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Financials Ratios
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Bank Of India
BSE CODE: 532149   |   NSE CODE: BANKINDIA   |   ISIN CODE : INE084A01016   |   30-Apr-2025 Hrs IST
BSE NSE
Rs. 115.10
-2.7 ( -2.29% )
 
Prev Close ( Rs.)
117.80
Open ( Rs.)
117.90
 
High ( Rs.)
117.90
Low ( Rs.)
114.65
 
Volume
790149
Week Avg.Volume
516147
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 115.15
-2.67 ( -2.27% )
 
Prev Close ( Rs.)
117.82
Open ( Rs.)
117.79
 
High ( Rs.)
117.79
Low ( Rs.)
114.58
 
Volume
6188498
Week Avg.Volume
8466084
 
52 WK High-Low Range(Rs.)
90.05
156.4
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)13.88  9.80  8.30  6.59  -9.02  
   DPS(Rs)2.80  2.00  2.00  0.00  0.00  
   Book NAV/Share(Rs)136.32  126.90  117.47  120.34  114.42  
Margin Ratios          
   Yield on Advances10.78  9.81  9.05  11.10  11.48  
   Yield on Investments6.53  5.97  7.18  7.21  7.12  
   Cost of Liabilities4.60  3.73  3.67  3.99  4.55  
   NIM2.64  2.62  2.05  2.10  2.49  
   Interest Spread6.18  6.08  5.38  7.11  6.93  
Performance Ratios          
   ROA(%)0.73  0.52  0.47  0.31  -0.46  
   ROE(%)11.07  8.02  7.77  5.62  -8.11  
   ROCE(%)12.06  9.69  8.53  6.17  -1.31  
Efficiency Ratios          
   Cost Income Ratio51.73  51.08  54.48  51.34  47.57  
   Core Cost Income Ratio52.87  54.75  58.21  56.56  48.87  
   Operating Costs to Assets1.65  1.71  1.63  1.49  1.59  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)9.87  7.64  5.53  10.29  0.00  
   PCE(x)9.15  6.91  4.99  8.78  -4.11  
   Price/Book(x)1.01  0.59  0.39  0.56  0.28  
   Yield(%)2.04  2.67  4.36  0.00  0.00  
   EV/Net Sales(x)2.36  2.01  1.20  1.35  1.19  
   EV/Core EBITDA(x)10.19  7.15  4.56  5.32  4.37  
   EV/EBIT(x)3.00  2.85  1.54  1.85  2.24  
   EV/CE(x)1.00  0.82  0.06  0.08  0.08  
   M Cap / Sales1.03  0.64  0.49  0.55  0.25  
Growth Ratio          
   Core Operating Income Growth13.70  44.18  -1.46  -6.47  11.71  
   Operating Profit Growth-30.34  -14.62  20.12  27.15  11.51  
   Net Profit Growth57.05  18.16  57.60  173.06  46.69  
   BVPS Growth7.42  8.03  -2.38  5.17  -10.84  
   Advances Growth15.90  15.46  15.08  -0.87  8.18  
   EPS Growth(%)41.56  18.16  25.85  173.06  55.11  
Liquidity Ratios          
   Loans/Deposits(x)0.11  0.10  0.04  0.05  0.07  
   Cash / Deposits(x)0.05  0.07  0.06  0.10  0.05  
   Investment / Deposits(x)0.31  0.31  0.28  0.30  0.29  
   IncLoan / Deposits(x)10.97  9.70  4.26  5.18  7.16  
   Credit/Deposits(%)76.32  72.57  67.02  58.31  66.41  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.22  1.66  2.34  3.35  3.88