AFFLUENCE

The Jammu & Kashmir Bank Ltd. BSE CODE: 532209   |   NSE CODE: J&KBANK   |   ISIN CODE : INE168A01041   |   30-Mar-2026 Hrs IST

BSE NSE Rs. 110.00 -4.35 ( -3.8% )   Prev Close ( Rs.) 114.35 Open ( Rs.) 112.60   High ( Rs.) 113.80 Low ( Rs.) 109.30   Volume 416795 Week Avg.Volume 389273   52 WK High-Low Range(Rs.) 82.01 128.45 BSE NSE Rs. 110.01 -4.32 ( -3.78% )   Prev Close ( Rs.) 114.33 Open ( Rs.) 114.00   High ( Rs.) 114.00 Low ( Rs.) 109.33   Volume 4185654 Week Avg.Volume 5624482   52 WK High-Low Range(Rs.) 87.3 128.48 BSE Rs. 110.00 -4.35 ( -3.8% )   Prev Close ( Rs.) 114.35 Open ( Rs.) 112.60   High ( Rs.) 113.80 Low ( Rs.) 109.30   Volume 416795 Week Avg.Volume 389273   52 WK High-Low Range(Rs.) 82.01 128.45 NSE 110.01 -4.32 ( -3.78% )   Prev Close ( Rs.) 114.33 Open ( Rs.) 114.00   High ( Rs.) 114.00 Low ( Rs.) 109.33   Volume 4185654 Week Avg.Volume 5624482   52 WK High-Low Range(Rs.)

Gross Sales Operating Profit PBIT Profit after tax Year End Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Gross Sales 961.97 952.69 937.35 1064.06 1502.51 PBIT 1064.27 1057.27 807.61 561.31 491.95 Operating Profit 84.70 -36.30 66.00 -47.20 -19.50 Operating Profit 1988.50 10631.30 7688.10 3781.12 5112.63 Operating Profit 33.16 -9.59 -33.13 15.21 -0.05 PBIT 186194.30 180094.60 172433.80 198048.20 150249.20 PBIT 20.14 54.53 50.04 106.18 78.73 Operating Profit 79.50 100.58 198.31 161.35 67.65 PBIT 29337.03 23845.68 17843.60 7427.02 5340.74 Operating Profit 16.29 19.93 14.74 23.04 23.31 PBIT 84.60 -56.90 28.30 -197.80 -74.40 Profit after tax 801.88 796.39 600.07 414.95 366.86 More > PBIT 1988.50 10631.30 7688.10 3781.12 5112.63 PBIT -27.15 15.87 108.82 94.14 6.18 PBIT 219.21 -10.98 -34.38 13.95 -0.97 Profit after tax 153535.70 153774.80 151245.40 170937.60 119357.80 More > Profit after tax 84.60 -56.90 28.30 -197.80 -74.40 More > Profit after tax 20824.63 17672.68 11973.80 5015.62 4321.24 More > PBIT 10.57 9.58 9.41 17.99 6.42 Profit after tax 1470.50 7989.60 5735.90 2807.32 3842.23 More > Profit after tax -25.92 11.05 80.15 67.64 3.94 More >
Operating Profit	3561.20	3070.90	2534.35	1829.40	2101.11
Profit after tax	7.90	7.17	6.97	15.71	4.41
More >

Profit after tax197.22-10.98-34.1913.76-0.96More >PBIT2860.102353.101827.981190.631473.67Profit after tax2126.701756.101359.92887.311106.08More >Profit after tax10.7936.8636.6978.3257.98More >

