| (Rs.in Million) |
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| INCOME : | | | | | |
| Operating Income | 150617.00 | 118977.00 | 121856.00 | 115346.00 | 96874.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 145457.00 | 115555.00 | 119252.00 | 112103.00 | 94177.00 |
| Portfolio management services | | | | | |
| Dividend income | 48.00 | 9.00 | 0.00 | 0.00 | 9.00 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 5111.00 | 3412.00 | 2604.00 | 3243.00 | 2688.00 |
| Operating Income (Net) | 150617.00 | 118977.00 | 121856.00 | 115346.00 | 96874.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 18282.00 | 14883.00 | 12368.00 | 11893.00 | 12085.00 |
| Salaries, Wages & Bonus | 16999.00 | 13831.00 | 11427.00 | 11006.00 | 11131.00 |
| Contributions to EPF & Pension Funds | 998.00 | 871.00 | 816.00 | 713.00 | 766.00 |
| Workmen and Staff Welfare Expenses | 285.00 | 181.00 | 127.00 | 160.00 | 157.00 |
| Other Employees Cost | 0.00 | 0.00 | -2.00 | 14.00 | 31.00 |
| Operating & Establishment Expenses | 5129.00 | 4540.00 | 4242.00 | 3719.00 | 3497.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | 19.00 | 0.00 |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 3497.00 | 3273.00 | 3054.00 | 2819.00 | 2755.00 |
| Repairs and Maintenance | 691.00 | 562.00 | 651.00 | 348.00 | 268.00 |
| Insurance | 184.00 | 137.00 | 145.00 | 218.00 | 128.00 |
| Electricity & Power | 524.00 | 431.00 | 337.00 | 307.00 | 338.00 |
| Other Operating Expenses | 233.00 | 138.00 | 56.00 | 9.00 | 8.00 |
| Administrations & Other Expenses | 5584.00 | 4096.00 | 3003.00 | 3111.00 | 3407.00 |
| Printing and stationery | 285.00 | 243.00 | 175.00 | 171.00 | 215.00 |
| Professional and legal fees | 1052.00 | 602.00 | 409.00 | 472.00 | 413.00 |
| Advertisement & Sales Promotion | 2696.00 | 1834.00 | 1281.00 | 1578.00 | 1741.00 |
| Other General Expenses | 1551.00 | 1417.00 | 1137.00 | 890.00 | 1038.00 |
| Provisions and Contingencies | 7230.00 | 3973.00 | 5291.00 | 3905.00 | 3152.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 2268.00 | 1233.00 | 1225.00 | 316.00 | 727.00 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 1.00 | 21.00 | 6.00 | 35.00 | 13.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | 32.00 | 35.00 |
| Other Miscellaneous Expenses | 4961.00 | 2719.00 | 4059.00 | 3521.00 | 2378.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 36226.00 | 27492.00 | 24904.00 | 22627.00 | 22141.00 |
| Operating Profit (Excl OI) | 114391.00 | 91484.00 | 96952.00 | 92718.00 | 74733.00 |
| Other Income | 1011.00 | 773.00 | 526.00 | 359.00 | 261.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | | | | | |
| Provision Written Back | | | | 3.00 | 29.00 |
| Others | 1011.00 | 773.00 | 526.00 | 356.00 | 233.00 |
| Operating Profit | 115402.00 | 92258.00 | 97478.00 | 93077.00 | 74995.00 |
| Interest | 54516.00 | 42248.00 | 42676.00 | 41089.00 | 31798.00 |
| Loans | 39962.00 | 30559.00 | 29380.00 | 28572.00 | 21905.00 |
| Deposits | 691.00 | 495.00 | 244.00 | 274.00 | 310.00 |
| Bonds / Debentures | 13364.00 | 11009.00 | 12903.00 | 12112.00 | 9451.00 |
| Other Interest | 498.00 | 185.00 | 148.00 | 131.00 | 132.00 |
| Depreciation | 921.00 | 782.00 | 700.00 | 674.00 | 592.00 |
| Profit Before Taxation & Exceptional Items | 59965.00 | 49228.00 | 54102.00 | 51315.00 | 42604.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 59965.00 | 49228.00 | 54102.00 | 51315.00 | 42604.00 |
| Provision for Tax | 15289.00 | 12530.00 | 13789.00 | 13126.00 | 10917.00 |
| Current Income Tax | 15807.00 | 12341.00 | 14111.00 | 13360.00 | 10779.00 |
| Deferred Tax | -512.00 | 294.00 | -315.00 | -225.00 | 137.00 |
| Other taxes | -6.00 | -106.00 | -7.00 | -9.00 | 1.00 |
| Profit After Tax | 44676.00 | 36698.00 | 40313.00 | 38189.00 | 31687.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -1433.00 | -575.00 | -147.00 | -145.00 | -304.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 43243.00 | 36123.00 | 40166.00 | 38044.00 | 31382.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 109953.00 | 88710.00 | 63974.00 | 33374.00 | 21872.00 |
| Appropriations | 153196.00 | 124833.00 | 104140.00 | 71418.00 | 53255.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | 1235.00 |
| Other Appropriation | 153196.00 | 124833.00 | 104140.00 | 71418.00 | 52020.00 |
| Equity Dividend % | 240.00 | 220.00 | 200.00 | 200.00 | 150.00 |
| Earnings Per Share | 108.00 | 90.00 | 100.00 | 95.00 | 78.00 |
| Adjusted EPS | 108.00 | 90.00 | 100.00 | 95.00 | 78.00 |