(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 82985.10 | 72202.32 | 62216.64 | 62324.15 | 64747.70 |
Interest / Discount on advances / Bills | 65247.77 | 55849.07 | 47378.84 | 49372.92 | 51558.42 |
Interest on balances with RBI and other Inter-bank funds | 180.68 | 15.80 | 318.89 | 299.71 | 445.98 |
Income on investments | 15001.78 | 14223.49 | 13101.19 | 11423.54 | 11601.32 |
Others | 2554.87 | 2113.95 | 1417.72 | 1227.98 | 1141.99 |
Other Income | 13189.73 | 9925.75 | 9538.77 | 14042.02 | 12616.25 |
Commission,exchange and brokerage | 6125.66 | 5614.69 | 4161.36 | 3558.61 | 4121.00 |
Profit / (loss)on sale of investments(net) | 87.24 | 192.46 | 486.57 | 6247.89 | 4002.94 |
Profit on sale of Fixed Assets | 4.17 | -3.01 | -8.52 | -18.85 | -7.07 |
Foreign Exchange Gains | 109.21 | 115.83 | 203.84 | 169.36 | 182.85 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 6863.46 | 4005.79 | 4695.52 | 4085.01 | 4316.54 |
Total Income | 96174.83 | 82128.07 | 71755.41 | 76366.16 | 77363.95 |
II. EXPENDITURE | | | | | |
Interest Expended | 49997.70 | 40351.20 | 37306.20 | 40492.17 | 44444.12 |
Intereston Deposits | 47796.50 | 37868.54 | 35846.39 | 38507.74 | 42041.46 |
Interest on RBI / inter-bank borrowings | 253.76 | 533.46 | 394.25 | 414.21 | 258.80 |
Other Interest | 1947.45 | 1949.20 | 1065.56 | 1570.23 | 2143.86 |
Operating Expenses | 24541.57 | 19700.22 | 18115.52 | 16792.29 | 16352.18 |
Payments to and provisions for employees | 13817.64 | 10734.63 | 10161.99 | 9133.13 | 8970.02 |
Rent,Taxes and lighting | 1776.68 | 1574.14 | 1463.41 | 1430.52 | 1469.06 |
Depreciation on Banks property | 718.79 | 864.43 | 736.74 | 735.23 | 637.65 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 55.72 | 31.28 | 28.54 | 43.55 | 42.51 |
Law charges | 142.90 | 124.80 | 98.10 | 102.69 | 74.78 |
Communication Expenses | 269.90 | 281.23 | 267.99 | 247.36 | 203.13 |
Repairs and Maintenance | 1006.23 | 710.66 | 578.88 | 513.06 | 453.40 |
Insurance | 1125.56 | 1030.29 | 944.94 | 950.68 | 759.21 |
Other expenses | 5628.15 | 4348.77 | 3834.92 | 3636.10 | 3742.42 |
Provisions and Contingencies | 6004.91 | 7671.82 | 9394.36 | 12963.51 | 11347.39 |
Provision for investments | -82.70 | | 100.00 | 56.50 | -50.00 |
Provision for advances | 5899.30 | 7684.60 | 9176.90 | | |
Others Provisions | 188.31 | -12.78 | 117.46 | 12907.01 | 11397.39 |
Profit Before Tax | 15630.65 | 14404.82 | 6939.33 | 6118.19 | 5220.27 |
Taxes | 2564.50 | 2608.00 | 1859.40 | 1293.60 | 902.50 |
Current Income Tax | 2564.50 | 2608.00 | 1859.40 | 1293.60 | 902.50 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 13066.15 | 11796.82 | 5079.93 | 4824.59 | 4317.77 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 13066.15 | 11796.82 | 5079.93 | 4824.59 | 4317.77 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 14712.34 | 13147.63 | 5933.56 | 5841.40 | 5514.26 |
Transfer to Statutory Reserve | 3270.00 | 2960.00 | 1500.00 | 1250.00 | 1100.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 6480.00 | 5900.00 | 2100.00 | 1000.00 | 300.00 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | 203.19 |
Other appropriations | 4962.34 | 4287.63 | 2333.56 | 3591.40 | 3911.07 |
Equity Dividend % | 55.00 | 50.00 | 40.00 | 18.00 | |
Earnings Per Share | 35.00 | 38.00 | 16.00 | 16.00 | 14.00 |
Adjusted EPS | 35.00 | 38.00 | 16.00 | 16.00 | 14.00 |