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Financials Ratios
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Tamilnad Mercantile Bank Ltd.
BSE CODE: 543596   |   NSE CODE: TMB   |   ISIN CODE : INE668A01016   |   24-Oct-2025 Hrs IST
BSE NSE
Rs. 451.00
1.35 ( 0.3% )
 
Prev Close ( Rs.)
449.65
Open ( Rs.)
449.05
 
High ( Rs.)
452.95
Low ( Rs.)
445.80
 
Volume
14761
Week Avg.Volume
8841
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 450.15
0.45 ( 0.1% )
 
Prev Close ( Rs.)
449.70
Open ( Rs.)
450.00
 
High ( Rs.)
453.50
Low ( Rs.)
444.05
 
Volume
84159
Week Avg.Volume
144838
 
52 WK High-Low Range(Rs.)
401
513.55
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)74.68  67.70  65.00  57.67  42.34  
   DPS(Rs)11.00  10.00  10.00  10.00  5.00  
   Book NAV/Share(Rs)568.90  500.23  437.53  374.41  321.38  
Margin Ratios          
   Yield on Advances12.03  12.20  10.94  11.45  11.62  
   Yield on Investments6.91  6.76  6.43  6.72  7.74  
   Cost of Liabilities5.52  5.31  4.11  4.49  5.06  
   NIM3.62  3.67  3.81  3.59  3.38  
   Interest Spread6.51  6.89  6.83  6.95  6.56  
Performance Ratios          
   ROA(%)1.85  1.79  1.86  1.64  1.34  
   ROE(%)13.97  14.44  16.78  16.58  14.10  
   ROCE(%)17.81  17.29  22.15  22.82  18.44  
Efficiency Ratios          
   Cost Income Ratio44.60  47.00  42.24  42.29  44.90  
   Core Cost Income Ratio45.07  46.95  41.01  43.23  48.33  
   Operating Costs to Assets2.12  2.13  1.99  2.10  2.06  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)5.50  7.17  6.28  0.00  0.00  
   PCE(x)5.13  6.70  5.97  0.00  0.00  
   Price/Book(x)0.72  0.97  0.93  0.00  0.00  
   Yield(%)2.68  2.06  2.45  0  0  
   EV/Net Sales(x)1.32  1.85  1.71  0.04  0.04  
   EV/Core EBITDA(x)4.01  6.07  4.45  0.09  0.12  
   EV/EBIT(x)1.53  2.20  2.07  0.05  0.05  
   EV/CE(x)0.74  0.97  0.94  0.03  0.03  
   M Cap / Sales1.23  1.59  1.58  0.00  0.00  
Growth Ratio          
   Core Operating Income Growth6.98  2.71  15.36  18.06  16.52  
   Operating Profit Growth-8.59  -119.70  33.64  29.78  18.48  
   Net Profit Growth10.31  4.16  25.23  36.23  47.99  
   BVPS Growth13.73  14.33  16.86  16.50  15.09  
   Advances Growth10.70  6.55  11.34  7.80  12.10  
   EPS Growth(%)10.31  4.16  12.70  36.23  47.99  
Liquidity Ratios          
   Loans/Deposits(x)0.01  0.03  0.01  0.00  0.00  
   Cash / Deposits(x)0.05  0.05  0.04  0.05  0.04  
   Investment / Deposits(x)0.28  0.31  0.30  0.29  0.29  
   IncLoan / Deposits(x)0.93  2.63  1.10  0.00  0.00  
   Credit/Deposits(%)81.92  80.25  78.07  74.54  75.83  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.36  0.85  0.62  1.98  1.98