| (Rs.in Million) |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
| INCOME : | | | | | |
| Operating Income | 14041.60 | 11029.30 | 11743.40 | 11626.90 | 12797.90 |
| Sale of Shares / Units | | | | | |
| Interest income | 11967.90 | 9135.40 | 10584.10 | 10671.60 | 11738.80 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 586.20 | 47.60 | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 1487.60 | 1846.30 | 1159.30 | 955.30 | 1059.10 |
| Operating Income (Net) | 14041.60 | 11029.30 | 11743.40 | 11626.90 | 12797.90 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 2977.10 | 2092.10 | 1778.10 | 2050.40 | 1737.10 |
| Salaries, Wages & Bonus | 2511.20 | 1887.50 | 2079.90 | 1739.80 | 1563.50 |
| Contributions to EPF & Pension Funds | 109.70 | 75.00 | 83.70 | 72.60 | 62.80 |
| Workmen and Staff Welfare Expenses | 100.80 | 58.60 | 24.20 | 12.90 | 8.60 |
| Other Employees Cost | 255.50 | 71.00 | -409.70 | 225.10 | 102.20 |
| Operating & Establishment Expenses | 260.20 | 190.80 | 189.60 | 181.20 | 130.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 3.60 | 10.50 | 12.60 | 21.90 | 1.00 |
| Rent , Rates & Taxes | 166.00 | 110.70 | 114.50 | 104.90 | 88.10 |
| Repairs and Maintenance | | | | | |
| Insurance | 82.80 | 61.90 | 52.80 | 44.10 | 36.10 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 7.80 | 7.70 | 9.70 | 10.20 | 4.80 |
| Administrations & Other Expenses | 1244.00 | 1179.10 | 1638.90 | 1139.50 | 1054.20 |
| Printing and stationery | 29.20 | 26.10 | 13.60 | 20.20 | 10.30 |
| Professional and legal fees | 428.00 | 619.70 | 900.10 | 535.00 | 652.20 |
| Advertisement & Sales Promotion | 3.20 | 7.00 | 14.20 | 8.60 | 6.20 |
| Other General Expenses | 783.60 | 526.20 | 711.00 | 575.80 | 385.60 |
| Provisions and Contingencies | 2085.40 | 2047.60 | 4884.60 | 11616.00 | 4783.90 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | 0.00 | 0.00 | 0.00 | 5678.70 | 1701.70 |
| Losson disposal of fixed assets(net) | | 2.30 | 2.70 | 3.20 | 62.30 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 2085.40 | 2045.30 | 4881.90 | 5934.20 | 3019.90 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 6566.80 | 5509.60 | 8491.20 | 14987.10 | 7705.30 |
| Operating Profit (Excl OI) | 7474.90 | 5519.60 | 3252.10 | -3360.20 | 5092.60 |
| Other Income | 765.10 | 1256.50 | 5332.40 | 145.80 | 139.60 |
| Other Interest Income | 42.10 | 29.80 | 37.30 | 99.80 | 30.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.40 | | | | |
| Income from investments | | | | | |
| Provision Written Back | 710.20 | 1214.70 | 5279.20 | 29.80 | 65.90 |
| Others | 12.40 | 12.00 | 15.90 | 16.20 | 43.60 |
| Operating Profit | 8240.00 | 6776.10 | 8584.50 | -3214.40 | 5232.20 |
| Interest | 7408.40 | 5797.10 | 5802.60 | 5395.40 | 7086.10 |
| Loans | 1708.90 | 1884.50 | 3362.90 | 2682.70 | 3287.30 |
| Deposits | | | | | |
| Bonds / Debentures | 3802.50 | 2592.00 | 708.30 | 1622.90 | 2251.10 |
| Other Interest | 1897.00 | 1320.60 | 1731.40 | 1089.80 | 1547.80 |
| Depreciation | 306.20 | 276.60 | 395.60 | 353.80 | 335.00 |
| Profit Before Taxation & Exceptional Items | 525.40 | 702.40 | 2386.30 | -8963.60 | -2188.90 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 525.40 | 702.40 | 2386.30 | -8963.60 | -2188.90 |
| Provision for Tax | 0.60 | 0.40 | 134.80 | -1598.50 | -47.90 |
| Current Income Tax | 0.60 | 0.40 | 85.30 | 132.60 | 38.00 |
| Deferred Tax | | | 49.60 | -1731.30 | -131.60 |
| Other taxes | 0.60 | 0.40 | -0.10 | 0.20 | 45.60 |
| Profit After Tax | 524.80 | 702.00 | 2251.50 | -7365.10 | -2141.00 |
| Extra items | 680.40 | 456.30 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 1205.20 | 1158.30 | 2251.50 | -7365.10 | -2141.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | -2211.80 | -3134.70 | -4946.00 | 3077.80 | 5270.60 |
| Appropriations | -1006.60 | -1976.40 | -2694.50 | -4287.40 | 3129.50 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | -1006.60 | -1976.40 | -2694.50 | -4287.40 | 3129.50 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 9.00 | 9.00 | 17.00 | -58.00 | -17.00 |
| Adjusted EPS | 9.00 | 9.00 | 17.00 | -58.00 | -17.00 |