| (Rs.in Million) |
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| INCOME : | | | | | |
| Operating Income | 20179.00 | 16087.60 | 13044.50 | 11033.60 | 9025.50 |
| Sale of Shares / Units | | | | | |
| Interest income | 17350.50 | 13886.50 | 11288.60 | 9765.80 | 7866.80 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 269.00 | 75.40 | 47.70 | 31.10 | 33.10 |
| Processing fees and other charges | 598.20 | 511.40 | 414.60 | 334.40 | 299.70 |
| Other Operating Income | 1961.30 | 1614.40 | 1293.60 | 902.30 | 825.90 |
| Operating Income (Net) | 20179.00 | 16087.60 | 13044.50 | 11033.60 | 9025.50 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 3559.10 | 3015.90 | 2342.90 | 1730.50 | 1474.10 |
| Salaries, Wages & Bonus | 3256.60 | 2651.30 | 2009.30 | 1544.90 | 1314.80 |
| Contributions to EPF & Pension Funds | 144.90 | 135.70 | 113.20 | 82.70 | 67.20 |
| Workmen and Staff Welfare Expenses | 71.50 | 64.60 | 41.90 | 17.90 | 27.30 |
| Other Employees Cost | 86.00 | 164.20 | 178.50 | 85.10 | 64.70 |
| Operating & Establishment Expenses | 828.20 | 667.20 | 523.70 | 374.40 | 304.90 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 207.20 | 113.60 | 52.30 | 24.00 | 10.80 |
| Commission, Brokerage & Discounts | 127.90 | 111.00 | 69.90 | 60.40 | 57.40 |
| Rent , Rates & Taxes | 28.80 | 13.60 | 7.50 | 5.80 | 5.40 |
| Repairs and Maintenance | 41.50 | 41.00 | 53.10 | 33.60 | 23.70 |
| Insurance | | | | | |
| Electricity & Power | 46.90 | 41.70 | 29.90 | 27.00 | 24.70 |
| Other Operating Expenses | 375.80 | 346.40 | 310.90 | 223.70 | 182.90 |
| Administrations & Other Expenses | 611.00 | 523.90 | 344.70 | 205.60 | 282.10 |
| Printing and stationery | 18.20 | 15.20 | 10.20 | 8.80 | 7.10 |
| Professional and legal fees | 117.80 | 100.00 | 74.40 | 43.90 | 46.50 |
| Advertisement & Sales Promotion | 108.40 | 108.50 | 66.40 | 19.80 | 86.50 |
| Other General Expenses | 366.50 | 300.20 | 193.60 | 133.10 | 142.10 |
| Provisions and Contingencies | 329.30 | 202.40 | 290.60 | 417.20 | 186.80 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 329.30 | 202.40 | 290.60 | 417.20 | 186.80 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 5327.50 | 4409.40 | 3501.80 | 2727.80 | 2247.90 |
| Operating Profit (Excl OI) | 14851.50 | 11678.30 | 9542.70 | 8305.80 | 6777.60 |
| Other Income | 30.50 | 22.50 | 12.00 | 21.60 | 8.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 3.10 | 2.80 | 0.20 | 0.90 | |
| Income from investments | | | | | |
| Provision Written Back | | 4.10 | | | |
| Others | 27.40 | 15.60 | 11.80 | 20.70 | 8.00 |
| Operating Profit | 14882.00 | 11700.80 | 9554.70 | 8327.40 | 6785.60 |
| Interest | 8301.60 | 5929.30 | 4790.20 | 4595.80 | 3570.60 |
| Loans | 6751.80 | 4473.90 | 4686.70 | 4487.60 | 3443.90 |
| Deposits | | | | | |
| Bonds / Debentures | 1308.50 | 1350.70 | | | |
| Other Interest | 241.30 | 104.80 | 103.40 | 108.10 | 126.70 |
| Depreciation | 326.60 | 287.20 | 237.60 | 206.10 | 195.60 |
| Profit Before Taxation & Exceptional Items | 6253.70 | 5484.20 | 4526.90 | 3525.50 | 3019.40 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 6253.70 | 5484.20 | 4526.90 | 3525.50 | 3019.40 |
| Provision for Tax | 1346.80 | 1187.80 | 975.10 | 636.30 | 528.90 |
| Current Income Tax | 1236.90 | 1041.00 | 912.30 | 670.10 | 639.70 |
| Deferred Tax | 109.90 | 146.80 | 62.80 | -33.80 | -110.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 4906.90 | 4296.40 | 3551.80 | 2889.20 | 2490.40 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 4906.90 | 4296.40 | 3551.80 | 2889.20 | 2490.40 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 14382.90 | 10846.80 | 7788.70 | 5471.90 | 3479.90 |
| Appropriations | 19289.90 | 15143.20 | 11340.60 | 8361.10 | 5970.30 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 19289.90 | 15143.20 | 11340.60 | 8361.10 | 5970.30 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 62.00 | 54.00 | 45.00 | 37.00 | 32.00 |
| Adjusted EPS | 62.00 | 54.00 | 45.00 | 37.00 | 32.00 |