(Rs.in Million) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 1101.33 | 1101.33 | 1031.62 | 933.03 | 713.59 |
Equity - Authorised | 1850.00 | 1850.00 | 1850.00 | 1850.00 | 2500.00 |
Equity - Issued | 1101.40 | 1101.40 | 1031.70 | 933.11 | 713.67 |
Equity Paid Up | 1101.18 | 1101.18 | 1031.48 | 932.89 | 713.45 |
Equity Shares Forfeited | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 935.00 | 0.00 |
Total Reserves | 140981.78 | 120825.93 | 97931.63 | 78903.13 | 67309.09 |
Securities Premium | 29194.96 | 29194.50 | 21824.16 | 17604.65 | 10959.12 |
Capital Reserves | 2888.47 | 2888.47 | 2888.47 | 2888.47 | 2553.33 |
Profit & Loss Account Balances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 108898.35 | 88742.96 | 73219.00 | 58410.01 | 53796.64 |
Reserve excluding Revaluation Reserve | 128594.92 | 108136.81 | 85119.00 | 69404.68 | 57582.91 |
Revaluation Reserves | 12386.86 | 12689.12 | 12812.63 | 9498.45 | 9726.18 |
Deposits | 1485520.23 | 1347646.58 | 1220271.79 | 1147027.66 | 1080472.98 |
Demand Deposits | 162392.27 | 148230.99 | 139926.70 | 143935.74 | 138600.29 |
Savings Deposit | 536037.52 | 532488.53 | 520247.50 | 504769.22 | 475540.59 |
Term Deposits / Fixed Deposits | 787090.43 | 666927.06 | 560097.59 | 498322.70 | 466332.09 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 23828.44 | 28850.02 | 28923.06 | 23708.17 | 20151.97 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 18.44 | 40.02 | 113.06 | 108.17 | 151.97 |
Borrowings in the form of Bonds / Debentures | 23810.00 | 28810.00 | 28810.00 | 23600.00 | 20000.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 42803.60 | 46621.96 | 110967.82 | 54253.34 | 34081.10 |
Bills Payable | 2670.74 | 3826.53 | 2985.30 | 2710.59 | 2773.45 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 1355.22 | 1450.49 | 289.48 | 180.43 | 198.25 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 38777.63 | 41344.94 | 107693.04 | 51362.32 | 31109.40 |
Total Liabilities | 1694235.37 | 1545045.81 | 1459125.92 | 1305760.33 | 1202728.73 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 73854.77 | 72500.80 | 77940.58 | 77502.03 | 36853.33 |
Cash with RBI | 67395.13 | 66344.79 | 71567.50 | 71341.74 | 31673.96 |
Cash in hand & others | 6459.64 | 6156.01 | 6373.08 | 6160.29 | 5179.36 |
Balances with banks and money at call | 23976.69 | 9464.00 | 11048.02 | 10417.04 | 58183.72 |
Investments | 411217.07 | 349002.22 | 347804.01 | 337852.55 | 307740.98 |
Investments in India | 411217.07 | 349002.22 | 347804.01 | 337852.55 | 307740.98 |
GOI/State Govt. Securities | 320829.70 | 299205.67 | 291558.27 | 304126.19 | 302809.86 |
Equity Shares - Corporate | 963.70 | 1005.29 | 1018.56 | 1094.17 | 1023.43 |
Debentures & Bonds | 25805.99 | 7566.74 | 7145.44 | 2077.46 | 3572.99 |
Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | -40.00 |
Units - MF/ Insurance/CP/PTC | 58.15 | 0.24 | 0.24 | 0.00 | 0.24 |
Other Investments | 63559.54 | 41224.28 | 48081.51 | 30554.73 | 374.46 |
Investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 1041838.20 | 937565.97 | 822776.11 | 703930.75 | 668417.32 |
Bills Purchased & Discounted | 1811.84 | 1861.70 | 2123.23 | 2418.98 | 3225.83 |
Cash Credit, Over Draft & Loans repayable | 315559.79 | 267194.55 | 252219.89 | 238521.47 | 215207.16 |
Term Loans | 724466.58 | 668509.71 | 568432.99 | 462990.30 | 449984.33 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 40606.06 | 39761.56 | 37758.07 | 33024.13 | 32267.44 |
Premises | 16438.80 | 21688.24 | 21449.43 | 17807.01 | 17793.57 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 24167.27 | 18073.32 | 16308.64 | 15217.13 | 14473.87 |
Less: Accumulated Depreciation | 19343.18 | 17679.06 | 15513.76 | 13949.05 | 12553.26 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 21262.89 | 22082.50 | 22244.30 | 19075.08 | 19714.18 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 655.51 | 495.00 | 473.22 | 464.29 | 414.20 |
Other Assets | 121430.24 | 153935.33 | 176839.67 | 156518.59 | 111405.01 |
Inter-office adjustment Assets | 39.79 | 700.61 | 702.48 | 703.10 | 704.61 |
Interest Accrued Assets | 9338.23 | 7948.15 | 6992.88 | 5904.20 | 5805.16 |
Tax paid in advance/TDS | 1073.01 | 636.74 | 1870.51 | 2629.69 | 2347.79 |
Stationery and stamps | 46.58 | 51.68 | 42.77 | 45.33 | 58.00 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 92.79 | 92.79 |
Deferred tax asset | 0.00 | 1552.60 | 1828.97 | 2393.33 | 2662.70 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 110932.63 | 143045.56 | 165402.06 | 144750.16 | 99733.96 |
Total Assets | 1694235.37 | 1545045.81 | 1459125.92 | 1305760.33 | 1202728.73 |
Contingent Liabilities | 57155.68 | 48448.74 | 52337.68 | 55249.39 | 48669.36 |
Claims not acknowledged as debts | 3435.37 | 3592.69 | 2446.71 | 7082.85 | 6224.16 |
Outstanding forward exchange contracts | 19377.07 | 13980.45 | 19013.26 | 17044.62 | 11181.87 |
Guarantees given in India | 25521.66 | 22754.49 | 21964.42 | 22162.78 | 22307.51 |
Guarantees given Outside India | 412.58 | 263.46 | 247.36 | 225.34 | 225.17 |
Acceptances, endorsements & other obligations | 4906.91 | 5056.17 | 5926.59 | 6289.22 | 6725.65 |
Other Contingent liabilities | 3502.10 | 2801.48 | 2739.35 | 2444.57 | 2005.01 |
Bills for collection | 13649.80 | 15132.71 | 17054.07 | 15380.64 | 14396.03 |
Book Value | 117.78 | 99.20 | 83.52 | 75.40 | 81.71 |
Adjusted Book Value | 117.78 | 99.20 | 83.52 | 75.40 | 81.71 |