(Rs.in Million) |
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
INCOME : | | | | | |
Operating Income | 4731.90 | 3922.20 | 3460.20 | 3747.70 | 3606.00 |
Sale of Shares / Units | | | | | |
Interest income | 4707.50 | 3922.20 | 3460.20 | 3747.70 | 3606.00 |
Portfolio management services | | | | | |
Dividend income | 0.10 | | | | |
Brokerages & commissions | 24.30 | | | | |
Processing fees and other charges | | | | | |
Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating Income (Net) | 4731.90 | 3922.20 | 3460.20 | 3747.70 | 3606.00 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 283.30 | 207.00 | 189.90 | 208.30 | 219.10 |
Salaries, Wages & Bonus | 262.70 | 192.60 | 176.90 | 194.70 | 207.80 |
Contributions to EPF & Pension Funds | 14.90 | 10.70 | 10.70 | 10.40 | 7.50 |
Workmen and Staff Welfare Expenses | 5.80 | 3.80 | 2.20 | 3.20 | 3.80 |
Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating & Establishment Expenses | 64.50 | 31.50 | 25.80 | 34.40 | 34.00 |
Depository Charges | | | | | |
Security Transaction tax | | | | | |
Software & Technical expenses | | | | | |
Commission, Brokerage & Discounts | 19.00 | 4.20 | 1.80 | 1.30 | 4.60 |
Rent , Rates & Taxes | 25.50 | 16.70 | 16.00 | 20.90 | 15.50 |
Repairs and Maintenance | 10.50 | 3.80 | 1.90 | 4.90 | 6.30 |
Insurance | 1.20 | 1.10 | 1.10 | 1.30 | 1.80 |
Electricity & Power | 8.20 | 5.60 | 5.00 | 6.00 | 5.70 |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 396.60 | 176.40 | 244.20 | 308.10 | 440.50 |
Printing and stationery | 15.00 | 5.70 | 9.10 | 38.30 | 26.70 |
Professional and legal fees | 91.60 | 47.60 | 32.20 | 47.70 | 48.40 |
Advertisement & Sales Promotion | 131.30 | 11.10 | 75.90 | 61.80 | 167.10 |
Other General Expenses | 158.70 | 112.00 | 127.00 | 160.30 | 198.30 |
Provisions and Contingencies | 569.00 | 575.20 | 586.70 | 870.90 | 563.80 |
Provisions for contingencies | | | | | |
Provisions against NPAs | 2.80 | 31.20 | 13.40 | 8.90 | 3.90 |
Bad debts /advances written off | 534.70 | 514.10 | 482.00 | 748.60 | 521.30 |
Provision for doubtful debts | 1.60 | 1.10 | 41.80 | 26.90 | |
Losson disposal of fixed assets(net) | | | | | |
Losson foreign exchange fluctuations | | | | | |
Losson sale of non-trade current investments | 4.90 | | | | |
Other Miscellaneous Expenses | 25.00 | 28.80 | 49.60 | 86.60 | 38.60 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 1313.40 | 990.00 | 1046.60 | 1421.60 | 1257.40 |
Operating Profit (Excl OI) | 3418.50 | 2932.20 | 2413.60 | 2326.10 | 2348.60 |
Other Income | 1.30 | 0.10 | | | |
Other Interest Income | | | | | |
Other Commission | 0.00 | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | 1.30 | 0.10 | | | |
Income from investments | | | | | |
Provision Written Back | | | | | |
Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating Profit | 3419.80 | 2932.20 | 2413.60 | 2326.10 | 2348.60 |
Interest | 2086.70 | 1841.10 | 1619.50 | 1565.50 | 1491.10 |
Loans | 1376.80 | 1242.60 | 1187.80 | 1228.20 | 1194.60 |
Deposits | | | | | |
Bonds / Debentures | 447.90 | 382.70 | 248.90 | 202.20 | 244.00 |
Other Interest | 262.10 | 215.70 | 182.90 | 135.00 | 52.50 |
Depreciation | 25.50 | 19.60 | 20.70 | 19.00 | 8.40 |
Profit Before Taxation & Exceptional Items | 1307.70 | 1071.50 | 773.40 | 741.60 | 849.00 |
Exceptional Income / Expenses | -45.30 | -0.30 | 4.20 | | |
Profit Before Tax | 1262.40 | 1071.20 | 777.70 | 741.60 | 849.00 |
Provision for Tax | 326.20 | 278.70 | 197.90 | 200.30 | 285.20 |
Current Income Tax | 358.60 | 268.30 | 193.10 | 196.30 | 314.10 |
Deferred Tax | -32.40 | 10.40 | 4.80 | 4.00 | -28.90 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 936.20 | 792.50 | 579.80 | 541.30 | 563.80 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 936.20 | 792.50 | 579.80 | 541.30 | 563.80 |
Adjustments to PAT | | | | -3.40 | |
Profit Balance B/F | 33.90 | 13.70 | 4.90 | 16.50 | 12.60 |
Appropriations | 970.10 | 806.20 | 584.70 | 554.50 | 576.40 |
General Reserve | 630.00 | 550.00 | 400.00 | 390.00 | 390.00 |
Proposed Equity Dividend | | | | | 40.60 |
Corporate dividend tax | | | | | 8.30 |
Other Appropriation | 340.10 | 256.20 | 184.70 | 164.50 | 137.50 |
Equity Dividend % | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Earnings Per Share | 2.00 | 18.00 | 14.00 | 13.00 | 14.00 |
Adjusted EPS | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |