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Financials Ratios
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The Karnataka Bank Ltd.
BSE CODE: 532652   |   NSE CODE: KTKBANK   |   ISIN CODE : INE614B01018   |   30-Apr-2025 Hrs IST
BSE NSE
Rs. 195.75
-4.65 ( -2.32% )
 
Prev Close ( Rs.)
200.40
Open ( Rs.)
199.00
 
High ( Rs.)
200.80
Low ( Rs.)
194.65
 
Volume
22438
Week Avg.Volume
56830
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 195.87
-4.55 ( -2.27% )
 
Prev Close ( Rs.)
200.42
Open ( Rs.)
200.15
 
High ( Rs.)
200.85
Low ( Rs.)
194.00
 
Volume
998673
Week Avg.Volume
1392238
 
52 WK High-Low Range(Rs.)
162.2
245
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)34.63  37.79  16.35  15.52  13.89  
   DPS(Rs)5.50  5.00  4.00  1.80  0.00  
   Book NAV/Share(Rs)274.16  246.62  213.25  198.70  176.93  
Margin Ratios          
   Yield on Advances11.60  12.04  10.96  12.10  11.37  
   Yield on Investments6.21  6.18  6.16  8.17  8.89  
   Cost of Liabilities4.88  4.54  4.51  5.23  5.86  
   NIM3.18  3.56  2.99  2.78  2.62  
   Interest Spread6.73  7.51  6.45  6.87  5.51  
Performance Ratios          
   ROA(%)1.21  1.24  0.57  0.57  0.53  
   ROE(%)14.48  16.46  7.94  8.27  7.94  
   ROCE(%)14.25  17.61  9.44  8.79  7.96  
Efficiency Ratios          
   Cost Income Ratio53.15  47.14  52.57  46.81  49.67  
   Core Cost Income Ratio54.49  45.37  51.81  54.99  56.55  
   Operating Costs to Assets2.11  1.99  1.98  1.96  1.96  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)6.50  3.60  3.39  3.94  3.03  
   PCE(x)6.16  3.35  2.96  3.42  2.64  
   Price/Book(x)0.82  0.55  0.26  0.31  0.24  
   Yield(%)2.44  3.68  7.22  2.94  0.00  
   EV/Net Sales(x)1.55  0.80  0.65  0.59  0.83  
   EV/Core EBITDA(x)5.96  2.63  2.47  1.92  3.24  
   EV/EBIT(x)1.96  1.06  0.91  0.79  1.08  
   EV/CE(x)0.87  0.63  0.45  0.04  0.06  
   M Cap / Sales1.02  0.59  0.28  0.31  0.20  
Growth Ratio          
   Core Operating Income Growth3.57  27.86  14.10  7.53  6.57  
   Operating Profit Growth-32.50  14.56  11.67  12.37  -15.60  
   Net Profit Growth10.68  132.05  5.40  11.76  -9.53  
   BVPS Growth11.17  15.64  7.32  12.30  -6.94  
   Advances Growth19.28  5.58  10.22  -9.56  3.90  
   EPS Growth(%)-8.36  131.17  5.30  11.76  -17.75  
Liquidity Ratios          
   Loans/Deposits(x)0.04  0.02  0.03  0.02  0.06  
   Cash / Deposits(x)0.08  0.06  0.05  0.06  0.04  
   Investment / Deposits(x)0.25  0.27  0.27  0.29  0.24  
   IncLoan / Deposits(x)4.49  1.79  2.88  2.33  5.66  
   Credit/Deposits(%)72.92  68.62  70.64  68.09  79.35  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.58  1.70  2.42  3.18  3.08