.30  19.12  15.10  8.58  
   Cash Profit Margin (%)16.24  15.72  20.01  15.85  8.94  
Performance Ratios          
   ROA(%)1.52  1.42  1.88  1.43  0.83  
   ROE(%)8.45  8.57  13.28  12.10  8.06  
   ROCE(%)8.63  8.61  8.75  7.63  7.49  
   Asset Turnover(x)0.10  0.10  0.10  0.09  0.10  
   Sales/Fixed Asset(x)15.05  12.74  18.60  33.85  45.47  
   Working Capital/Sales(x)-0.37  -0.36  -7.30  -10.65  -1.04  
Efficiency Ratios          
   Fixed Capital/Sales(x)0.07  0.08  0.05  0.03  0.02  
   Receivable days0.10  0.11  0.08  0.09  0.10  
   Inventory Days0.00  0.00  0.00  0.00  0.00  
   Payable days0  0  0  0  0  
Valuation Parameters          
   PER(x)5.64  7.17  3.91  4.06  5.94  
   PCE(x)5.16  6.53  3.74  3.87  5.70  
   Price/Book(x)0.46  0.59  0.49  0.47  0.46  
   Yield(%)2.68  2.23  2.91  3.44  3.43  
   EV/Net Sales(x)8.87  9.09  8.87  9.19  9.54  
   EV/Core EBITDA(x)10.21  10.34  9.86  11.24  12.21  
   EV/EBIT(x)10.52  10.51  9.96  11.34  12.26  
   EV/CE(x)0.90  0.92  0.91  0.90  0.94  
   M Cap / Sales0.84  1.03  0.75  0.61  0.51  
Growth Ratio          
   Net Sales Growth(%)2.06  -5.18  -3.03  -6.57  -1.35  
   Core EBITDA Growth(%)0.87  -7.29  6.59  -2.25  -9.57  
   EBIT Growth(%)-0.54  -7.87  6.52  -2.70  -9.47  
   PAT Growth(%)5.96  -29.10  22.83  64.41  131.46  
   EPS Growth(%)5.96  -29.10  22.83  64.41  131.46  
Financial Stability Ratios          
   Total Debt/Equity(x)4.44  4.68  5.38  6.85  8.26  
   Current Ratio(x)0.08  0.04  0.63  0.82  0.09  
   Quick Ratio(x)0.08  0.04  0.63  0.82  0.09  
   Interest Cover(x)1.29  1.29  1.41  1.33  1.16  
   Total Debt/Mcap(x)9.66  7.90  10.96  14.67  17.88