(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
I. INCOME | | | | | |
Interest Earned | 337974.47 | 308489.21 | 256571.00 | 229033.40 | 228295.28 |
Interest / Discount on advances / Bills | 224563.33 | 198220.68 | 150253.62 | 115998.70 | 117326.97 |
Interest on balances with RBI and other Inter-bank funds | 9164.03 | 11202.93 | 14438.27 | 12381.06 | 6760.47 |
Income on investments | 100961.97 | 95139.13 | 87184.23 | 92660.40 | 100138.79 |
Others | 3285.14 | 3926.47 | 4694.89 | 7993.24 | 4069.06 |
Other Income | 58705.07 | 47130.61 | 40844.94 | 29674.90 | 31107.69 |
Commission,exchange and brokerage | 21804.31 | 18384.70 | 17869.43 | 14247.40 | 11159.51 |
Profit / (loss)on sale of investments(net) | 10479.08 | 6368.62 | 2736.83 | 4909.71 | 13290.11 |
Profit on sale of Fixed Assets | -243.97 | -146.64 | -13.40 | 91.00 | -209.96 |
Foreign Exchange Gains | 2249.80 | 2474.43 | 3034.88 | 1992.44 | 866.92 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 24415.85 | 20049.50 | 17217.20 | 8434.34 | 6001.11 |
Total Income | 396679.54 | 355619.82 | 297415.94 | 258708.29 | 259402.96 |
II. EXPENDITURE | | | | | |
Interest Expended | 198296.71 | 178823.69 | 139051.02 | 133608.79 | 145429.61 |
Intereston Deposits | 185344.05 | 169488.56 | 134273.34 | 128787.02 | 139917.40 |
Interest on RBI / inter-bank borrowings | 4700.25 | 3387.50 | 1057.78 | 854.85 | 620.93 |
Other Interest | 8252.41 | 5947.64 | 3719.90 | 3966.91 | 4891.28 |
Operating Expenses | 116631.79 | 102748.95 | 89099.98 | 72770.73 | 67986.09 |
Payments to and provisions for employees | 72348.46 | 63257.71 | 56156.97 | 44821.47 | 41502.34 |
Rent,Taxes and lighting | 6730.77 | 5975.20 | 5285.76 | 4832.32 | 4954.18 |
Depreciation on Banks property | 5575.74 | 4998.34 | 3859.80 | 2967.65 | 2925.29 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 427.27 | 329.21 | 354.76 | 308.70 | 387.07 |
Law charges | 610.45 | 371.47 | 273.40 | 190.64 | 163.22 |
Communication Expenses | 885.54 | 883.20 | 937.90 | 949.68 | 971.75 |
Repairs and Maintenance | 2080.01 | 1482.44 | 1474.94 | 1620.90 | 1167.40 |
Insurance | 4872.68 | 4683.11 | 4414.49 | 4280.66 | |
Other expenses | 23100.87 | 20768.26 | 16341.97 | 12798.71 | 15914.85 |
Provisions and Contingencies | 43573.04 | 48287.38 | 42540.23 | 34962.47 | 59132.42 |
Provision for investments | | | 2145.90 | 6467.40 | 3565.70 |
Provision for advances | | | 39930.40 | 28350.20 | 55155.30 |
Others Provisions | 43573.04 | 48287.38 | 463.93 | 144.87 | 411.42 |
Profit Before Tax | 38178.00 | 25759.80 | 26724.71 | 17366.30 | -13145.16 |
Taxes | | | 10631.40 | 6721.30 | -4360.30 |
Current Income Tax | | | 10631.40 | 6721.30 | -4360.30 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 38178.00 | 25759.80 | 16093.31 | 10645.00 | -8784.86 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -90.04 | -89.36 | -96.15 | -71.59 | -52.23 |
Share of Associate | 1254.10 | 1006.37 | 790.62 | 184.50 | -1164.02 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 39342.05 | 26676.81 | 16787.78 | 10757.92 | -10001.10 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 67642.62 | 36924.32 | 16245.50 | -176651.16 | -184288.05 |
Transfer to Statutory Reserve | 9463.15 | 6372.65 | 3955.50 | 2612.10 | |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 17.84 | 19.24 | 10.30 | | 12.52 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 1697.39 | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 56464.24 | 30532.44 | 12279.70 | -179263.26 | -184300.57 |
Equity Dividend % | 2.00 | | | | |
Earnings Per Share | 4.00 | 3.00 | 2.00 | 1.00 | -2.00 |
Adjusted EPS | 4.00 | 3.00 | 2.00 | 1.00 | -2.00 |