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Financials Ratios
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State Bank Of India
BSE CODE: 500112   |   NSE CODE: SBIN   |   ISIN CODE : INE062A01020   |   26-Jun-2025 Hrs IST
BSE NSE
Rs. 797.00
-3.1 ( -0.39% )
 
Prev Close ( Rs.)
800.10
Open ( Rs.)
802.70
 
High ( Rs.)
803.45
Low ( Rs.)
791.50
 
Volume
478368
Week Avg.Volume
381143
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 797.05
-3 ( -0.37% )
 
Prev Close ( Rs.)
800.05
Open ( Rs.)
802.00
 
High ( Rs.)
803.35
Low ( Rs.)
791.40
 
Volume
24704402
Week Avg.Volume
11896028
 
52 WK High-Low Range(Rs.)
680
899
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operational & Financial Ratios          
   Earnings Per Share (Rs)79.44  68.44  56.29  35.49  22.87  
   DPS(Rs)15.90  13.70  11.30  7.10  4.00  
   Book NAV/Share(Rs)463.67  391.83  335.98  287.64  258.05  
Margin Ratios          
   Yield on Advances11.11  11.21  10.38  10.08  10.82  
   Yield on Investments7.39  6.91  6.32  5.96  6.35  
   Cost of Liabilities4.97  4.63  3.81  3.46  3.77  
   NIM2.70  2.81  2.85  2.62  2.67  
   Interest Spread6.14  6.58  6.57  6.62  7.06  
Performance Ratios          
   ROA(%)1.10  1.04  0.96  0.67  0.48  
   ROE(%)18.57  18.81  18.05  13.01  9.31  
   ROCE(%)13.49  12.87  12.06  8.27  6.49  
Efficiency Ratios          
   Cost Income Ratio51.64  59.02  53.87  57.91  53.60  
   Core Cost Income Ratio55.34  62.52  53.47  59.09  55.78  
   Operating Costs to Assets1.77  2.02  1.77  1.87  1.82  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)9.71  11.00  9.30  13.90  15.93  
   PCE(x)9.25  10.42  8.73  12.61  13.70  
   Price/Book(x)1.66  1.92  1.56  1.72  1.41  
   Yield(%)2.06  1.82  2.16  1.44  1.10  
   EV/Net Sales(x)2.71  3.06  2.89  3.15  2.80  
   EV/Core EBITDA(x)11.32  14.64  11.47  12.76  10.38  
   EV/EBIT(x)3.20  3.77  3.77  4.37  4.08  
   EV/CE(x)1.28  1.34  1.21  1.27  0.16  
   M Cap / Sales1.49  1.62  1.41  1.60  1.23  
Growth Ratio          
   Core Operating Income Growth4.43  10.38  19.99  9.03  12.87  
   Operating Profit Growth-15.44  -44.49  -7.84  12.27  5.61  
   Net Profit Growth16.08  21.59  58.58  55.19  40.88  
   BVPS Growth18.33  16.62  16.81  11.47  10.59  
   Advances Growth12.40  15.78  17.02  11.61  5.34  
   EPS Growth(%)16.08  21.59  58.58  55.19  40.88  
Liquidity Ratios          
   Loans/Deposits(x)0.10  0.12  0.11  0.11  0.11  
   Cash / Deposits(x)0.04  0.05  0.06  0.08  0.06  
   Investment / Deposits(x)0.31  0.34  0.35  0.37  0.37  
   IncLoan / Deposits(x)10.47  12.16  11.15  10.52  11.34  
   Credit/Deposits(%)77.35  75.34  72.32  67.48  66.54  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.47  0.57  0.67  1.02  1.50