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Financials Ratios
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The South Indian Bank Ltd.
BSE CODE: 532218   |   NSE CODE: SOUTHBANK   |   ISIN CODE : INE683A01023   |   30-Apr-2025 Hrs IST
BSE NSE
Rs. 25.46
-0.17 ( -0.66% )
 
Prev Close ( Rs.)
25.63
Open ( Rs.)
25.57
 
High ( Rs.)
25.88
Low ( Rs.)
25.20
 
Volume
1680008
Week Avg.Volume
1445099
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 25.47
-0.15 ( -0.59% )
 
Prev Close ( Rs.)
25.62
Open ( Rs.)
25.63
 
High ( Rs.)
25.87
Low ( Rs.)
25.20
 
Volume
14152100
Week Avg.Volume
14041215
 
52 WK High-Low Range(Rs.)
22.27
31.15
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)4.09  3.70  0.21  0.30  0.58  
   DPS(Rs)0.30  0.30  0.00  0.00  0.00  
   Book NAV/Share(Rs)33.73  31.89  27.97  27.75  28.48  
Margin Ratios          
   Yield on Advances11.03  10.36  10.98  12.58  12.05  
   Yield on Investments7.80  3.74  5.16  8.72  8.64  
   Cost of Liabilities4.99  4.28  4.70  5.64  6.06  
   NIM2.97  2.97  2.42  2.76  2.60  
   Interest Spread6.04  6.08  6.28  6.94  5.99  
Performance Ratios          
   ROA(%)0.95  0.75  0.05  0.06  0.11  
   ROE(%)13.81  12.37  0.77  1.13  2.04  
   ROCE(%)14.36  14.15  2.02  4.66  4.81  
Efficiency Ratios          
   Cost Income Ratio61.47  60.59  61.89  54.30  51.07  
   Core Cost Income Ratio65.78  55.32  63.17  62.23  57.77  
   Operating Costs to Assets2.54  2.15  2.03  2.10  1.77  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)6.67  3.63  34.99  28.02  9.97  
   PCE(x)6.15  3.55  12.20  12.00  5.72  
   Price/Book(x)0.81  0.46  0.27  0.30  0.20  
   Yield(%)1.10  2.05  0.00  0.00  0.00  
   EV/Net Sales(x)1.28  1.39  0.74  0.80  1.02  
   EV/Core EBITDA(x)5.92  6.67  3.90  3.52  4.82  
   EV/EBIT(x)1.62  1.84  1.14  1.17  1.42  
   EV/CE(x)0.87  0.74  0.05  0.06  0.08  
   M Cap / Sales0.83  0.42  0.24  0.24  0.13  
Growth Ratio          
   Core Operating Income Growth10.62  34.48  -6.94  3.86  14.74  
   Operating Profit Growth-26.13  32.99  7.75  9.15  -18.33  
   Net Profit Growth38.06  1623.11  -27.34  -40.81  -57.75  
   BVPS Growth5.76  14.03  0.79  -2.56  1.12  
   Advances Growth11.83  16.35  3.34  -9.91  2.78  
   EPS Growth(%)10.45  1623.11  -27.34  -48.81  -57.75  
Liquidity Ratios          
   Loans/Deposits(x)0.04  0.08  0.04  0.05  0.08  
   Cash / Deposits(x)0.07  0.05  0.08  0.04  0.03  
   Investment / Deposits(x)0.24  0.27  0.24  0.25  0.25  
   IncLoan / Deposits(x)3.84  7.63  3.70  4.97  8.30  
   Credit/Deposits(%)76.59  76.16  67.30  70.19  77.61  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.46  1.86  2.97  4.71  3.34