| (Rs.in Million) |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
| INCOME : | | | | | |
| Operating Income | 7711.10 | 6587.50 | 4731.90 | 3922.20 | 3460.20 |
| Sale of Shares / Units | | | | | |
| Interest income | 6963.70 | 5889.80 | 4650.20 | 3922.20 | 3460.20 |
| Portfolio management services | | | | | |
| Dividend income | 0.20 | 0.10 | 0.10 | | |
| Brokerages & commissions | 711.30 | 624.20 | 81.60 | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 35.90 | 73.40 | 0.00 | 0.00 | 0.00 |
| Operating Income (Net) | 7711.10 | 6587.50 | 4731.90 | 3922.20 | 3460.20 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 561.00 | 425.40 | 283.30 | 207.00 | 189.90 |
| Salaries, Wages & Bonus | 504.20 | 386.40 | 262.70 | 192.60 | 176.90 |
| Contributions to EPF & Pension Funds | 34.50 | 25.20 | 14.90 | 10.70 | 10.70 |
| Workmen and Staff Welfare Expenses | 19.50 | 13.80 | 5.80 | 3.80 | 2.20 |
| Other Employees Cost | 2.80 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 183.00 | 229.20 | 64.50 | 31.50 | 25.80 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 117.50 | 164.80 | 19.00 | 4.20 | 1.80 |
| Rent , Rates & Taxes | 50.00 | 35.50 | 25.50 | 16.70 | 16.00 |
| Repairs and Maintenance | 2.40 | 18.40 | 10.50 | 3.80 | 1.90 |
| Insurance | 3.30 | 1.90 | 1.20 | 1.10 | 1.10 |
| Electricity & Power | 10.00 | 8.60 | 8.20 | 5.60 | 5.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 634.90 | 652.80 | 396.60 | 176.40 | 244.20 |
| Printing and stationery | 38.60 | 30.90 | 15.00 | 5.70 | 9.10 |
| Professional and legal fees | 195.00 | 131.00 | 91.60 | 47.60 | 32.20 |
| Advertisement & Sales Promotion | 82.30 | 234.60 | 131.30 | 11.10 | 75.90 |
| Other General Expenses | 318.90 | 256.20 | 158.70 | 112.00 | 127.00 |
| Provisions and Contingencies | 330.70 | 139.00 | 569.00 | 575.20 | 586.70 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | 38.10 | 6.30 | 2.80 | 31.20 | 13.40 |
| Bad debts /advances written off | 209.90 | 106.00 | 534.70 | 514.10 | 482.00 |
| Provision for doubtful debts | 7.10 | 5.60 | 1.60 | 1.10 | 41.80 |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | 29.00 | | | | |
| Losson sale of non-trade current investments | 2.50 | | | | |
| Other Miscellaneous Expenses | 44.10 | 21.20 | 30.00 | 28.80 | 49.60 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 1709.60 | 1446.30 | 1313.40 | 990.00 | 1046.60 |
| Operating Profit (Excl OI) | 6001.50 | 5141.20 | 3418.50 | 2932.20 | 2413.60 |
| Other Income | | 0.60 | 1.30 | 0.10 | |
| Other Interest Income | | | | | |
| Other Commission | | | 0.00 | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | 1.30 | 0.10 | |
| Income from investments | | 0.60 | | | |
| Provision Written Back | | | | | |
| Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Profit | 6001.50 | 5141.80 | 3419.80 | 2932.20 | 2413.60 |
| Interest | 3283.10 | 2700.70 | 2086.70 | 1841.10 | 1619.50 |
| Loans | 2252.10 | 1789.90 | 1376.80 | 1242.60 | 1187.80 |
| Deposits | | | | | |
| Bonds / Debentures | 697.90 | 584.80 | 447.90 | 382.70 | 248.90 |
| Other Interest | 333.00 | 326.00 | 262.10 | 215.70 | 182.90 |
| Depreciation | 42.70 | 34.00 | 25.50 | 19.60 | 20.70 |
| Profit Before Taxation & Exceptional Items | 2675.70 | 2407.10 | 1307.70 | 1071.50 | 773.40 |
| Exceptional Income / Expenses | 7.80 | 4.80 | -45.30 | -0.30 | 4.20 |
| Profit Before Tax | 2683.60 | 2411.80 | 1262.40 | 1071.20 | 777.70 |
| Provision for Tax | 682.40 | 622.10 | 326.20 | 278.70 | 197.90 |
| Current Income Tax | 545.90 | 702.80 | 358.60 | 268.30 | 193.10 |
| Deferred Tax | 136.50 | -80.70 | -32.40 | 10.40 | 4.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 2001.20 | 1789.70 | 936.20 | 792.50 | 579.80 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 2001.20 | 1789.70 | 936.20 | 792.50 | 579.80 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 146.60 | 84.80 | 33.90 | 13.70 | 4.90 |
| Appropriations | 2147.80 | 1874.60 | 970.10 | 806.20 | 584.70 |
| General Reserve | 1400.00 | 1250.00 | 630.00 | 550.00 | 400.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 747.80 | 624.60 | 340.10 | 256.20 | 184.70 |
| Equity Dividend % | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Earnings Per Share | 2.00 | 2.00 | 2.00 | 18.00 | 14.00 |
| Adjusted EPS | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 |