(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 14245.97 | 14046.79 | 13967.75 | 13899.66 | 13834.10 |
Equity - Authorised | 25000.00 | 25000.00 | 25000.00 | 25000.00 | 25000.00 |
Equity - Issued | 14243.86 | 14044.67 | 13965.63 | 13897.54 | 13831.99 |
Equity Paid Up | 14243.86 | 14044.67 | 13965.63 | 13897.54 | 13831.99 |
Equity Shares Forfeited | 2.12 | 2.12 | 2.12 | 2.12 | 2.12 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 20698.43 | 14053.18 | 7608.86 | 2664.14 | 31.01 |
Total Reserves | 3104114.65 | 2533338.38 | 2123401.28 | 1803961.07 | 1562009.89 |
Securities Premium | 606132.79 | 519436.44 | 507229.51 | 497645.06 | 489694.73 |
Capital Reserves | 151257.41 | 151353.55 | 150662.55 | 149784.35 | 134042.32 |
Profit & Loss Account Balances | 1183850.67 | 898257.80 | 656386.77 | 528498.86 | 385155.99 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 1162873.79 | 964290.59 | 809122.45 | 628032.80 | 553116.85 |
Reserve excluding Revaluation Reserve | 3066319.49 | 2502225.64 | 2092482.87 | 1771676.10 | 1530757.07 |
Revaluation Reserves | 37795.16 | 31112.74 | 30918.42 | 32284.98 | 31252.82 |
Deposits | 16416374.04 | 14435799.52 | 12108321.52 | 10913657.93 | 9599400.18 |
Demand Deposits | 2375563.09 | 1988185.03 | 1658328.26 | 1634186.96 | 1392839.72 |
Savings Deposit | 4442542.50 | 4060887.22 | 3848298.56 | 3670305.57 | 3039179.24 |
Term Deposits / Fixed Deposits | 9598268.45 | 8386727.28 | 6601694.70 | 5609165.41 | 5167381.22 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 2188834.45 | 2074280.01 | 1890618.07 | 1616026.83 | 1438999.39 |
Borrowings From Reserve Bank of India | 107760.80 | 26186.90 | 18899.20 | 0.00 | 1000.00 |
Borrowings From Other Banks | 164767.03 | 104714.01 | 71911.18 | 50892.85 | 48045.58 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 645482.49 | 661840.51 | 608942.33 | 323264.82 | 378775.31 |
Borrowings in the form of Bonds / Debentures | 570424.04 | 573898.03 | 611388.73 | 591019.12 | 423428.84 |
Borrowings in Other Form | 270797.52 | 211066.86 | 134647.32 | 121357.67 | 77382.34 |
Borrowings From Out of India | 429602.58 | 496573.70 | 444829.32 | 529492.37 | 510367.33 |
Other Liabilities & Provisions | 4529779.22 | 4430228.24 | 3374119.96 | 3116355.27 | 3027964.48 |
Bills Payable | 89702.02 | 128193.10 | 136037.08 | 130686.12 | 128480.84 |
Inter-office adjustment Liabilities | 812.97 | 420.91 | 3228.02 | 4418.11 | 3262.62 |
Interest Accrued | 42154.33 | 38985.51 | 33390.14 | 27524.21 | 24830.18 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 4397109.90 | 4262628.72 | 3201464.73 | 2953726.83 | 2871390.84 |
Total Liabilities | 26422414.13 | 23640630.28 | 19584904.97 | 17526373.84 | 15738122.45 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 1202409.13 | 899430.23 | 686489.41 | 1096307.07 | 463022.05 |
Cash with RBI | 1137472.31 | 809871.77 | 599676.43 | 1024032.28 | 391605.06 |
Cash in hand & others | 64936.82 | 89558.46 | 86812.98 | 72274.79 | 71416.99 |
Balances with banks and money at call | 937825.51 | 728258.80 | 678075.52 | 734952.76 | 1012683.25 |
Investments | 8863768.11 | 8271625.05 | 6395519.67 | 5670977.18 | 5365786.17 |
Investments in India | 8723147.64 | 8129506.01 | 6247567.19 | 5465209.75 | 5117238.29 |
GOI/State Govt. Securities | 5345834.89 | 5055928.34 | 3960623.21 | 3255021.73 | 2847433.18 |
