| (Rs.in Million) |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
| I. INCOME | | | | |
| Interest Earned | 94133.10 | 86128.09 | 72331.79 | 65865.38 |
| Interest / Discount on advances / Bills | 75290.77 | 68910.39 | 57121.51 | 50693.41 |
| Interest on balances with RBI and other Inter-bank funds | 1672.33 | 876.43 | 1321.00 | 3337.31 |
| Income on investments | 15920.55 | 15516.14 | 12857.27 | 10398.05 |
| Others | 1249.46 | 825.14 | 1032.02 | 1436.60 |
| Other Income | 18129.79 | 15145.22 | 8113.70 | 10338.97 |
| Commission,exchange and brokerage | 318.36 | 388.42 | 445.70 | 471.84 |
| Profit / (loss)on sale of investments(net) | 2218.75 | 3176.08 | -3645.04 | 661.65 |
| Profit on sale of Fixed Assets | -23.41 | -1.00 | -1.22 | 1.48 |
| Foreign Exchange Gains | 502.49 | 341.43 | 560.51 | 601.23 |
| Income earned from subsidiaries/joint venture | | | | |
| Rent / Lease Income | | | | |
| Provisions Written Back | 3274.70 | 981.90 | 2472.00 | 1047.50 |
| Miscellaneous income | 11838.91 | 10258.38 | 8281.75 | 7555.28 |
| Total Income | 112262.89 | 101273.31 | 80445.49 | 76204.35 |
| II. EXPENDITURE | | | | |
| Interest Expended | 59276.68 | 52807.53 | 42210.96 | 43467.80 |
| Intereston Deposits | 56850.49 | 49138.89 | 38533.24 | 40623.71 |
| Interest on RBI / inter-bank borrowings | 34.70 | 81.58 | 16.60 | 40.39 |
| Other Interest | 2391.48 | 3587.07 | 3661.13 | 2803.70 |
| Operating Expenses | 30283.61 | 29787.60 | 23158.32 | 20263.18 |
| Payments to and provisions for employees | 16711.61 | 17052.52 | 13080.30 | 11982.95 |
| Rent,Taxes and lighting | 1682.43 | 1536.48 | 1388.23 | 1287.97 |
| Depreciation on Banks property | 1017.81 | 903.52 | 874.89 | 840.21 |
| Depreciation on leased assets | | | | |
| Auditor's fees and expenses | 32.43 | 32.05 | 28.06 | 21.28 |
| Law charges | 262.98 | 248.74 | 222.21 | 145.29 |
| Communication Expenses | 801.71 | 782.02 | 572.82 | 505.24 |
| Repairs and Maintenance | 915.38 | 831.11 | 647.39 | 507.89 |
| Insurance | 1400.68 | 1258.74 | 1211.00 | 1159.45 |
| Other expenses | 7458.59 | 7142.43 | 5133.42 | 3812.91 |
| Provisions and Contingencies | 5131.96 | 3389.52 | 2608.63 | 13395.59 |
| Provision for investments | -18.10 | -26.70 | -1375.40 | -79.10 |
| Provision for advances | 5657.00 | 3846.10 | 5644.10 | 12.20 |
| Others Provisions | -506.94 | -429.88 | -1660.07 | 13462.49 |
| Profit Before Tax | 17570.64 | 15288.66 | 12467.58 | -922.22 |
| Taxes | 4539.70 | 4586.70 | 4714.50 | -1370.30 |
| Current Income Tax | 4258.10 | 3731.90 | 2584.00 | -59.50 |
| Deferred Tax | 281.60 | 854.80 | 2130.50 | -1310.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 13030.94 | 10701.96 | 7753.08 | 448.08 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | |
| Share of Associate | | | | |
| Other Consolidated Items | | | | |
| Consolidated Net Profit | 13030.94 | 10701.96 | 7753.08 | 448.08 |
| Adjustments to PAT | | | | |
| IV. APPROPRIATIONS | 19013.35 | 12947.29 | 7372.66 | 494.36 |
| Transfer to Statutory Reserve | 3257.30 | 2675.30 | 1937.80 | 112.50 |
| Appropriation to General Reserve | | | | |
| Appropriation to Revenue Reserve | 4000.00 | 3000.00 | 1300.00 | |
| Appropriation to Other Reserves | | | | |
| Equity Dividend | | | | |
| Corporate dividend tax | | | | |
| Other appropriations | 11756.05 | 7271.99 | 4134.86 | 381.86 |
| Equity Dividend % | 40.00 | 30.00 | 30.00 | |
| Earnings Per Share | 5.00 | 4.00 | 4.00 | 0.00 |
| Adjusted EPS | 5.00 | 4.00 | 3.00 | 0.00 |