| (Rs.in Million) |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
| INCOME : | | | | | |
| Operating Income | 4814.30 | 5185.00 | 4137.10 | 3220.70 | 2926.20 |
| Sale of Shares / Units | | | | | |
| Interest income | 3718.10 | 3398.90 | 2668.30 | 1987.70 | 1591.80 |
| Portfolio management services | | | | | |
| Dividend income | 0.00 | | | 0.10 | |
| Brokerages & commissions | 147.10 | 693.00 | 223.20 | 126.10 | 172.20 |
| Processing fees and other charges | 94.50 | 53.40 | 132.00 | 87.80 | 115.50 |
| Other Operating Income | 854.40 | 1039.80 | 1113.60 | 1019.10 | 1046.80 |
| Operating Income (Net) | 4814.30 | 5185.00 | 4137.10 | 3220.70 | 2926.20 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 882.20 | 971.40 | 838.50 | 724.10 | 525.50 |
| Salaries, Wages & Bonus | 824.60 | 923.50 | 802.10 | 705.60 | 507.10 |
| Contributions to EPF & Pension Funds | 24.90 | 18.20 | 14.40 | 6.10 | 5.20 |
| Workmen and Staff Welfare Expenses | 19.90 | 17.40 | 11.00 | 3.10 | 5.70 |
| Other Employees Cost | 12.80 | 12.30 | 11.10 | 9.20 | 7.50 |
| Operating & Establishment Expenses | 324.60 | 741.10 | 481.50 | 365.70 | 276.20 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 71.00 | 59.40 | 58.30 | 51.50 | 31.50 |
| Commission, Brokerage & Discounts | 210.80 | 644.10 | 384.20 | 278.80 | 227.90 |
| Rent , Rates & Taxes | 18.20 | 22.80 | 22.90 | 20.70 | 8.00 |
| Repairs and Maintenance | 18.00 | 8.60 | 9.80 | 8.80 | 4.60 |
| Insurance | 5.10 | 5.00 | 5.20 | 5.10 | 3.60 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 1.50 | 1.30 | 1.00 | 0.70 | 0.70 |
| Administrations & Other Expenses | 127.60 | 147.70 | 133.40 | 90.40 | 125.60 |
| Printing and stationery | 1.30 | 1.40 | 1.60 | 0.70 | 0.30 |
| Professional and legal fees | 46.70 | 68.40 | 46.50 | 32.30 | 25.60 |
| Advertisement & Sales Promotion | 10.00 | 6.70 | 5.60 | 12.90 | 6.10 |
| Other General Expenses | 69.60 | 71.20 | 79.80 | 44.50 | 93.50 |
| Provisions and Contingencies | 72.00 | 61.30 | 118.70 | 44.00 | 133.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | 7.00 | | | 0.60 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | 1.00 | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | 49.80 |
| Other Miscellaneous Expenses | 72.00 | 53.30 | 118.70 | 44.00 | 82.60 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 1406.30 | 1921.60 | 1572.20 | 1224.20 | 1060.40 |
| Operating Profit (Excl OI) | 3408.00 | 3263.50 | 2564.90 | 1996.50 | 1865.80 |
| Other Income | 27.50 | 6.80 | 5.60 | 89.90 | 15.10 |
| Other Interest Income | 1.50 | 0.10 | 0.40 | 0.10 | 0.90 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | 1.80 | 0.10 | 1.00 | |
| Income from investments | | 0.30 | | | |
| Provision Written Back | 22.50 | 0.90 | 0.80 | 4.60 | 9.80 |
| Others | 3.50 | 3.60 | 4.40 | 84.10 | 4.40 |
| Operating Profit | 3435.50 | 3270.30 | 2570.60 | 2086.40 | 1880.90 |
| Interest | 2235.10 | 1958.00 | 1312.20 | 924.30 | 827.90 |
| Loans | 1685.20 | 1279.60 | 740.30 | 243.70 | 271.70 |
| Deposits | | | | | |
| Bonds / Debentures | 529.90 | 659.50 | 546.80 | 671.50 | 544.50 |
| Other Interest | 20.00 | 18.90 | 25.10 | 9.10 | 11.60 |
| Depreciation | 102.60 | 84.60 | 78.90 | 75.60 | 69.50 |
| Profit Before Taxation & Exceptional Items | 1097.80 | 1227.70 | 1179.40 | 1086.40 | 983.50 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 1097.80 | 1227.70 | 1179.40 | 1086.40 | 983.50 |
| Provision for Tax | 226.50 | 302.50 | 295.20 | 256.40 | 233.10 |
| Current Income Tax | 212.90 | 282.00 | 304.80 | 213.60 | 237.20 |
| Deferred Tax | 13.10 | 21.30 | -8.70 | 48.80 | -4.20 |
| Other taxes | 0.40 | -0.80 | -0.90 | -6.00 | 0.10 |
| Profit After Tax | 871.30 | 925.20 | 884.20 | 830.10 | 750.50 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -24.00 | -8.10 | -7.80 | -7.30 | -6.50 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 847.30 | 917.10 | 876.30 | 822.70 | 744.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 7506.80 | 6833.50 | 6158.00 | 5513.70 | 4923.10 |
| Appropriations | 8354.10 | 7750.60 | 7034.30 | 6336.40 | 5667.10 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 8354.10 | 7750.60 | 7034.30 | 6336.40 | 5667.10 |
| Equity Dividend % | 380.00 | 160.00 | 120.00 | 80.00 | 60.00 |
| Earnings Per Share | 125.00 | 135.00 | 129.00 | 121.00 | 111.00 |
| Adjusted EPS | 125.00 | 135.00 | 129.00 | 121.00 | 111.00 |