(Rs.in Million) |
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
I. INCOME | | | | | |
Interest Earned | 227021.62 | 190187.67 | 200392.83 | 260520.17 | 296237.99 |
Interest / Discount on advances / Bills | 178189.68 | 150891.12 | 166394.19 | 212466.01 | 229185.39 |
Interest on balances with RBI and other Inter-bank funds | 8410.29 | 7020.74 | 3320.25 | 2103.68 | 3975.74 |
Income on investments | 35645.99 | 28780.91 | 26800.74 | 42609.21 | 60484.22 |
Others | 4775.66 | 3494.90 | 3877.65 | 3341.28 | 2592.65 |
Other Income | 41246.01 | 34047.51 | 31070.81 | 119560.99 | 46754.81 |
Commission,exchange and brokerage | 20913.06 | 16380.44 | 12352.34 | 15259.28 | 36352.66 |
Profit / (loss)on sale of investments(net) | 344.21 | 2594.60 | 11080.03 | 11134.58 | 3174.84 |
Profit on sale of Fixed Assets | 69.55 | -125.88 | -34.60 | 3.28 | 3.95 |
Foreign Exchange Gains | 7446.19 | 6008.16 | 4845.89 | 3731.96 | 1570.30 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 12473.00 | 9190.20 | 2827.15 | 89431.89 | 5653.07 |
Total Income | 268267.62 | 224235.18 | 231463.63 | 380081.16 | 342992.80 |
II. EXPENDITURE | | | | | |
Interest Expended | 147997.60 | 125284.35 | 126109.33 | 192580.60 | 198112.87 |
Intereston Deposits | 101027.22 | 84522.62 | 76639.39 | 120019.41 | 136826.85 |
Interest on RBI / inter-bank borrowings | 45905.50 | 40705.48 | 52366.79 | 66661.23 | 60764.72 |
Other Interest | 1064.88 | 56.26 | -2896.85 | 5899.96 | 521.30 |
Operating Expenses | 88255.18 | 69811.43 | 59173.03 | 68701.46 | 63614.28 |
Payments to and provisions for employees | 34750.70 | 29585.72 | 25172.55 | 26913.25 | 25381.13 |
Rent,Taxes and lighting | 4425.61 | 4007.11 | 4462.97 | 4540.76 | 4237.41 |
Depreciation on Banks property | 4334.18 | 3986.02 | 3600.32 | 3419.33 | 3054.51 |
Depreciation on leased assets | | 47.30 | | | |
Auditor's fees and expenses | 44.90 | 36.43 | 39.75 | 44.90 | 25.23 |
Law charges | 532.53 | 401.31 | 190.29 | 151.95 | 90.93 |
Communication Expenses | 641.04 | 467.30 | 461.28 | 643.78 | 648.22 |
Repairs and Maintenance | 543.24 | 371.36 | 326.76 | 357.86 | 423.29 |
Insurance | 2814.33 | 2010.54 | 1358.72 | 2162.39 | 2079.09 |
Other expenses | 40168.66 | 28898.34 | 23560.39 | 30467.25 | 27674.47 |
Provisions and Contingencies | 22201.55 | 14802.51 | 93799.02 | 327181.04 | 57775.60 |
Provision for investments | 24087.38 | 7903.78 | 14038.83 | 64415.77 | 6824.89 |
Provision for advances | -1665.66 | 6933.66 | 77343.02 | 258649.58 | 48183.59 |
Others Provisions | -220.17 | -34.94 | 2417.17 | 4115.69 | 2767.12 |
Profit Before Tax | 9813.29 | 14336.89 | -47617.75 | -208381.93 | 23490.05 |
Taxes | 2455.10 | 3696.36 | -12728.47 | -44056.13 | 6397.39 |
Current Income Tax | 2455.10 | 3696.36 | -12728.47 | -43998.69 | 23009.69 |
Deferred Tax | | | | -57.44 | -16612.30 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 7358.19 | 10640.53 | -34889.28 | -164325.80 | 17092.66 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 7358.19 | 10640.53 | -34889.28 | -164325.80 | 17092.66 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | -100209.41 | -98659.42 | -104176.49 | -56898.05 | 120787.95 |
Transfer to Statutory Reserve | 1793.52 | 2665.53 | | | 4300.70 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | -3472.58 | 4752.16 | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | -98530.35 | -106077.11 | -104176.49 | -56898.05 | 116487.25 |
Equity Dividend % | | | | | 100.00 |
Earnings Per Share | 0.00 | 0.00 | -1.00 | -13.00 | 7.00 |
Adjusted EPS | 0.00 | 0.00 | -1.00 | -13.00 | 7.00 |