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Financials Ratios
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Dhanlaxmi Bank Ltd.
BSE CODE: 532180   |   NSE CODE: DHANBANK   |   ISIN CODE : INE680A01011   |   23-Oct-2025 Hrs IST
BSE NSE
Rs. 26.69
-0.3 ( -1.11% )
 
Prev Close ( Rs.)
26.99
Open ( Rs.)
27.00
 
High ( Rs.)
27.29
Low ( Rs.)
26.50
 
Volume
96395
Week Avg.Volume
87832
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 26.67
-0.33 ( -1.22% )
 
Prev Close ( Rs.)
27.00
Open ( Rs.)
27.45
 
High ( Rs.)
27.45
Low ( Rs.)
25.65
 
Volume
2066687
Week Avg.Volume
1359543
 
52 WK High-Low Range(Rs.)
22
36.52
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)1.69  2.29  1.95  1.42  1.47  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)31.33  34.40  31.66  30.11  28.67  
Margin Ratios          
   Yield on Advances11.04  11.95  11.33  11.26  13.71  
   Yield on Investments6.05  5.54  5.99  6.37  7.11  
   Cost of Liabilities5.16  5.13  4.30  4.42  5.07  
   NIM2.84  3.05  3.35  2.80  2.70  
   Interest Spread5.88  6.82  7.03  6.84  8.65  
Performance Ratios          
   ROA(%)0.39  0.37  0.34  0.27  0.29  
   ROE(%)6.33  6.92  6.32  4.83  5.26  
   ROCE(%)5.87  5.78  6.13  5.37  5.73  
Efficiency Ratios          
   Cost Income Ratio85.42  88.66  77.61  74.73  81.01  
   Core Cost Income Ratio87.19  91.51  72.05  87.84  92.25  
   Operating Costs to Assets3.11  3.39  2.82  2.88  2.79  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)17.57  14.64  7.41  8.73  10.09  
   PCE(x)12.73  12.59  5.19  5.61  7.14  
   Price/Book(x)0.95  1.20  0.46  0.41  0.52  
   Yield(%)0.00  0.00  0.00  0.00  0.00  
   EV/Net Sales(x)1.04  1.11  0.80  0.51  0.56  
   EV/Core EBITDA(x)14.41  19.39  6.96  3.45  6.12  
   EV/EBIT(x)1.52  1.67  1.33  0.79  0.82  
   EV/CE(x)0.95  1.15  0.66  0.51  0.60  
   M Cap / Sales0.89  0.86  0.34  0.34  0.40  
Growth Ratio          
   Core Operating Income Growth5.42  -3.64  31.31  9.91  -11.66  
   Operating Profit Growth-11.47  -26.48  -5.34  8.07  -2.78  
   Net Profit Growth15.25  17.14  37.48  -3.45  -43.46  
   BVPS Growth-8.92  8.66  5.13  5.03  5.48  
   Advances Growth18.39  6.88  16.08  19.96  4.48  
   EPS Growth(%)-26.12  17.14  37.48  -3.45  -43.46  
Liquidity Ratios          
   Loans/Deposits(x)0.01  0.02  0.04  0.01  0.01  
   Cash / Deposits(x)0.06  0.05  0.06  0.06  0.05  
   Investment / Deposits(x)0.25  0.28  0.29  0.33  0.38  
   IncLoan / Deposits(x)1.25  2.09  3.69  1.21  1.28  
   Credit/Deposits(%)74.68  70.69  70.79  65.65  57.95  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.99  1.25  1.16  2.85  4.76