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Financials Ratios
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Jana Small Finance Bank Ltd.
BSE CODE: 544118   |   NSE CODE: JSFB   |   ISIN CODE : INE953L01027   |   27-Jun-2025 Hrs IST
BSE NSE
Rs. 504.80
5.1 ( 1.02% )
 
Prev Close ( Rs.)
499.70
Open ( Rs.)
503.95
 
High ( Rs.)
510.80
Low ( Rs.)
500.00
 
Volume
5396
Week Avg.Volume
8129
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 505.90
6.25 ( 1.25% )
 
Prev Close ( Rs.)
499.65
Open ( Rs.)
502.80
 
High ( Rs.)
510.90
Low ( Rs.)
499.35
 
Volume
151125
Week Avg.Volume
174989
 
52 WK High-Low Range(Rs.)
363.8
714
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)64.02  46.56  3.40  14.24  5.94  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)341.00  274.12  201.23  187.43  172.97  
Margin Ratios          
   Yield on Advances17.36  17.31  20.96  21.53  20.00  
   Yield on Investments5.46  6.29  5.14  4.10  6.38  
   Cost of Liabilities6.79  6.26  7.41  7.21  7.81  
   NIM6.67  6.62  7.09  6.81  7.44  
   Interest Spread10.58  11.06  13.56  14.33  12.19  
Performance Ratios          
   ROA(%)2.29  1.12  0.09  0.43  0.26  
   ROE(%)26.39  20.14  1.76  7.91  4.34  
   ROCE(%)11.18  9.70  7.28  8.84  8.49  
Efficiency Ratios          
   Cost Income Ratio57.35  56.22  66.00  70.47  80.58  
   Core Cost Income Ratio57.54  56.29  66.17  71.47  81.89  
   Operating Costs to Assets4.91  5.01  5.64  5.49  8.23  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)6.41  0.00  0.00  0.00  0.00  
   PCE(x)5.87  0.00  0.00  0.00  0.00  
   Price/Book(x)1.20  0.00  0.00  0.00  0.00  
   Yield(%)0.00  0  0  0  0  
   EV/Net Sales(x)2.37  2.15  1.73  2.01  1.56  
   EV/Core EBITDA(x)7.97  6.60  8.03  11.43  11.05  
   EV/EBIT(x)3.96  3.95  3.48  3.84  3.07  
   EV/CE(x)1.08  0.82  0.23  0.26  0.22  
   M Cap / Sales1.07  0.00  0.00  0.00  0.00  
Growth Ratio          
   Core Operating Income Growth28.14  19.44  10.03  24.90  131.48  
   Operating Profit Growth-18.34  12.15  -13.50  -22.35  65.61  
   Net Profit Growth161.57  1365.12  -75.82  139.83  101.55  
   BVPS Growth24.40  -99.86  7.36  -89.16  59.68  
   Advances Growth30.13  36.54  12.13  16.50  60.15  
   EPS Growth(%)37.50  1270.07  -76.14  139.79  101.44  
Liquidity Ratios          
   Loans/Deposits(x)0.23  0.38  0.33  0.39  0.30  
   Cash / Deposits(x)0.05  0.06  0.11  0.17  0.05  
   Investment / Deposits(x)0.30  0.32  0.37  0.38  0.27  
   IncLoan / Deposits(x)23.09  38.43  33.32  39.10  30.03  
   Credit/Deposits(%)102.39  108.73  96.09  94.18  103.16  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.56  2.64  3.95  5.33  1.41