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Financials Ratios
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The Jammu & Kashmir Bank Ltd.
BSE CODE: 532209   |   NSE CODE: J&KBANK   |   ISIN CODE : INE168A01041   |   18-May-2024 Hrs IST
BSE NSE
Rs. 129.90
0.85 ( 0.66% )
 
Prev Close ( Rs.)
129.05
Open ( Rs.)
128.10
 
High ( Rs.)
130.30
Low ( Rs.)
128.10
 
Volume
38602
Week Avg.Volume
203169
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 129.55
0.45 ( 0.35% )
 
Prev Close ( Rs.)
129.10
Open ( Rs.)
129.80
 
High ( Rs.)
130.00
Low ( Rs.)
129.00
 
Volume
449825
Week Avg.Volume
1719781
 
52 WK High-Low Range(Rs.)
53.05
152.5
Particulars Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operational & Financial Ratios          
   Earnings Per Share (Rs)11.61  5.38  6.06  -15.97  8.35  
   DPS(Rs)0.50  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)83.98  75.72  82.04  75.65  108.11  
Margin Ratios          
   Yield on Advances11.37  11.38  12.13  13.12  11.58  
   Yield on Investments6.09  5.32  6.44  7.33  7.54  
   Cost of Liabilities3.69  3.50  3.94  4.75  4.65  
   NIM3.77  3.46  3.52  3.81  3.55  
   Interest Spread7.68  7.88  8.19  8.37  6.93  
Performance Ratios          
   ROA(%)0.87  0.40  0.38  -1.08  0.49  
   ROE(%)15.23  7.77  7.68  -19.96  8.04  
   ROCE(%)17.52  9.76  8.51  -9.71  10.94  
Efficiency Ratios          
   Cost Income Ratio66.22  77.18  64.50  64.14  59.06  
   Core Cost Income Ratio66.70  78.66  67.93  65.04  62.21  
   Operating Costs to Assets2.50  2.75  2.39  2.51  2.44  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)4.23  6.01  4.24  0.00  6.44  
   PCE(x)3.74  4.67  3.24  -0.87  5.26  
   Price/Book(x)0.59  0.43  0.31  0.16  0.50  
   Yield(%)1.02  0.00  0.00  0.00  0.00  
   EV/Net Sales(x)0.85  0.67  0.47  0.34  0.73  
   EV/Core EBITDA(x)4.28  5.07  2.43  1.90  3.27  
   EV/EBIT(x)1.25  1.11  0.79  0.80  1.13  
   EV/CE(x)0.05  0.04  0.03  0.03  0.06  
   M Cap / Sales0.54  0.38  0.23  0.10  0.39  
Growth Ratio          
   Core Operating Income Growth21.32  3.72  1.73  9.54  17.87  
   Operating Profit Growth15.90  11.74  34.82  -60.79  -0.06  
   Net Profit Growth138.73  16.07  137.93  -345.10  129.32  
   BVPS Growth10.90  -7.70  8.44  -30.02  8.65  
   Advances Growth16.88  5.32  3.79  -2.83  16.44  
   EPS Growth(%)115.91  -11.23  137.93  -291.30  129.32  
Liquidity Ratios          
   Loans/Deposits(x)0.02  0.02  0.02  0.02  0.03  
   Cash / Deposits(x)0.06  0.07  0.03  0.03  0.05  
   Investment / Deposits(x)0.29  0.29  0.29  0.24  0.26  
   IncLoan / Deposits(x)2.37  2.07  1.86  2.07  2.93  
   Credit/Deposits(%)67.43  61.37  61.86  65.86  73.93  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.62  2.49  2.95  3.48  4.89