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Financials Ratios
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The Karnataka Bank Ltd.
BSE CODE: 532652   |   NSE CODE: KTKBANK   |   ISIN CODE : INE614B01018   |   15-Sep-2025 Hrs IST
BSE NSE
Rs. 181.80
2.7 ( 1.51% )
 
Prev Close ( Rs.)
179.10
Open ( Rs.)
179.55
 
High ( Rs.)
182.05
Low ( Rs.)
178.70
 
Volume
184452
Week Avg.Volume
89299
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 181.78
2.81 ( 1.57% )
 
Prev Close ( Rs.)
178.97
Open ( Rs.)
179.78
 
High ( Rs.)
182.01
Low ( Rs.)
178.66
 
Volume
2470899
Week Avg.Volume
1359372
 
52 WK High-Low Range(Rs.)
162.2
243.2
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)33.67  34.63  37.79  16.35  15.52  
   DPS(Rs)5.00  5.50  5.00  4.00  1.80  
   Book NAV/Share(Rs)306.52  274.16  246.62  213.25  198.70  
Margin Ratios          
   Yield on Advances11.78  11.60  12.04  10.96  12.10  
   Yield on Investments6.31  6.21  6.18  6.16  8.17  
   Cost of Liabilities5.34  4.88  4.54  4.51  5.23  
   NIM3.04  3.18  3.56  2.99  2.78  
   Interest Spread6.43  6.72  7.51  6.45  6.87  
Performance Ratios          
   ROA(%)1.07  1.21  1.24  0.57  0.57  
   ROE(%)11.61  14.48  16.46  7.94  8.27  
   ROCE(%)12.35  14.25  17.61  9.44  8.79  
Efficiency Ratios          
   Cost Income Ratio60.11  53.15  47.14  52.57  46.81  
   Core Cost Income Ratio61.25  54.49  45.37  51.81  54.99  
   Operating Costs to Assets2.28  2.11  1.99  1.98  1.96  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)5.22  6.50  3.60  3.39  3.94  
   PCE(x)4.89  6.16  3.35  2.96  3.42  
   Price/Book(x)0.57  0.82  0.55  0.26  0.31  
   Yield(%)2.85  2.44  3.68  7.22  2.94  
   EV/Net Sales(x)0.95  1.55  0.80  0.65  0.59  
   EV/Core EBITDA(x)4.69  5.96  2.63  2.47  1.92  
   EV/EBIT(x)1.17  1.96  1.06  0.91  0.79  
   EV/CE(x)0.63  0.87  0.63  0.45  0.04  
   M Cap / Sales0.74  1.02  0.59  0.28  0.31  
Growth Ratio          
   Core Operating Income Growth0.35  3.57  27.86  14.10  7.53  
   Operating Profit Growth-18.20  -32.50  14.56  11.67  12.37  
   Net Profit Growth-2.60  10.68  132.05  5.40  11.76  
   BVPS Growth11.80  11.17  15.64  7.32  12.30  
   Advances Growth7.04  19.28  5.58  10.22  -9.56  
   EPS Growth(%)-2.77  -8.36  131.17  5.30  11.76  
Liquidity Ratios          
   Loans/Deposits(x)0.02  0.04  0.02  0.03  0.02  
   Cash / Deposits(x)0.07  0.08  0.06  0.05  0.06  
   Investment / Deposits(x)0.23  0.25  0.27  0.27  0.29  
   IncLoan / Deposits(x)1.85  4.49  1.79  2.88  2.33  
   Credit/Deposits(%)73.03  72.98  68.62  70.64  68.09  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.31  1.58  1.70  2.42  3.18