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Financials Ratios
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CreditAccess Grameen Ltd.
BSE CODE: 541770   |   NSE CODE: CREDITACC   |   ISIN CODE : INE741K01010   |   14-Aug-2025 Hrs IST
BSE NSE
Rs. 1333.70
40.65 ( 3.14% )
 
Prev Close ( Rs.)
1293.05
Open ( Rs.)
1289.05
 
High ( Rs.)
1343.95
Low ( Rs.)
1289.05
 
Volume
98620
Week Avg.Volume
26767
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 1334.20
37.4 ( 2.88% )
 
Prev Close ( Rs.)
1296.80
Open ( Rs.)
1307.70
 
High ( Rs.)
1344.40
Low ( Rs.)
1296.90
 
Volume
608207
Week Avg.Volume
339305
 
52 WK High-Low Range(Rs.)
750.2
1401.3
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)33.27  90.72  51.98  22.65  9.15  
   CEPS(Rs)37.17  93.93  55.12  25.68  10.66  
   DPS(Rs)0.00  10.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)432.42  410.26  320.15  266.58  233.08  
   Tax Rate(%)25.04  25.44  25.27  26.56  26.71  
Margin Ratios          
   Core EBITDA Margin(%)47.32  72.05  66.69  54.99  47.29  
   EBIT Margin(%)46.31  71.18  65.48  53.53  46.30  
   Pre Tax Margin(%)12.32  37.53  31.18  17.53  9.58  
   PAT Margin (%)9.24  27.99  23.30  12.87  7.02  
   Cash Profit Margin (%)10.32  28.98  24.71  14.60  8.18  
Performance Ratios          
   ROA(%)1.80  5.50  4.08  2.27  1.18  
   ROE(%)7.90  24.87  17.87  9.07  4.53  
   ROCE(%)9.55  14.76  12.06  9.95  8.20  
   Asset Turnover(x)0.19  0.20  0.18  0.18  0.17  
   Sales/Fixed Asset(x)6.79  6.44  4.61  5.93  13.77  
   Working Capital/Sales(x)-0.69  -0.70  2.10  1.87  1.15  
Efficiency Ratios          
   Fixed Capital/Sales(x)0.15  0.16  0.22  0.17  0.07  
   Receivable days0.00  0.00  0.00  0.00  0.00  
   Inventory Days0.00  0.00  0.00  0.00  0.00  
   Payable days0  0  0  0  0  
Valuation Parameters          
   PER(x)28.63  15.87  17.60  37.48  73.26  
   PCE(x)25.63  15.33  16.60  33.06  62.90  
   Price/Book(x)2.20  3.51  2.86  3.18  2.88  
   Yield(%)0.00  0.69  0.00  0.00  0.00  
   EV/Net Sales(x)5.97  8.43  8.30  8.89  8.51  
   EV/Core EBITDA(x)12.59  11.68  12.41  16.10  17.94  
   EV/EBIT(x)12.88  11.85  12.67  16.61  18.39  
   EV/CE(x)1.25  1.53  1.37  1.36  1.39  
   M Cap / Sales2.64  4.44  4.10  4.83  5.14  
Growth Ratio          
   Net Sales Growth(%)11.34  45.74  29.25  35.26  20.45  
   Core EBITDA Growth(%)-26.89  57.24  56.48  57.47  -7.94  
   EBIT Growth(%)-27.56  58.41  58.12  56.37  -8.46  
   PAT Growth(%)-63.25  75.05  133.95  147.97  -56.52  
   EPS Growth(%)-63.33  74.53  129.47  147.51  -59.76  
Financial Stability Ratios          
   Total Debt/Equity(x)2.96  3.34  3.21  3.11  2.42  
   Current Ratio(x)0.25  0.28  3.71  3.46  6.82  
   Quick Ratio(x)0.25  0.28  3.71  3.46  6.82  
   Interest Cover(x)1.36  2.12  1.91  1.49  1.26  
   Total Debt/Mcap(x)1.34  0.95  1.12  0.98  0.84