| (Rs.in Million) |
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
| Share Capital | 57535.76 | 57509.55 | 50109.91 | 50109.81 | 25100.94 |
| Equity - Authorised | 80000.00 | 80000.00 | 60000.00 | 60000.00 | 60000.00 |
| Equity - Issued | 57535.76 | 57509.55 | 50109.91 | 50109.81 | 25100.94 |
| Equity Paid Up | 57535.76 | 57509.55 | 50109.91 | 50109.81 | 25100.94 |
| Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Share Warrants & Outstandings | 10070.54 | 9786.25 | 90.45 | 0.00 | 0.00 |
| Total Reserves | 353945.55 | 339885.96 | 286789.33 | 281273.12 | 191848.66 |
| Securities Premium | 366612.15 | 366438.57 | 322949.78 | 322949.24 | 199155.98 |
| Capital Reserves | 17727.27 | 17464.63 | 17432.97 | 17159.84 | 12190.08 |
| Profit & Loss Account Balances | -91126.36 | -100937.57 | -107567.59 | -109299.95 | -69287.22 |
| General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Reserves | 60732.49 | 56920.32 | 53974.18 | 50463.99 | 49789.81 |
| Reserve excluding Revaluation Reserve | 353945.55 | 339885.96 | 286789.33 | 281273.12 | 191848.66 |
| Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deposits | 2662295.32 | 2173821.93 | 1970625.76 | 1628459.31 | 1053111.68 |
| Demand Deposits | 413275.99 | 335937.83 | 263549.59 | 189954.07 | 94825.76 |
| Savings Deposit | 409729.87 | 332999.17 | 349704.73 | 235898.65 | 185635.25 |
| Term Deposits / Fixed Deposits | 1839289.46 | 1504884.94 | 1357371.45 | 1202606.59 | 772650.68 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings | 805076.10 | 777539.84 | 723401.83 | 639490.85 | 1137905.03 |
| Borrowings From Reserve Bank of India | 16450.00 | 67370.00 | 70600.00 | 54150.00 | 520380.00 |
| Borrowings From Other Banks | 45577.94 | 20171.27 | 26304.12 | 21752.15 | 18350.00 |
| Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings From Other Financial Institutions | 481774.85 | 444816.59 | 359432.74 | 295643.62 | 278921.59 |
| Borrowings in the form of Bonds / Debentures | 139412.00 | 142212.00 | 159850.00 | 168495.00 | 183629.00 |
| Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Borrowings From Out of India | 121861.31 | 102969.98 | 107214.97 | 99450.07 | 136624.43 |
| Other Liabilities & Provisions | 174692.19 | 193497.81 | 154760.08 | 136601.33 | 170355.33 |
| Bills Payable | 4986.26 | 7511.79 | 7317.20 | 5686.40 | 2867.24 |
| Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Accrued | 26944.47 | 24306.64 | 17825.24 | 15287.71 | 22632.49 |
| Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities & Provisions | 142761.46 | 161679.39 | 129617.64 | 115627.22 | 144855.60 |
| Total Liabilities | 4063615.46 | 3552041.34 | 3185777.35 | 2735934.42 | 2578321.64 |
| APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
| Cash and balance with Reserve Bank of India | 181392.39 | 128640.85 | 434522.67 | 68127.90 | 59436.55 |
| Cash with RBI | 171771.68 | 119748.90 | 426593.63 | 60223.94 | 43129.14 |
| Cash in hand & others | 9620.71 | 8891.96 | 7929.04 | 7903.96 | 16307.41 |
| Balances with banks and money at call | 11792.11 | 64919.24 | 32959.36 | 225124.62 | 24867.03 |
| Investments | 899969.52 | 767492.97 | 517539.86 | 431146.48 | 437478.03 |
| Investments in India | 892156.52 | 752996.89 | 512835.76 | 426538.38 | 435966.47 |
