(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
I. INCOME | | | | | |
Interest Earned | 90136.04 | 82985.10 | 72202.32 | 62216.64 | 62324.15 |
Interest / Discount on advances / Bills | 70093.83 | 65247.77 | 55849.07 | 47378.84 | 49372.92 |
Interest on balances with RBI and other Inter-bank funds | 413.65 | 180.68 | 15.80 | 318.89 | 299.71 |
Income on investments | 14662.23 | 15001.78 | 14223.49 | 13101.19 | 11423.54 |
Others | 4966.33 | 2554.87 | 2113.95 | 1417.72 | 1227.98 |
Other Income | 12695.74 | 13189.73 | 9925.75 | 9538.77 | 14042.02 |
Commission,exchange and brokerage | 6224.27 | 6554.24 | 5614.69 | 4161.36 | 3558.61 |
Profit / (loss)on sale of investments(net) | 828.79 | 87.24 | 192.46 | 486.57 | 6247.89 |
Profit on sale of Fixed Assets | -0.56 | 4.17 | -3.01 | -8.52 | -18.85 |
Foreign Exchange Gains | 123.21 | 109.21 | 115.83 | 203.84 | 169.36 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 5520.04 | 6434.88 | 4005.79 | 4695.52 | 4085.01 |
Total Income | 102831.78 | 96174.83 | 82128.07 | 71755.41 | 76366.16 |
II. EXPENDITURE | | | | | |
Interest Expended | 57032.01 | 49997.70 | 40351.20 | 37306.20 | 40492.17 |
Intereston Deposits | 55363.86 | 47796.50 | 37868.54 | 35846.39 | 38507.74 |
Interest on RBI / inter-bank borrowings | 76.16 | 253.76 | 533.46 | 394.25 | 414.21 |
Other Interest | 1591.98 | 1947.45 | 1949.20 | 1065.56 | 1570.23 |
Operating Expenses | 27523.99 | 24541.57 | 19700.22 | 18115.52 | 16792.29 |
Payments to and provisions for employees | 15502.06 | 13817.64 | 10734.63 | 10161.99 | 9133.13 |
Rent,Taxes and lighting | 1855.76 | 1722.47 | 1574.14 | 1463.41 | 1430.52 |
Depreciation on Banks property | 851.07 | 718.79 | 864.43 | 736.74 | 735.23 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 51.40 | 55.72 | 31.28 | 28.54 | 43.55 |
Law charges | 139.53 | 136.33 | 124.80 | 98.10 | 102.69 |
Communication Expenses | 310.99 | 269.85 | 281.23 | 267.99 | 247.36 |
Repairs and Maintenance | 1456.52 | 1006.23 | 710.66 | 578.88 | 513.06 |
Insurance | 1277.57 | 1125.56 | 1030.29 | 944.94 | 950.68 |
Other expenses | 6079.11 | 5688.98 | 4348.77 | 3834.92 | 3636.10 |
Provisions and Contingencies | 1864.99 | 6004.91 | 7671.82 | 9394.36 | 12963.51 |
Provision for investments | | -82.70 | | 100.00 | 56.50 |
Provision for advances | 1763.80 | 5899.30 | 7684.60 | 9176.90 | |
Others Provisions | 101.19 | 188.31 | -12.78 | 117.46 | 12907.01 |
Profit Before Tax | 16410.79 | 15630.65 | 14404.82 | 6939.33 | 6118.19 |
Taxes | 3682.30 | 2564.50 | 2608.00 | 1859.40 | 1293.60 |
Current Income Tax | 3682.30 | 2564.50 | 2608.00 | 1859.40 | 1293.60 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 12728.49 | 13066.15 | 11796.82 | 5079.93 | 4824.59 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 12728.49 | 13066.15 | 11796.82 | 5079.93 | 4824.59 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 14816.63 | 14712.34 | 13147.63 | 5933.56 | 5841.40 |
Transfer to Statutory Reserve | 3190.00 | 3270.00 | 2960.00 | 1500.00 | 1250.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 7820.02 | 6480.00 | 5900.00 | 2100.00 | 1000.00 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 3806.61 | 4962.34 | 4287.63 | 2333.56 | 3591.40 |
Equity Dividend % | 50.00 | 55.00 | 50.00 | 40.00 | 18.00 |
Earnings Per Share | 34.00 | 35.00 | 38.00 | 16.00 | 16.00 |
Adjusted EPS | 34.00 | 35.00 | 38.00 | 16.00 | 16.00 |