Back
Type : Consolidated Standalone
(Rs.in Million) Particulars Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 I. INCOME                Interest Earned 125410.82 112132.03 93552.28 80129.79 81110.88      Interest / Discount on advances / Bills 94229.88 86086.67 69975.54 60148.83 60630.15      Interest on balances with RBI and other Inter-bank funds 485.84 367.19 941.71 1686.91 3172.25      Income on investments 26692.33 22654.30 20709.24 16768.54 17307.93      Others 4002.78 3023.87 1925.79 1525.50 0.55 Other Income 11469.37 8376.73 7652.42 7534.83 7014.94      Commission,exchange and brokerage 2640.58 2464.27 1590.92 2007.74 2158.20      Profit / (loss)on sale of investments(net) 1024.31 575.22 516.67 1230.96 2521.64      Profit on sale of Fixed Assets 9.94 10.67 11.93 2.86 2.84      Foreign Exchange Gains 134.14 122.26 142.02 163.66 104.81      Income earned from subsidiaries/joint venture      Rent / Lease Income      Provisions Written Back      Miscellaneous income 7660.41 5204.31 5390.87 4129.61 2227.46 Total Income 136880.19 120508.76 101204.70 87664.62 88125.82 II. EXPENDITURE Interest Expended 67412.57 60079.31 46094.38 41013.37 43398.80      Intereston Deposits 64371.86 56853.66 43512.42 39013.37 41398.65      Interest on RBI / inter-bank borrowings 64.01 375.67 364.80 14.36 12.65      Other Interest 2976.70 2849.98 2217.16 1985.64 1987.50 Operating Expenses 40120.00 37625.56 36508.70 35986.53 28841.63      Payments to and provisions for employees 27878.78 25789.80 27085.63 26750.79 20624.30      Rent,Taxes and lighting 1230.31 1129.50 1046.55 979.73 965.77      Depreciation on Banks property 1583.55 2079.25 1324.68 1243.33 1342.81      Depreciation on leased assets 96.55 96.99 251.87 197.53      Auditor's fees and expenses 180.84 171.26 131.35 221.55 180.82      Law charges 171.36 174.21 187.19 128.20 113.51      Communication Expenses 41.64 53.65 49.64 40.77 48.21      Repairs and Maintenance 402.60 393.18 308.34 340.06 200.13      Insurance 1816.00 1636.03 1441.45 1293.85 1188.22      Other expenses 6718.37 6101.72 4681.99 4790.73 4177.87 Provisions and Contingencies -39.17 -1076.89 741.25 3208.94 10517.94      Provision for investments -902.70 758.80 834.60 -206.60 313.30      Provision for advances 796.90 -1882.90 224.90 -217.90 -134.00      Others Provisions 66.63 47.21 -318.25 3633.44 10338.64 Profit Before Tax 29386.79 23880.78 17860.37 7455.78 5367.45 Taxes 8524.30 6181.70 5874.50 2411.40 1019.50      Current Income Tax 6874.10 5897.50 5310.10 2153.40 366.50      Deferred Tax 1650.20 284.20 564.40 258.00 653.00      Other taxes 0.00 0.00 0.00 0.00 0.00 Profit After Tax 20862.49 17699.08 11985.87 5044.38 4347.95 Extra items 0.00 0.00 0.00 0.00 0.00 Minority Interest Share of Associate -44.63 13.16 -180.70 -95.87 -63.49 Other Consolidated Items Consolidated Net Profit 20817.86 17712.25 11805.17 4948.51 4284.47 Adjustments to PAT IV. APPROPRIATIONS 20817.86 17712.25 11805.17 4948.51 4284.47      Transfer to Statutory Reserve 5485.60 4418.17 2993.45 1253.91 1080.31      Appropriation to General Reserve      Appropriation to Revenue Reserve 11796.02 10681.53 8295.98 3359.46 1865.41      Appropriation to Other Reserves      Equity Dividend 2367.54 2367.54 515.74      Corporate dividend tax      Other appropriations 1168.70 245.00 0.00 335.15 1338.75 Equity Dividend % 215.00 215.00 50.00 Earnings Per Share 19.00 16.00 11.00 5.00 6.00 Adjusted EPS 19.00 16.00 11.00 5.00 6.00