| GOI/State Govt. Securities | 806206.31 | 651582.02 | 437084.56 | 334737.62 | 329069.16 |
| Equity Shares - Corporate | 1283.62 | 503.12 | 214.32 | 241.98 | 243.87 |
| Debentures & Bonds | 59997.10 | 49889.31 | 53921.03 | 66924.75 | 74399.35 |
| Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Units - MF/ Insurance/CP/PTC | 24669.50 | 51022.44 | 21615.85 | 24634.03 | 32254.10 |
| Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments outside India | 7813.01 | 14496.09 | 4704.10 | 4608.10 | 1511.56 |
| Government securities | 7806.34 | 12202.61 | 3030.42 | 2924.35 | 0.00 |
| Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other investments outside India | 6.66 | 2293.48 | 1673.68 | 1683.75 | 1511.56 |
| Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Advances | 2277990.41 | 2032365.45 | 1809590.10 | 1668048.61 | 1714330.90 |
| Bills Purchased & Discounted | 36531.55 | 26954.45 | 32139.73 | 23281.20 | 21978.90 |
| Cash Credit, Over Draft & Loans repayable | 732946.23 | 603211.55 | 438996.13 | 338485.37 | 331582.36 |
| Term Loans | 1508512.63 | 1402199.46 | 1338454.24 | 1306282.03 | 1360769.63 |
| Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross block | 53254.77 | 44755.58 | 39763.38 | 38273.71 | 21365.23 |
| Premises | 12102.53 | 12102.53 | 12480.56 | 12480.56 | 378.03 |
| Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Fixed Assets | 41152.24 | 32653.05 | 27282.82 | 25793.15 | 20987.20 |
| Less: Accumulated Depreciation | 28163.72 | 23198.46 | 19605.20 | 17317.72 | 14070.03 |
| Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Block | 25091.05 | 21557.13 | 20158.19 | 20955.99 | 7295.21 |
| Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Work in Progress | 3566.32 | 2957.68 | 1251.88 | 627.80 | 2938.64 |
| Other Assets | 663813.66 | 534108.01 | 369755.30 | 321903.03 | 331975.29 |
| Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Accrued Assets | 28057.56 | 22453.29 | 17768.40 | 15062.23 | 22516.88 |
| Tax paid in advance/TDS | 12003.58 | 6926.97 | 6079.25 | 5123.09 | 0.00 |
| Stationery and stamps | 2.12 | 1.56 | 5.54 | 4.92 | 0.00 |
| Non-banking assets acquired | 353.00 | 353.00 | 353.00 | 353.00 | 353.00 |
| Deferred tax asset | 85630.92 | 89411.54 | 91842.08 | 95538.43 | 82809.96 |
| Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Others | 537766.49 | 414961.66 | 253707.03 | 205821.37 | 226295.45 |
| Total Assets | 4063615.46 | 3552041.34 | 3185777.35 | 2735934.42 | 2578321.64 |
| Contingent Liabilities | 7969577.55 | 6613854.80 | 6801462.38 | 4596422.89 | 4585275.34 |
| Claims not acknowledged as debts | 3655.28 | 792.65 | 1208.28 | 612.50 | 612.50 |
| Outstanding forward exchange contracts | 3835376.78 | 2871564.02 | 3421931.09 | 2021391.78 | 1519467.41 |
| Guarantees given in India | 589956.58 | 444062.27 | 399862.55 | 393303.13 | 420131.38 |
| Guarantees given Outside India | 0.00 | 219.50 | 0.00 | 0.00 | 0.00 |
| Acceptances, endorsements & other obligations | 210148.66 | 171293.06 | 148184.17 | 131798.72 | 198799.11 |
| Other Contingent liabilities | 3330440.26 | 3125923.31 | 2830276.30 | 2049316.77 | 2446264.94 |
| Bills for collection | 153682.87 | 174132.63 | 49919.08 | 22140.48 | 51201.93 |
| Book Value | 14.30 | 13.82 | 13.45 | 13.23 | 17.29 |
| Adjusted Book Value | 14.30 | 13.82 | 13.45 | 13.23 | 17.29 |