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Financials Ratios
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CreditAccess Grameen Ltd.
BSE CODE: 541770   |   NSE CODE: CREDITACC   |   ISIN CODE : INE741K01010   |   12-Jun-2026 Hrs IST
BSE NSE
Rs. 1307.55
42.35 ( 3.35% )
 
Prev Close ( Rs.)
1265.20
Open ( Rs.)
1272.40
 
High ( Rs.)
1315.00
Low ( Rs.)
1266.25
 
Volume
6785
Week Avg.Volume
8203
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 1310.40
44 ( 3.47% )
 
Prev Close ( Rs.)
1266.40
Open ( Rs.)
1283.00
 
High ( Rs.)
1315.70
Low ( Rs.)
1265.00
 
Volume
191339
Week Avg.Volume
208203
 
52 WK High-Low Range(Rs.)
1099.7
1568
Particulars Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Operational & Financial Ratios          
   Earnings Per Share (Rs)48.54  33.27  90.72  51.98  22.65  
   CEPS(Rs)52.48  37.17  93.93  55.12  25.68  
   DPS(Rs)0.00  0.00  10.00  0.00  0.00  
   Book NAV/Share(Rs)485.40  432.42  410.26  320.15  266.58  
   Tax Rate(%)24.73  25.04  25.44  25.27  26.56  
Margin Ratios          
   Core EBITDA Margin(%)49.48  47.32  72.05  66.69  54.99  
   EBIT Margin(%)48.50  46.31  71.18  65.48  53.53  
   Pre Tax Margin(%)17.05  12.32  37.53  31.18  17.53  
   PAT Margin (%)12.83  9.24  27.99  23.30  12.87  
   Cash Profit Margin (%)13.88  10.32  28.98  24.71  14.60  
Performance Ratios          
   ROA(%)2.52  1.80  5.50  4.08  2.27  
   ROE(%)10.59  7.90  24.87  17.87  9.07  
   ROCE(%)9.98  9.55  14.76  12.06  9.95  
   Asset Turnover(x)0.20  0.19  0.20  0.18  0.18  
   Sales/Fixed Asset(x)6.85  6.79  6.44  4.61  5.93  
   Working Capital/Sales(x)-0.57  -0.69  -0.70  2.10  1.87  
Efficiency Ratios          
   Fixed Capital/Sales(x)0.15  0.15  0.16  0.22  0.17  
   Receivable days0.00  0.00  0.00  0.00  0.00  
   Inventory Days0.00  0.00  0.00  0.00  0.00  
   Payable days0  0  0  0  0  
Valuation Parameters          
   PER(x)23.80  28.63  15.87  17.60  37.48  
   PCE(x)22.02  25.63  15.33  16.60  33.06  
   Price/Book(x)2.38  2.20  3.51  2.86  3.18  
   Yield(%)0.00  0.00  0.69  0.00  0.00  
   EV/Net Sales(x)6.75  5.97  8.43  8.30  8.89  
   EV/Core EBITDA(x)13.62  12.59  11.68  12.41  16.10  
   EV/EBIT(x)13.91  12.88  11.85  12.67  16.61  
   EV/CE(x)1.30  1.25  1.53  1.37  1.36  
   M Cap / Sales3.05  2.64  4.44  4.10  4.83  
Growth Ratio          
   Net Sales Growth(%)5.33  11.34  45.74  29.25  35.26  
   Core EBITDA Growth(%)10.10  -26.89  57.24  56.48  57.47  
   EBIT Growth(%)10.30  -27.56  58.41  58.12  56.37  
   PAT Growth(%)46.34  -63.25  75.05  133.95  147.97  
   EPS Growth(%)45.90  -63.33  74.53  129.47  147.51  
Financial Stability Ratios          
   Total Debt/Equity(x)3.04  2.96  3.34  3.21  3.11  
   Current Ratio(x)0.21  0.25  0.28  3.71  3.46  
   Quick Ratio(x)0.21  0.25  0.28  3.71  3.46  
   Interest Cover(x)1.54  1.36  2.12  1.91  1.49  
   Total Debt/Mcap(x)1.28  1.34  0.95  1.12  0.98