(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 112132.03 | 93552.28 | 80129.79 | 81110.88 | 84462.89 |
Interest / Discount on advances / Bills | 86086.67 | 69975.54 | 60148.83 | 60630.15 | 65724.97 |
Interest on balances with RBI and other Inter-bank funds | 367.19 | 941.71 | 1686.91 | 3172.25 | 2660.32 |
Income on investments | 22654.30 | 20709.24 | 16768.54 | 17307.93 | 16076.09 |
Others | 3023.87 | 1925.79 | 1525.50 | 0.55 | 1.50 |
Other Income | 8376.73 | 7652.42 | 7534.83 | 7014.94 | 5085.97 |
Commission,exchange and brokerage | 2464.27 | 1590.92 | 2007.74 | 2158.20 | 2377.20 |
Profit / (loss)on sale of investments(net) | 575.22 | 516.67 | 1230.96 | 2521.64 | 816.26 |
Profit on sale of Fixed Assets | 10.67 | 11.93 | 2.86 | 2.84 | 4.37 |
Foreign Exchange Gains | 122.26 | 142.02 | 163.66 | 104.81 | 7.79 |
Income earned from subsidiaries/joint venture | | | | | -417.69 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 5204.31 | 5390.87 | 4129.61 | 2227.46 | 2298.05 |
Total Income | 120508.76 | 101204.70 | 87664.62 | 88125.82 | 89548.86 |
II. EXPENDITURE | | | | | |
Interest Expended | 60079.31 | 46094.38 | 41013.37 | 43398.80 | 47392.43 |
Intereston Deposits | 56853.66 | 43512.42 | 39013.37 | 41398.65 | 44965.20 |
Interest on RBI / inter-bank borrowings | 375.67 | 364.80 | 14.36 | 12.65 | 37.69 |
Other Interest | 2849.98 | 2217.16 | 1985.64 | 1987.50 | 2389.54 |
Operating Expenses | 37625.56 | 36508.70 | 35986.53 | 28841.63 | 27345.72 |
Payments to and provisions for employees | 25789.80 | 27085.63 | 26750.79 | 20624.30 | 18906.39 |
Rent,Taxes and lighting | 1129.50 | 1046.55 | 979.73 | 965.77 | 998.90 |
Depreciation on Banks property | 2079.25 | 1324.68 | 1243.33 | 1342.81 | 1256.74 |
Depreciation on leased assets | 96.99 | 251.87 | 197.53 | | |
Auditor's fees and expenses | 171.26 | 131.35 | 221.55 | 180.82 | 177.54 |
Law charges | 174.21 | 187.19 | 128.20 | 113.51 | 96.90 |
Communication Expenses | 53.65 | 49.64 | 40.77 | 48.21 | 40.89 |
Repairs and Maintenance | 393.18 | 308.34 | 340.06 | 200.13 | 198.03 |
Insurance | 1636.03 | 1441.45 | 1293.85 | 1188.22 | 903.37 |
Other expenses | 6101.72 | 4681.99 | 4790.73 | 4177.87 | 4766.96 |
Provisions and Contingencies | -1076.89 | 741.25 | 3208.94 | 10517.94 | 26250.97 |
Provision for investments | 758.80 | 834.60 | -206.60 | 313.30 | 1516.80 |
Provision for advances | | -282.40 | -217.90 | -134.00 | -306.70 |
Others Provisions | -1835.69 | 189.05 | 3633.44 | 10338.64 | 25040.87 |
Profit Before Tax | 23880.78 | 17860.37 | 7455.78 | 5367.45 | -11440.25 |
Taxes | 6181.70 | 5874.50 | 2411.40 | 1019.50 | 393.60 |
Current Income Tax | 5897.50 | 5310.10 | 2153.40 | 366.50 | 719.10 |
Deferred Tax | 284.20 | 564.40 | 258.00 | 653.00 | -325.50 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 17699.08 | 11985.87 | 5044.38 | 4347.95 | -11833.85 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | 13.16 | -180.70 | -95.87 | -63.49 | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 17712.25 | 11805.17 | 4948.51 | 4284.47 | -11833.85 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 17712.25 | 11805.17 | 4948.51 | 4284.47 | -11833.85 |
Transfer to Statutory Reserve | 4418.17 | 2993.45 | 1253.91 | 1080.31 | |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 10681.53 | 8295.98 | 3359.46 | 1865.41 | -12138.45 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 2367.54 | 515.74 | | | |
Corporate dividend tax | | | | | |
Other appropriations | 245.00 | 0.00 | 335.15 | 1338.75 | 304.60 |
Equity Dividend % | 215.00 | 50.00 | | | |
Earnings Per Share | 16.00 | 11.00 | 5.00 | 6.00 | -17.00 |
Adjusted EPS | 16.00 | 11.00 | 5.00 | 6.00 | -17.00 |