Equity Shares - Corporate | 274995.21 | 219751.40 | 127225.12 | 131221.76 | 170963.97 |
Debentures & Bonds | 1256211.78 | 967627.79 | 526539.87 | 415992.09 | 564663.02 |
Subsidiaries and/or joint ventures/Associates | 22650.04 | 15102.34 | 64140.78 | 20040.64 | 6725.85 |
Units - MF/ Insurance/CP/PTC | 211056.69 | 222672.13 | 128457.65 | 134270.52 | 141960.83 |
Other Investments | 1612399.04 | 1648424.01 | 1440580.57 | 1508663.02 | 1385491.43 |
Investments outside India | 140620.47 | 142119.04 | 147952.49 | 205767.43 | 248547.88 |
Government securities | 82034.30 | 79489.10 | 89972.47 | 152078.25 | 193166.09 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 58586.17 | 62629.94 | 57980.01 | 53689.18 | 55381.79 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 14206637.12 | 12607762.03 | 10838663.15 | 9203081.39 | 7918013.92 |
Bills Purchased & Discounted | 463393.15 | 500789.31 | 497557.67 | 482956.95 | 342046.09 |
Cash Credit, Over Draft & Loans repayable | 4944846.57 | 3577416.83 | 2866747.21 | 2342314.74 | 1877224.41 |
Term Loans | 8798397.40 | 8529555.88 | 7474358.27 | 6377809.70 | 5698743.42 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 312101.77 | 269920.31 | 223245.48 | 211021.51 | 210654.79 |
Premises | 114825.93 | 102975.51 | 94340.44 | 94345.83 | 95782.08 |
Assets Given on Lease | 18913.41 | 17900.29 | 17902.41 | 17890.75 | 17735.22 |
Other Fixed Assets | 178362.43 | 149044.51 | 111002.63 | 98784.94 | 97137.49 |
Less: Accumulated Depreciation | 153977.53 | 137517.55 | 113555.44 | 104967.41 | 102562.21 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 158124.23 | 132402.76 | 109690.04 | 106054.11 | 108092.58 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 1053650.03 | 1001151.41 | 876467.19 | 715001.33 | 870524.48 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 238378.03 | 208551.09 | 151100.65 | 108389.92 | 110626.01 |
Tax paid in advance/TDS | 6929.09 | 12595.88 | 20372.70 | 26241.72 | 50249.50 |
Stationery and stamps | 275.39 | 251.90 | 379.12 | 337.91 | 178.90 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 48410.02 | 63115.81 | 76194.44 | 79484.85 | 93350.22 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 759657.50 | 716636.73 | 628420.28 | 500546.94 | 616119.86 |
Total Assets | 26422414.13 | 23640630.28 | 19584904.97 | 17526373.84 | 15738122.45 |
Contingent Liabilities | 78850007.86 | 57578163.34 | 50359511.03 | 45523411.17 | 30213442.29 |
Claims not acknowledged as debts | 166956.06 | 110275.16 | 88006.84 | 89527.69 | 88166.72 |
Outstanding forward exchange contracts | 17435254.51 | 15786739.94 | 15492543.08 | 10757369.66 | 8303455.99 |
Guarantees given in India | 1661358.15 | 1365548.85 | 1102115.00 | 877490.08 | 811429.16 |
Guarantees given Outside India | 120341.69 | 121463.61 | 134004.86 | 158594.80 | 182653.70 |
Acceptances, endorsements & other obligations | 662291.60 | 514009.70 | 435202.81 | 458778.74 | 321874.59 |
Other Contingent liabilities | 58803805.87 | 39680126.09 | 33107638.44 | 33181650.21 | 20505862.13 |
Bills for collection | 1313614.60 | 1007917.60 | 864576.68 | 752325.96 | 548463.82 |
Book Value | 432.55 | 358.32 | 301.66 | 256.96 | 223.34 |
Adjusted Book Value | 432.55 | 358.32 | 301.66 | 256.96 | 223.34 |