(Rs.in Million) |
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
I. INCOME | | | | | |
Interest Earned | 1210668.10 | 954068.65 | 891626.64 | 848357.73 | 719816.54 |
Interest / Discount on advances / Bills | 879292.35 | 668865.38 | 602616.87 | 609283.07 | 508848.31 |
Interest on balances with RBI and other Inter-bank funds | 23054.57 | 18195.96 | 18817.24 | 9074.11 | 9271.07 |
Income on investments | 279050.30 | 219906.42 | 232642.54 | 209712.04 | 181022.87 |
Others | 29270.88 | 47100.90 | 37549.99 | 20288.51 | 20674.29 |
Other Income | 651119.91 | 621294.51 | 720295.28 | 649503.30 | 593248.45 |
Commission,exchange and brokerage | 196484.67 | 172883.87 | 140230.55 | 141948.80 | 126056.74 |
Profit / (loss)on sale of investments(net) | 12730.12 | 23145.30 | 81257.19 | 36883.85 | 24897.89 |
Profit on sale of Fixed Assets | 542.58 | 56.64 | -63.42 | 1.45 | -22.01 |
Foreign Exchange Gains | 30509.01 | 29933.14 | 19721.17 | 16898.50 | 17837.86 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 410853.54 | 395275.57 | 479149.81 | 453770.70 | 424477.98 |
Total Income | 1861788.01 | 1575363.17 | 1611921.92 | 1497861.03 | 1313064.99 |
II. EXPENDITURE | | | | | |
Interest Expended | 505433.88 | 411666.71 | 426590.87 | 446655.22 | 391775.41 |
Intereston Deposits | 394765.41 | 336132.83 | 337196.59 | 332242.79 | 269951.78 |
Interest on RBI / inter-bank borrowings | 13380.98 | 4402.01 | 12001.13 | 21664.95 | 24717.72 |
Other Interest | 97287.50 | 71131.87 | 77393.16 | 92747.48 | 97105.92 |
Operating Expenses | 824390.23 | 731517.28 | 762716.70 | 715178.99 | 642588.80 |
Payments to and provisions for employees | 152341.69 | 123416.03 | 110509.05 | 111567.45 | 94252.55 |
Rent,Taxes and lighting | 15846.57 | 14085.92 | 13829.52 | 15505.77 | 14347.68 |
Depreciation on Banks property | 15145.59 | 13300.07 | 13266.87 | 11697.94 | 9458.40 |
Depreciation on leased assets | | | 133.88 | 14.24 | 0.01 |
Auditor's fees and expenses | 248.67 | 219.60 | 295.99 | 286.12 | 294.85 |
Law charges | 1771.89 | 1707.14 | 2076.88 | 1881.79 | 2120.16 |
Communication Expenses | 7475.18 | 7092.06 | 5884.27 | 6079.80 | 5601.90 |
Repairs and Maintenance | 34644.16 | 26994.75 | 21785.24 | 20160.04 | 17785.65 |
Insurance | 431339.74 | 411788.60 | 480406.44 | 432758.55 | 397584.76 |
Other expenses | 165576.75 | 132913.11 | 114528.57 | 115227.31 | 101142.85 |
Provisions and Contingencies | 69399.23 | 89766.46 | 163773.85 | 150140.74 | 204618.17 |
Provision for investments | 13917.00 | 5412.30 | -1950.00 | 18136.50 | 3591.30 |
Provision for advances | -3653.50 | 63775.20 | 110815.20 | 89627.40 | 176113.90 |
Others Provisions | 59135.73 | 20578.96 | 54908.65 | 42376.84 | 24912.97 |
Profit Before Tax | 462564.67 | 342412.73 | 258840.50 | 185886.08 | 74082.61 |
Taxes | 117934.40 | 84574.40 | 56643.70 | 73631.40 | 17191.00 |
Current Income Tax | 114564.40 | 74044.50 | 62611.80 | 51778.10 | 48082.80 |
Deferred Tax | 3370.00 | 10529.90 | -5968.10 | 21853.30 | -30891.80 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 344630.27 | 257838.33 | 202196.80 | 112254.68 | 56891.61 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -14246.74 | -14281.65 | -19796.47 | -16591.60 | -14349.22 |
Share of Associate | 9982.88 | 7544.28 | 1442.86 | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 340366.41 | 251100.96 | 183843.19 | 95663.08 | 42542.39 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 849354.92 | 636256.95 | 451843.14 | 315864.16 | 262534.00 |
Transfer to Statutory Reserve | 79742.00 | 58349.00 | 40482.00 | 19828.00 | 8409.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 50255.68 | 657.42 | 16532.79 | 686.31 | 245.22 |
Appropriation to Other Reserves | | | -77.64 | 3.67 | 7.57 |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 719357.24 | 577250.53 | 394905.99 | 295346.18 | 253872.21 |
Equity Dividend % | 400.00 | 250.00 | 100.00 | | 50.00 |
Earnings Per Share | 49.00 | 36.00 | 27.00 | 15.00 | 7.00 |
Adjusted EPS | 49.00 | 36.00 | 27.00 | 15.00 | 7.00 |