(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
I. INCOME | | | | | |
Interest Earned | 1216011.14 | 1105187.52 | 858847.26 | 706137.86 | 702532.70 |
Interest / Discount on advances / Bills | 877988.07 | 782056.69 | 613717.95 | 498797.93 | 504224.08 |
Interest on balances with RBI and other Inter-bank funds | 46780.51 | 42494.56 | 29616.20 | 21736.29 | 18613.29 |
Income on investments | 264189.87 | 245171.89 | 210036.64 | 181639.18 | 178617.65 |
Others | 27052.69 | 35464.38 | 5476.47 | 3964.47 | 1077.68 |
Other Income | 310567.74 | 286461.83 | 253250.36 | 236430.99 | 230861.78 |
Commission,exchange and brokerage | 13125.27 | 21323.77 | 16141.24 | 14184.83 | 18468.18 |
Profit / (loss)on sale of investments(net) | 33077.09 | 19185.90 | 14371.83 | 37485.61 | 40661.73 |
Profit on sale of Fixed Assets | 22.70 | 163.12 | 3087.99 | 144.21 | 287.03 |
Foreign Exchange Gains | 8350.43 | 7656.30 | 22456.32 | 28140.88 | 18831.33 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 255992.26 | 238132.74 | 197192.98 | 156475.47 | 152613.51 |
Total Income | 1526578.88 | 1391649.35 | 1112097.62 | 942568.85 | 933394.48 |
II. EXPENDITURE | | | | | |
Interest Expended | 826806.75 | 721175.86 | 529900.64 | 430354.70 | 451824.97 |
Intereston Deposits | 757149.31 | 662788.34 | 487994.64 | 397537.27 | 421054.52 |
Interest on RBI / inter-bank borrowings | 29703.47 | 28983.42 | 17651.37 | 12602.56 | 10596.72 |
Other Interest | 39953.98 | 29404.10 | 24254.64 | 20214.87 | 20173.73 |
Operating Expenses | 381885.56 | 373368.65 | 302454.19 | 279236.99 | 282848.97 |
Payments to and provisions for employees | 186057.62 | 171122.73 | 142927.47 | 132087.35 | 130994.78 |
Rent,Taxes and lighting | 11104.54 | 12006.10 | 11473.93 | 11565.09 | 11654.46 |
Depreciation on Banks property | 8697.72 | 9017.34 | 10209.56 | 8410.52 | 8380.35 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 724.39 | 812.78 | 743.64 | 681.51 | 1169.99 |
Law charges | 2544.78 | 2085.73 | 2034.34 | 1179.02 | 854.25 |
Communication Expenses | 1060.05 | 1432.54 | 1504.94 | 1198.82 | 1483.24 |
Repairs and Maintenance | 9612.11 | 7879.12 | 6807.37 | 6723.52 | 5505.51 |
Insurance | 15648.73 | 13815.26 | 12191.78 | 8776.07 | 10702.56 |
Other expenses | 146435.63 | 155197.06 | 114561.17 | 108615.11 | 112103.82 |
Provisions and Contingencies | 87636.38 | 97109.28 | 135476.23 | 141527.19 | 159904.99 |
Provision for investments | -10946.55 | 9109.26 | 28017.10 | 14329.00 | 522.10 |
Provision for advances | 95711.19 | 87519.57 | 100780.30 | 96346.40 | 141764.70 |
Others Provisions | 2871.73 | 480.45 | 6678.83 | 30851.79 | 17618.19 |
Profit Before Tax | 230250.19 | 199995.56 | 144266.56 | 91449.97 | 38815.55 |
Taxes | 56890.30 | 52172.00 | 36188.60 | 33499.00 | 11795.70 |
Current Income Tax | 56890.30 | 52172.00 | 36188.60 | 33499.00 | 11795.70 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 173359.89 | 147823.56 | 108077.96 | 57950.97 | 27019.85 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -1522.76 | -1223.53 | -898.44 | -336.04 | -659.61 |
Share of Associate | 3559.10 | 6185.61 | 5367.94 | 3633.29 | 2545.81 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 175396.24 | 152785.64 | 112547.46 | 61248.22 | 28906.05 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 175396.24 | 152785.64 | 112547.46 | 61248.22 | 28906.05 |
Transfer to Statutory Reserve | 42566.68 | 36385.80 | 26509.41 | 14196.03 | 6393.94 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 78823.13 | 71135.19 | 37224.53 | 28662.86 | 3330.28 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 36282.61 | 29207.50 | 21769.56 | 11791.85 | |
Corporate dividend tax | | | | | |
Other appropriations | 17723.83 | 16057.16 | 27043.95 | 6597.48 | 19181.83 |
Equity Dividend % | 200.00 | 161.00 | 120.00 | 65.00 | |
Earnings Per Share | 19.00 | 84.00 | 62.00 | 34.00 | 18.00 |
Adjusted EPS | 19.00 | 17.00 | 12.00 | 7.00 | 4.00 |