(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
INCOME : | | | | | |
Operating Income | 25990.30 | 22374.20 | 15491.60 | 13770.50 | 13758.60 |
Sale of Shares / Units | | | | | |
Interest income | 23028.50 | 18817.60 | 12489.70 | 12277.30 | 11671.60 |
Portfolio management services | | | | | |
Dividend income | 1.30 | | 0.00 | 0.30 | |
Brokerages & commissions | 370.60 | 653.70 | 767.40 | 812.70 | 955.60 |
Processing fees and other charges | 13.30 | 45.60 | 13.30 | 17.70 | 10.60 |
Other Operating Income | 2576.60 | 2857.30 | 2221.20 | 662.50 | 1120.80 |
Operating Income (Net) | 25990.30 | 22374.20 | 15491.60 | 13770.50 | 13758.60 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 5863.10 | 4479.10 | 3876.00 | 3931.20 | 3373.30 |
Salaries, Wages & Bonus | 5327.10 | 4089.30 | 3534.10 | 3536.60 | 3082.00 |
Contributions to EPF & Pension Funds | 429.00 | 335.00 | 294.60 | 347.30 | 269.70 |
Workmen and Staff Welfare Expenses | 102.50 | 54.80 | 47.30 | 47.90 | 28.00 |
Other Employees Cost | 4.50 | 0.00 | 0.00 | -0.60 | -6.40 |
Operating & Establishment Expenses | 293.20 | 255.20 | 285.80 | 302.20 | 304.20 |
Depository Charges | | | | | |
Security Transaction tax | | | | | |
Software & Technical expenses | 15.60 | 11.90 | 11.90 | 8.60 | 10.20 |
Commission, Brokerage & Discounts | | | | | |
Rent , Rates & Taxes | 162.70 | 139.70 | 157.10 | 178.70 | 178.90 |
Repairs and Maintenance | 87.10 | 70.50 | 73.80 | 59.10 | 59.10 |
Insurance | 27.70 | 33.10 | 43.10 | 55.80 | 56.00 |
Electricity & Power | | | | | |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 1348.00 | 923.20 | 737.10 | 502.80 | 493.80 |
Printing and stationery | 50.30 | 63.50 | 59.20 | 44.40 | 45.40 |
Professional and legal fees | 369.30 | 238.10 | 163.10 | 157.10 | 182.20 |
Advertisement & Sales Promotion | 91.80 | 43.90 | 24.20 | 10.50 | 11.10 |
Other General Expenses | 836.70 | 577.70 | 490.60 | 290.80 | 255.10 |
Provisions and Contingencies | 5541.70 | 1823.10 | 6186.80 | 2265.20 | 3239.50 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | | | | | |
Provision for doubtful debts | -1.60 | 11.50 | 2.50 | 1.60 | 27.40 |
Losson disposal of fixed assets(net) | 0.90 | 5.70 | | 2.30 | |
Losson foreign exchange fluctuations | | | | | |
Losson sale of non-trade current investments | | | | | 1.10 |
Other Miscellaneous Expenses | 5542.40 | 1806.00 | 6184.30 | 2261.30 | 3211.00 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 13046.10 | 7480.70 | 11085.80 | 7001.50 | 7410.70 |
Operating Profit (Excl OI) | 12944.20 | 14893.40 | 4405.80 | 6769.00 | 6347.90 |
Other Income | 172.30 | 172.30 | 1997.80 | 40.90 | 85.10 |
Other Interest Income | 5.70 | 11.70 | | 7.00 | 12.90 |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | | 1.50 | 1.00 | 0.30 | 1.00 |
Income from investments | | | | | 3.30 |
Provision Written Back | | | 1926.90 | | |
Others | 166.60 | 159.10 | 69.90 | 33.70 | 67.90 |
Operating Profit | 13116.40 | 15065.70 | 6403.70 | 6809.90 | 6433.00 |
Interest | 10486.10 | 9010.20 | 6167.30 | 6307.20 | 6379.70 |
Loans | 2107.70 | 1330.80 | 1270.40 | 1852.10 | 4074.40 |
Deposits | | | | | |
Bonds / Debentures | 7479.40 | 7005.00 | 4162.40 | 3656.10 | 1481.30 |
Other Interest | 899.00 | 674.40 | 734.50 | 799.00 | 824.00 |
Depreciation | 272.70 | 226.60 | 183.90 | 161.00 | 150.80 |
Profit Before Taxation & Exceptional Items | 2357.70 | 5828.90 | 52.40 | 341.80 | -97.50 |
Exceptional Income / Expenses | | | | | |
Profit Before Tax | 2357.70 | 5828.90 | 52.40 | 341.80 | -97.50 |
Provision for Tax | 496.40 | 1469.50 | 4.30 | 134.80 | 42.30 |
Current Income Tax | 862.60 | 695.00 | 19.40 | 319.70 | 480.20 |
Deferred Tax | -301.70 | 774.50 | 9.20 | -205.50 | -477.10 |
Other taxes | -64.50 | 0.00 | -24.30 | 20.60 | 39.20 |
Profit After Tax | 1861.30 | 4359.40 | 48.10 | 207.00 | -139.80 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 1861.30 | 4359.40 | 48.10 | 207.00 | -139.80 |
Adjustments to PAT | | | | | |
Profit Balance B/F | 5457.60 | 1973.50 | 2486.50 | 2600.80 | 2738.80 |
Appropriations | 7318.80 | 6332.90 | 2534.60 | 2807.80 | 2598.90 |
General Reserve | | | | | |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other Appropriation | 7318.80 | 6332.90 | 2534.60 | 2807.80 | 2598.90 |
Equity Dividend % | | | | | |
Earnings Per Share | 17.00 | 40.00 | 1.00 | 3.00 | -2.00 |
Adjusted EPS | 17.00 | 40.00 | 1.00 | 3.00 | -2.00 |