X 
Financials Ratios
Home | Market Info | Company Profile | Financials Ratios
State Bank Of India
BSE CODE: 500112   |   NSE CODE: SBIN   |   ISIN CODE : INE062A01020   |   09-Jun-2026 Hrs IST
BSE NSE
Rs. 1002.85
20.95 ( 2.13% )
 
Prev Close ( Rs.)
981.90
Open ( Rs.)
985.90
 
High ( Rs.)
1009.00
Low ( Rs.)
983.10
 
Volume
901945
Week Avg.Volume
1361118
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 1002.70
20.75 ( 2.11% )
 
Prev Close ( Rs.)
981.95
Open ( Rs.)
985.00
 
High ( Rs.)
1009.00
Low ( Rs.)
983.00
 
Volume
22142480
Week Avg.Volume
19788014
 
52 WK High-Low Range(Rs.)
781.7
1234.7
Particulars Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Operational & Financial Ratios          
   Earnings Per Share (Rs)86.70  79.44  68.44  56.29  35.49  
   DPS(Rs)17.35  15.90  13.70  11.30  7.10  
   Book NAV/Share(Rs)552.55  463.67  391.83  335.98  287.64  
Margin Ratios          
   Yield on Advances9.90  11.09  11.21  10.38  10.08  
   Yield on Investments7.30  7.39  6.91  6.32  5.96  
   Cost of Liabilities4.62  4.97  4.63  3.81  3.46  
   NIM2.45  2.69  2.81  2.85  2.62  
   Interest Spread5.28  6.12  6.58  6.57  6.62  
Performance Ratios          
   ROA(%)1.12  1.10  1.04  0.96  0.67  
   ROE(%)17.33  18.57  18.81  18.05  13.01  
   ROCE(%)12.14  13.49  12.87  12.06  8.27  
Efficiency Ratios          
   Cost Income Ratio50.11  51.64  59.02  53.87  57.91  
   Core Cost Income Ratio53.49  55.34  62.52  53.47  59.09  
   Operating Costs to Assets1.62  1.77  2.02  1.77  1.87  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)11.30  9.71  11.00  9.30  13.90  
   PCE(x)10.73  9.25  10.42  8.73  12.61  
   Price/Book(x)1.77  1.66  1.92  1.56  1.72  
   Yield(%)1.77  2.06  1.82  2.16  1.44  
   EV/Net Sales(x)3.39  2.71  3.06  2.89  3.15  
   EV/Core EBITDA(x)13.30  11.32  14.64  11.47  12.76  
   EV/EBIT(x)3.94  3.20  3.77  3.77  4.37  
   EV/CE(x)1.32  1.28  1.34  1.21  1.27  
   M Cap / Sales1.87  1.49  1.62  1.41  1.60  
Growth Ratio          
   Core Operating Income Growth4.08  4.04  10.38  19.99  9.03  
   Operating Profit Growth-1.97  -15.44  -44.49  -7.84  12.27  
   Net Profit Growth12.88  16.08  21.59  58.58  55.19  
   BVPS Growth19.17  18.33  16.62  16.81  11.47  
   Advances Growth17.16  12.40  15.78  17.02  11.61  
   EPS Growth(%)9.14  16.08  21.59  58.58  55.19  
Liquidity Ratios          
   Loans/Deposits(x)0.12  0.10  0.12  0.11  0.11  
   Cash / Deposits(x)0.04  0.04  0.05  0.06  0.08  
   Investment / Deposits(x)0.30  0.31  0.34  0.35  0.37  
   IncLoan / Deposits(x)12.24  10.47  12.16  11.15  10.52  
   Credit/Deposits(%)81.63  77.35  75.34  72.32  67.48  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.39  0.47  0.57  0.67  1.02