(Rs.in Million) |
Particulars | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
INCOME : | | | | | |
Operating Income | 26264.20 | 23673.20 | 20195.70 | 18062.50 | 14795.00 |
Sale of Shares / Units | | | | | |
Interest income | 25652.30 | 22465.80 | 19332.00 | 16868.00 | 14015.37 |
Portfolio management services | | | | | |
Dividend income | | | | | |
Brokerages & commissions | 116.20 | 46.10 | 32.30 | 17.50 | |
Processing fees and other charges | 221.50 | 169.80 | 204.80 | 465.90 | 667.19 |
Other Operating Income | 274.20 | 991.50 | 626.60 | 711.20 | 112.45 |
Operating Income (Net) | 26264.20 | 23673.20 | 20195.70 | 18062.50 | 14795.00 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 473.60 | 469.80 | 443.30 | 438.00 | 282.55 |
Salaries, Wages & Bonus | 381.00 | 402.90 | 372.10 | 374.60 | 233.26 |
Contributions to EPF & Pension Funds | 47.70 | 42.30 | 37.80 | 39.40 | 22.98 |
Workmen and Staff Welfare Expenses | 44.50 | 23.60 | 27.40 | 24.00 | 16.76 |
Other Employees Cost | 0.40 | 1.00 | 6.00 | 0.00 | 9.55 |
Operating & Establishment Expenses | 81.90 | 93.00 | 77.70 | 40.50 | 40.18 |
Depository Charges | | | | | |
Security Transaction tax | | | | | |
Software & Technical expenses | | | | | |
Commission, Brokerage & Discounts | | | | 4.50 | |
Rent , Rates & Taxes | 23.30 | 54.70 | 26.20 | 17.20 | 13.83 |
Repairs and Maintenance | 57.60 | 37.60 | 50.20 | 18.10 | 17.81 |
Insurance | 1.00 | 0.70 | 1.30 | 0.70 | 0.71 |
Electricity & Power | | | | | 7.83 |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 126.80 | 150.40 | 87.20 | 203.70 | 92.82 |
Printing and stationery | 3.00 | 2.30 | 4.10 | 3.90 | 5.97 |
Professional and legal fees | 36.90 | 57.50 | 50.70 | 53.30 | 21.94 |
Advertisement & Sales Promotion | 5.80 | 8.50 | 25.80 | 46.20 | 21.82 |
Other General Expenses | 81.10 | 82.10 | 6.60 | 100.30 | 43.10 |
Provisions and Contingencies | 4404.20 | 5779.40 | 3698.40 | 2019.70 | 1728.75 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | | | 249.10 | | |
Provision for doubtful debts | | | | | 1239.09 |
Losson disposal of fixed assets(net) | 0.40 | 0.10 | 0.00 | 0.00 | 0.04 |
Losson foreign exchange fluctuations | 698.50 | 406.50 | 585.70 | 931.60 | |
Losson sale of non-trade current investments | | | | | |
Other Miscellaneous Expenses | 3705.30 | 5372.80 | 2863.60 | 1088.10 | 489.62 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 5086.50 | 6492.50 | 4306.70 | 2701.90 | 2144.30 |
Operating Profit (Excl OI) | 21177.60 | 17180.70 | 15889.00 | 15360.70 | 12650.70 |
Other Income | 446.90 | 50.60 | 26.40 | 298.60 | 62.17 |
Other Interest Income | 2.40 | 2.70 | 2.70 | 2.90 | 18.16 |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | 0.30 | 0.10 | 0.00 | | 0.52 |
Income from investments | | | | | |
Provision Written Back | 19.90 | 1.10 | 1.90 | 4.40 | |
Others | 424.20 | 46.80 | 21.80 | 291.30 | 43.49 |
Operating Profit | 21624.50 | 17231.30 | 15915.40 | 15659.30 | 12712.87 |
Interest | 15702.60 | 14592.10 | 11829.00 | 10056.30 | 7260.95 |
Loans | 6676.20 | 6876.40 | 5286.60 | 4476.60 | 4020.45 |
Deposits | | | | | |
Bonds / Debentures | 7715.90 | 6612.60 | 5558.90 | 4668.70 | 3452.62 |
Other Interest | 1310.60 | 1103.00 | 983.50 | 911.10 | -212.11 |
Depreciation | 226.70 | 228.10 | 233.60 | 213.30 | 73.31 |
Profit Before Taxation & Exceptional Items | 5695.20 | 2411.10 | 3852.80 | 5389.70 | 5378.61 |
Exceptional Income / Expenses | | | -743.30 | | -97.06 |
Profit Before Tax | 5695.20 | 2411.10 | 3109.50 | 5389.70 | 5281.54 |
Provision for Tax | 2231.10 | 265.60 | 610.50 | 1685.30 | 1631.70 |
Current Income Tax | 2916.20 | 1001.30 | 1388.80 | 1051.90 | 1555.87 |
Deferred Tax | -685.10 | -735.70 | -778.40 | 633.40 | 75.83 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 3464.10 | 2145.50 | 2499.10 | 3704.40 | 3649.84 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | -0.30 | 0.60 | -0.40 | 0.30 | |
Other Consolidated Items | -15.70 | -15.50 | | | |
Consolidated Net Profit | 3448.10 | 2130.70 | 2498.70 | 3704.70 | 3649.84 |
Adjustments to PAT | | | | | 3.04 |
Profit Balance B/F | 804.30 | 193.90 | -188.00 | 89.00 | 1.52 |
Appropriations | 4252.30 | 2324.60 | 2310.70 | 3793.70 | 3654.39 |
General Reserve | 1950.00 | -2000.00 | 1067.70 | | 505.00 |
Proposed Equity Dividend | | | | | 255.01 |
Corporate dividend tax | | | | 213.80 | 255.49 |
Other Appropriation | 2302.30 | 4324.60 | 1243.00 | 3579.90 | 2638.89 |
Equity Dividend % | | | 16.00 | 16.00 | 16.00 |
Earnings Per Share | 4.00 | 3.00 | 3.00 | 5.00 | 465.00 |
Adjusted EPS | 4.00 | 3.00 | 3.00 | 5.00 | 5.00 |