(Rs.in Million) |
Particulars | Mar 2023 | Mar 2022 |
INCOME : | | |
Operating Income | 11149.00 | 11497.80 |
Sale of Shares / Units | | |
Interest income | 10986.30 | 11353.20 |
Portfolio management services | | |
Dividend income | 1.30 | 1.30 |
Brokerages & commissions | 14.60 | 10.30 |
Processing fees and other charges | 38.30 | 42.50 |
Other Operating Income | 108.50 | 90.50 |
Operating Income (Net) | 11149.00 | 11497.80 |
EXPENDITURE : | | |
Increase/Decrease in Stock | | |
Employee Cost | 599.30 | 482.00 |
Salaries, Wages & Bonus | 441.40 | 347.60 |
Contributions to EPF & Pension Funds | 51.50 | 42.30 |
Workmen and Staff Welfare Expenses | 46.70 | 59.20 |
Other Employees Cost | 59.70 | 32.90 |
Operating & Establishment Expenses | 138.40 | 114.60 |
Depository Charges | | |
Security Transaction tax | | |
Software & Technical expenses | | |
Commission, Brokerage & Discounts | | |
Rent , Rates & Taxes | 7.80 | 5.20 |
Repairs and Maintenance | 79.00 | 70.00 |
Insurance | 43.50 | 33.10 |
Electricity & Power | 8.10 | 6.30 |
Other Operating Expenses | 0.00 | 0.00 |
Administrations & Other Expenses | 292.10 | 226.00 |
Printing and stationery | 4.20 | 3.50 |
Professional and legal fees | 242.20 | 178.40 |
Advertisement & Sales Promotion | 12.20 | 16.80 |
Other General Expenses | 33.50 | 27.30 |
Provisions and Contingencies | 1680.60 | 1335.40 |
Provisions for contingencies | | |
Provisions against NPAs | | 671.90 |
Bad debts /advances written off | 1622.80 | 509.80 |
Provision for doubtful debts | | |
Losson disposal of fixed assets(net) | | |
Losson foreign exchange fluctuations | | |
Losson sale of non-trade current investments | 1.50 | 5.80 |
Other Miscellaneous Expenses | 56.30 | 147.90 |
Less: Expenses Capitalised | | |
Total Expenditure | 2710.40 | 2158.00 |
Operating Profit (Excl OI) | 8438.60 | 9339.80 |
Other Income | 1588.60 | 66.20 |
Other Interest Income | 0.20 | |
Other Commission | | |
Discounts | | |
Profit on sale of Fixed Assets | 42.30 | 16.60 |
Income from investments | 78.60 | 18.80 |
Provision Written Back | 1467.50 | 30.80 |
Others | 0.00 | 0.00 |
Operating Profit | 10027.20 | 9406.00 |
Interest | 7029.30 | 7015.50 |
Loans | 6053.00 | 6363.40 |
Deposits | | |
Bonds / Debentures | 956.60 | 632.60 |
Other Interest | 19.70 | 19.50 |
Depreciation | 99.40 | 87.10 |
Profit Before Taxation & Exceptional Items | 2898.50 | 2303.40 |
Exceptional Income / Expenses | | |
Profit Before Tax | 2898.50 | 2303.40 |
Provision for Tax | 766.00 | 568.30 |
Current Income Tax | 345.00 | 640.00 |
Deferred Tax | 421.00 | -71.70 |
Other taxes | 0.00 | 0.00 |
Profit After Tax | 2132.50 | 1735.10 |
Extra items | 0.00 | 0.00 |
Minority Interest | | |
Share of Associate | | |
Other Consolidated Items | | |
Consolidated Net Profit | 2132.50 | 1735.10 |
Adjustments to PAT | | |
Profit Balance B/F | 243.40 | 224.20 |
Appropriations | 2375.90 | 1959.30 |
General Reserve | 1443.00 | 958.00 |
Proposed Equity Dividend | | |
Corporate dividend tax | | |
Other Appropriation | 932.90 | 1001.30 |
Equity Dividend % | 45.00 | 45.00 |
Earnings Per Share | 40.00 | 32.00 |
Adjusted EPS | 40.00 | 32.00 |