| (Rs.in Million) |
| Particulars | Mar 2005 | Mar 2004 | Mar 2003 |
| INCOME : | | | |
| Operating Income | 1138.04 | 1151.43 | 828.58 |
| Sale of Shares / Units | | | |
| Interest income | 0.00 | 0.00 | 0.00 |
| Portfolio management services | | | |
| Dividend income | | | |
| Brokerages & commissions | 276.13 | 135.24 | 119.22 |
| Processing fees and other charges | 289.79 | 324.46 | 245.75 |
| Other Operating Income | 572.12 | 691.73 | 463.61 |
| Operating Income (Net) | 1138.04 | 1151.43 | 828.58 |
| EXPENDITURE : | | | |
| Increase/Decrease in Stock | | | |
| Employee Cost | 147.04 | 125.23 | 121.53 |
| Salaries, Wages & Bonus | 130.80 | 111.30 | 107.63 |
| Contributions to EPF & Pension Funds | 10.80 | 6.83 | 8.12 |
| Workmen and Staff Welfare Expenses | 5.44 | 7.09 | 5.78 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 143.63 | 122.71 | 101.33 |
| Depository Charges | | | |
| Security Transaction tax | | | |
| Software & Technical expenses | 9.10 | 6.46 | 10.30 |
| Commission, Brokerage & Discounts | 86.09 | 70.71 | 43.46 |
| Rent , Rates & Taxes | 27.18 | 24.57 | 27.09 |
| Repairs and Maintenance | 11.53 | 11.28 | 11.56 |
| Insurance | 3.58 | 3.88 | 2.94 |
| Electricity & Power | 6.15 | 5.82 | 5.99 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 110.44 | 133.35 | 79.35 |
| Printing and stationery | 10.22 | 11.05 | 4.22 |
| Professional and legal fees | 13.30 | 22.43 | 30.85 |
| Advertisement & Sales Promotion | 2.57 | 30.64 | 3.93 |
| Other General Expenses | 84.35 | 69.23 | 40.35 |
| Provisions and Contingencies | 156.88 | 242.25 | 127.67 |
| Provisions for contingencies | | | |
| Provisions against NPAs | | | |
| Bad debts /advances written off | 106.24 | 68.06 | 8.50 |
| Provision for doubtful debts | 0.30 | | 53.92 |
| Losson disposal of fixed assets(net) | 3.14 | 0.47 | 3.06 |
| Losson foreign exchange fluctuations | | | |
| Losson sale of non-trade current investments | | 0.53 | |
| Other Miscellaneous Expenses | 47.20 | 173.19 | 62.18 |
| Less: Expenses Capitalised | | | |
| Total Expenditure | 557.99 | 623.53 | 429.87 |
| Operating Profit (Excl OI) | 580.05 | 527.90 | 398.71 |
| Other Income | 120.23 | 55.66 | 102.56 |
| Other Interest Income | | | |
| Other Commission | | | |
| Discounts | | | |
| Profit on sale of Fixed Assets | | 0.34 | |
| Income from investments | 6.84 | 0.37 | 16.36 |
| Provision Written Back | 66.73 | 13.63 | |
| Others | 46.66 | 41.32 | 86.20 |
| Operating Profit | 700.28 | 583.56 | 501.26 |
| Interest | 282.62 | 342.83 | 302.63 |
| Loans | 31.24 | 4.46 | 23.23 |
| Deposits | | | |
| Bonds / Debentures | 49.88 | 31.48 | 92.53 |
| Other Interest | 201.49 | 306.89 | 186.88 |
| Depreciation | 29.20 | 120.23 | 70.26 |
| Profit Before Taxation & Exceptional Items | 388.47 | 120.50 | 128.38 |
| Exceptional Income / Expenses | | | |
| Profit Before Tax | 388.47 | 120.50 | 128.38 |
| Provision for Tax | 37.19 | 79.76 | 41.36 |
| Current Income Tax | 78.95 | 76.63 | 60.15 |
| Deferred Tax | -41.76 | 3.13 | -18.79 |
| Other taxes | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 351.28 | 40.74 | 87.02 |
| Extra items | 0.00 | 0.00 | 0.00 |
| Minority Interest | -7.54 | -4.53 | -0.16 |
| Share of Associate | | | |
| Other Consolidated Items | | | |
| Consolidated Net Profit | 343.75 | 36.22 | 86.87 |
| Adjustments to PAT | | | |
| Profit Balance B/F | 126.25 | 144.49 | 36.33 |
| Appropriations | 469.99 | 180.70 | 123.20 |
| General Reserve | | | |
| Proposed Equity Dividend | | | |
| Corporate dividend tax | | | |
| Other Appropriation | 469.99 | 180.70 | 123.20 |
| Equity Dividend % | | | |
| Earnings Per Share | 13.00 | 2.00 | 6.00 |
| Adjusted EPS | 13.00 | 2.00 | 6.00 |