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Financials Ratios
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Dhanlaxmi Bank Ltd.
BSE CODE: 532180   |   NSE CODE: DHANBANK   |   ISIN CODE : INE680A01011   |   30-Apr-2025 Hrs IST
BSE NSE
Rs. 28.18
-0.86 ( -2.96% )
 
Prev Close ( Rs.)
29.04
Open ( Rs.)
29.50
 
High ( Rs.)
29.50
Low ( Rs.)
28.01
 
Volume
33888
Week Avg.Volume
101951
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 28.16
-0.91 ( -3.13% )
 
Prev Close ( Rs.)
29.07
Open ( Rs.)
29.05
 
High ( Rs.)
29.09
Low ( Rs.)
28.10
 
Volume
464422
Week Avg.Volume
886898
 
52 WK High-Low Range(Rs.)
22
37.57
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)2.29  1.95  1.42  1.47  2.60  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)34.40  31.66  30.11  28.67  27.18  
Margin Ratios          
   Yield on Advances11.95  11.33  11.26  13.71  15.20  
   Yield on Investments5.54  5.99  6.37  7.11  7.98  
   Cost of Liabilities5.13  4.30  4.42  5.07  5.54  
   NIM3.05  3.35  2.80  2.70  3.30  
   Interest Spread6.82  7.03  6.84  8.65  9.66  
Performance Ratios          
   ROA(%)0.37  0.34  0.27  0.29  0.55  
   ROE(%)6.92  6.32  4.83  5.26  10.05  
   ROCE(%)5.78  6.13  5.37  5.73  9.23  
Efficiency Ratios          
   Cost Income Ratio88.66  77.61  74.73  81.01  66.67  
   Core Cost Income Ratio91.51  72.05  87.84  92.25  70.25  
   Operating Costs to Assets3.39  2.82  2.88  2.79  2.64  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)18.05  7.41  8.73  10.09  3.10  
   PCE(x)12.59  5.19  5.61  7.14  2.58  
   Price/Book(x)1.20  0.46  0.41  0.52  0.30  
   Yield(%)0.00  0.00  0.00  0.00  0.00  
   EV/Net Sales(x)1.11  0.80  0.51  0.56  0.39  
   EV/Core EBITDA(x)19.39  6.96  3.45  6.12  2.35  
   EV/EBIT(x)1.67  1.33  0.79  0.82  0.56  
   EV/CE(x)1.15  0.66  0.51  0.60  0.44  
   M Cap / Sales0.86  0.34  0.34  0.40  0.21  
Growth Ratio          
   Core Operating Income Growth-3.64  31.31  9.91  -11.66  7.62  
   Operating Profit Growth-26.48  -5.34  8.07  -2.78  10.51  
   Net Profit Growth17.14  37.48  -3.45  -43.46  463.70  
   BVPS Growth8.66  5.13  5.03  5.48  10.67  
   Advances Growth6.88  16.08  19.96  4.48  3.29  
   EPS Growth(%)17.13  37.48  -3.45  -43.46  463.70  
Liquidity Ratios          
   Loans/Deposits(x)0.02  0.04  0.01  0.01  0.02  
   Cash / Deposits(x)0.05  0.06  0.06  0.05  0.05  
   Investment / Deposits(x)0.28  0.29  0.33  0.38  0.34  
   IncLoan / Deposits(x)2.09  3.69  1.21  1.28  1.63  
   Credit/Deposits(%)70.69  70.79  65.65  57.95  59.57  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.25  1.16  2.85  4.76  1.55