| (Rs.in Million) |
| Particulars | Mar 2022 | Mar 2021 | Mar 2020 |
| INCOME : | | | |
| Operating Income | 2577.30 | 2584.50 | 2756.40 |
| Sale of Shares / Units | | | |
| Interest income | 2478.90 | 2476.10 | 2402.30 |
| Portfolio management services | | | |
| Dividend income | 7.00 | 7.00 | 3.60 |
| Brokerages & commissions | | | |
| Processing fees and other charges | 6.20 | 40.90 | 79.20 |
| Other Operating Income | 85.10 | 60.50 | 271.30 |
| Operating Income (Net) | 2577.30 | 2584.50 | 2756.40 |
| EXPENDITURE : | | | |
| Increase/Decrease in Stock | | | |
| Employee Cost | 151.80 | 173.30 | 141.00 |
| Salaries, Wages & Bonus | 133.50 | 151.70 | 113.30 |
| Contributions to EPF & Pension Funds | 8.50 | 9.90 | 8.60 |
| Workmen and Staff Welfare Expenses | 1.50 | 1.60 | 3.40 |
| Other Employees Cost | 8.30 | 10.10 | 15.70 |
| Operating & Establishment Expenses | 16.20 | 14.20 | 15.80 |
| Depository Charges | | | |
| Security Transaction tax | | | |
| Software & Technical expenses | | | |
| Commission, Brokerage & Discounts | | | |
| Rent , Rates & Taxes | 1.00 | 1.00 | 0.70 |
| Repairs and Maintenance | 10.20 | 9.40 | 12.50 |
| Insurance | 2.60 | 2.00 | 0.60 |
| Electricity & Power | 0.70 | 0.60 | 0.50 |
| Other Operating Expenses | 1.70 | 1.20 | 1.50 |
| Administrations & Other Expenses | 60.00 | 53.50 | 49.70 |
| Printing and stationery | 1.60 | 1.70 | 1.70 |
| Professional and legal fees | 30.20 | 26.30 | 23.10 |
| Advertisement & Sales Promotion | 3.90 | 5.10 | 2.30 |
| Other General Expenses | 24.30 | 20.50 | 22.60 |
| Provisions and Contingencies | 56.50 | 33.10 | 390.90 |
| Provisions for contingencies | | | |
| Provisions against NPAs | | | |
| Bad debts /advances written off | | | |
| Provision for doubtful debts | | 11.00 | 240.00 |
| Losson disposal of fixed assets(net) | | | |
| Losson foreign exchange fluctuations | | | |
| Losson sale of non-trade current investments | 35.40 | | 128.90 |
| Other Miscellaneous Expenses | 21.10 | 22.10 | 22.00 |
| Less: Expenses Capitalised | | | |
| Total Expenditure | 284.50 | 274.20 | 597.40 |
| Operating Profit (Excl OI) | 2292.80 | 2310.30 | 2159.00 |
| Other Income | 1.30 | 0.50 | 29.10 |
| Other Interest Income | | | 27.60 |
| Other Commission | | | |
| Discounts | | | |
| Profit on sale of Fixed Assets | | | |
| Income from investments | | | |
| Provision Written Back | | | |
| Others | 1.30 | 0.50 | 1.40 |
| Operating Profit | 2294.00 | 2310.80 | 2188.10 |
| Interest | 1200.40 | 1301.20 | 1207.20 |
| Loans | 494.90 | 491.00 | 407.80 |
| Deposits | | | |
| Bonds / Debentures | 680.10 | 792.00 | 791.80 |
| Other Interest | 25.40 | 18.20 | 7.50 |
| Depreciation | 14.70 | 11.50 | 6.40 |
| Profit Before Taxation & Exceptional Items | 1078.90 | 998.20 | 974.50 |
| Exceptional Income / Expenses | | | |
| Profit Before Tax | 1078.90 | 998.20 | 974.50 |
| Provision for Tax | 225.80 | 191.10 | 164.30 |
| Current Income Tax | 215.00 | 192.30 | 162.50 |
| Deferred Tax | -5.70 | -1.20 | 1.80 |
| Other taxes | 16.50 | 0.00 | 0.00 |
| Profit After Tax | 853.10 | 807.10 | 810.20 |
| Extra items | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | |
| Share of Associate | | | |
| Other Consolidated Items | | | |
| Consolidated Net Profit | 853.10 | 807.10 | 810.20 |
| Adjustments to PAT | | | |
| Profit Balance B/F | 966.10 | 721.70 | 726.30 |
| Appropriations | 1819.20 | 1528.90 | 1536.40 |
| General Reserve | 240.00 | 220.00 | 220.00 |
| Proposed Equity Dividend | | | |
| Corporate dividend tax | | | |
| Other Appropriation | 1579.20 | 1308.90 | 1316.40 |
| Equity Dividend % | 12.00 | 8.00 | |
| Earnings Per Share | 9.00 | 10.00 | 10.00 |
| Adjusted EPS | 9.00 | 10.00 | 10.00 |