| (Rs.in Million) |
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| INCOME : | | | | | |
| Operating Income | 84750.00 | 87190.00 | 89830.00 | 99270.00 | 132160.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 67840.00 | 76760.00 | 85830.00 | 97220.00 | 115490.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | 0.00 | 8630.00 |
| Brokerages & commissions | 290.00 | 110.00 | 30.00 | 10.00 | 10.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 16620.00 | 10320.00 | 3980.00 | 2040.00 | 8040.00 |
| Operating Income (Net) | 84750.00 | 87190.00 | 89830.00 | 99270.00 | 132160.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 6190.00 | 5150.00 | 4680.00 | 2530.00 | 6050.00 |
| Salaries, Wages & Bonus | 5680.00 | 5530.00 | 4540.00 | 3040.00 | 5200.00 |
| Contributions to EPF & Pension Funds | 70.00 | 70.00 | 50.00 | 40.00 | 120.00 |
| Workmen and Staff Welfare Expenses | 90.00 | 70.00 | 40.00 | 20.00 | 100.00 |
| Other Employees Cost | 350.00 | -520.00 | 50.00 | -580.00 | 640.00 |
| Operating & Establishment Expenses | 530.00 | 540.00 | 380.00 | 420.00 | 710.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 10.00 | 40.00 | 50.00 | 60.00 | |
| Rent , Rates & Taxes | 140.00 | 160.00 | 80.00 | 90.00 | 100.00 |
| Repairs and Maintenance | 300.00 | 250.00 | 190.00 | 170.00 | 320.00 |
| Insurance | | | | | |
| Electricity & Power | 60.00 | 70.00 | 50.00 | 50.00 | 80.00 |
| Other Operating Expenses | 30.00 | 20.00 | 10.00 | 40.00 | 210.00 |
| Administrations & Other Expenses | 1140.00 | 1180.00 | 830.00 | 900.00 | 900.00 |
| Printing and stationery | 30.00 | 30.00 | 20.00 | 10.00 | 30.00 |
| Professional and legal fees | 620.00 | 700.00 | 440.00 | 590.00 | 230.00 |
| Advertisement & Sales Promotion | 60.00 | 110.00 | 110.00 | 40.00 | 370.00 |
| Other General Expenses | 430.00 | 340.00 | 270.00 | 250.00 | 280.00 |
| Provisions and Contingencies | 9130.00 | 8670.00 | 5850.00 | 10480.00 | 12770.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | 8830.00 | 8200.00 | 5200.00 | 8100.00 | 8950.00 |
| Bad debts /advances written off | | | | 1100.00 | 1680.00 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | 0.00 | 30.00 | 20.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | 370.00 | 1210.00 |
| Other Miscellaneous Expenses | 300.00 | 470.00 | 650.00 | 880.00 | 910.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 16990.00 | 15540.00 | 11750.00 | 14320.00 | 20430.00 |
| Operating Profit (Excl OI) | 67760.00 | 71650.00 | 78080.00 | 84950.00 | 111730.00 |
| Other Income | 2640.00 | 1610.00 | 670.00 | 1030.00 | 70.00 |
| Other Interest Income | 1040.00 | 0.00 | 50.00 | 710.00 | 20.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | | | | | 10.00 |
| Provision Written Back | 10.00 | 20.00 | 10.00 | 170.00 | 0.00 |
| Others | 1590.00 | 1590.00 | 600.00 | 160.00 | 40.00 |
| Operating Profit | 70400.00 | 73260.00 | 78750.00 | 85980.00 | 111810.00 |
| Interest | 53070.00 | 56360.00 | 62420.00 | 69390.00 | 85120.00 |
| Loans | 31380.00 | 30780.00 | 30550.00 | 32620.00 | 40560.00 |
| Deposits | | | | | |
| Bonds / Debentures | 18500.00 | 21790.00 | 26700.00 | 33170.00 | 40620.00 |
| Other Interest | 3190.00 | 3800.00 | 5170.00 | 3600.00 | 3930.00 |
| Depreciation | 850.00 | 860.00 | 770.00 | 970.00 | 1080.00 |
| Profit Before Taxation & Exceptional Items | 16490.00 | 16040.00 | 15560.00 | 15620.00 | 25610.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 16490.00 | 16040.00 | 15560.00 | 15620.00 | 25610.00 |
| Provision for Tax | 4320.00 | 4760.00 | 3780.00 | 3600.00 | 3950.00 |
| Current Income Tax | 1290.00 | 1790.00 | 640.00 | 640.00 | 3710.00 |
| Deferred Tax | 3090.00 | 2960.00 | 3160.00 | 2970.00 | 240.00 |
| Other taxes | -70.00 | 10.00 | -10.00 | -10.00 | 0.00 |
| Profit After Tax | 12170.00 | 11280.00 | 11780.00 | 12020.00 | 21660.00 |
| Extra items | -30.00 | 20.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | 340.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 12140.00 | 11300.00 | 11780.00 | 12020.00 | 22000.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 16760.00 | 14270.00 | 9970.00 | 13180.00 | 15890.00 |
| Appropriations | 28900.00 | 25570.00 | 21750.00 | 25190.00 | 37890.00 |
| General Reserve | | | | | 1500.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | 2700.00 |
| Other Appropriation | 28900.00 | 25570.00 | 21750.00 | 25190.00 | 33690.00 |
| Equity Dividend % | 100.00 | 63.00 | | 450.00 | 1550.00 |
| Earnings Per Share | 21.00 | 25.00 | 26.00 | 27.00 | 52.00 |
| Adjusted EPS | 21.00 | 22.00 | 24.00 | 24.00 | 47.00 |