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Financials Ratios
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The South Indian Bank Ltd.
BSE CODE: 532218   |   NSE CODE: SOUTHBANK   |   ISIN CODE : INE683A01023   |   15-Sep-2025 Hrs IST
BSE NSE
Rs. 28.92
-0.03 ( -0.1% )
 
Prev Close ( Rs.)
28.95
Open ( Rs.)
28.84
 
High ( Rs.)
28.99
Low ( Rs.)
28.73
 
Volume
876541
Week Avg.Volume
647187
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 28.91
-0.01 ( -0.03% )
 
Prev Close ( Rs.)
28.92
Open ( Rs.)
28.90
 
High ( Rs.)
29.00
Low ( Rs.)
28.75
 
Volume
3512588
Week Avg.Volume
4038877
 
52 WK High-Low Range(Rs.)
22.27
32.25
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)4.98  4.09  3.70  0.21  0.30  
   DPS(Rs)0.40  0.30  0.30  0.00  0.00  
   Book NAV/Share(Rs)38.60  33.73  31.89  27.97  27.75  
Margin Ratios          
   Yield on Advances10.99  11.03  10.36  10.98  12.58  
   Yield on Investments8.33  7.80  3.74  5.16  8.72  
   Cost of Liabilities5.30  4.99  4.28  4.70  5.64  
   NIM2.91  2.97  2.97  2.42  2.76  
   Interest Spread5.69  6.04  6.08  6.28  6.94  
Performance Ratios          
   ROA(%)1.08  0.95  0.75  0.05  0.06  
   ROE(%)13.77  13.81  12.37  0.77  1.13  
   ROCE(%)14.73  14.36  14.15  2.02  4.66  
Efficiency Ratios          
   Cost Income Ratio57.16  61.47  60.59  61.89  54.30  
   Core Cost Income Ratio59.66  65.78  55.32  63.17  62.23  
   Operating Costs to Assets2.43  2.54  2.15  2.03  2.10  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)4.63  6.67  3.63  34.99  28.02  
   PCE(x)4.30  6.15  3.55  12.20  12.00  
   Price/Book(x)0.60  0.81  0.46  0.27  0.30  
   Yield(%)1.73  1.10  2.05  0.00  0.00  
   EV/Net Sales(x)1.10  1.28  1.39  0.74  0.80  
   EV/Core EBITDA(x)4.55  5.92  6.67  3.90  3.52  
   EV/EBIT(x)1.35  1.62  1.84  1.14  1.17  
   EV/CE(x)0.72  0.87  0.74  0.05  0.06  
   M Cap / Sales0.64  0.83  0.42  0.24  0.24  
Growth Ratio          
   Core Operating Income Growth4.61  10.62  34.48  -6.94  3.86  
   Operating Profit Growth-11.16  -26.13  32.99  7.75  9.15  
   Net Profit Growth21.76  38.06  1623.11  -27.34  -40.81  
   BVPS Growth14.45  5.76  14.03  0.79  -2.56  
   Advances Growth9.76  11.83  16.35  3.34  -9.91  
   EPS Growth(%)21.74  10.45  1623.11  -27.34  -48.81  
Liquidity Ratios          
   Loans/Deposits(x)0.04  0.04  0.08  0.04  0.05  
   Cash / Deposits(x)0.05  0.07  0.05  0.08  0.04  
   Investment / Deposits(x)0.20  0.24  0.27  0.24  0.25  
   IncLoan / Deposits(x)4.00  3.84  7.63  3.70  4.97  
   Credit/Deposits(%)79.69  76.59  76.16  67.30  70.19  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.92  1.46  1.86  2.97  4.71